Federal credit union · HUNTINGTON, West Virginia · NCUA charter #14030
Ibew 317
Health score 72/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 72
- Health / 100
- $29.1M
- Total assets
- 1,996
- Members
- 11.1%
- Net-worth ratio
Ibew 317 scores 72/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $29.1M; members 1,996; net-worth ratio 11.07%; health rank #3,477 of 4,374; healthier than 20th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#3,477 of 4,374 health · 2025Q4Ibew 317 · health 72/100 · $29.1M · 2025Q4
Call Report peers
Ibew 317 in the assets neighbourhood
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Ibew 317 vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Ibew 317 sits in 70-74 with 317 others.
72 20th percentile higher than 20% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where Ibew 317 diverges from peer averages
- Loan-to-Share Ratio trails the peer set - 48.41% here, 59.80% peer average (-11.39 pp).
Ibew 317 in West Virginia
- Health composite ranks #54 of 74 among scored West Virginia credit unions.
- Assets rank #34 of 74 inside West Virginia ($29.1M reported).
- West Virginia membership ordinal: #39 of 74.
- One place up in West Virginia, Hancock School Emp. (#53) ties at 72/100; one place down, Morgantown a E S (#55) ties at 72/100.
How Ibew 317's 5300 filing moved
Ibew 317: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.7% from $29.1M (2025Q4) to $29.3M (2026Q1).
- Net-worth ratio shifted +0.14 pp (10.93% → 11.07%).
11.07% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 72/100 score is built
Ibew 317 gives up 28 points in total. Delinquency Rate costs the most, 23.2 of its 25; Net Worth Ratio and Member Growth score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 1.8 pts
- Return on Assets 14.7 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 10.5 pts
Call Report ratios for Ibew 317
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.07% | -3.79 pp |
| Delinquency Rate | 3.72% | +2.57 pp |
| Return on Assets | 0.48% | -0.22 pp |
| Member Growth | 47.20% | - |
| Loan-to-Share Ratio | 48.41% | -11.39 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Call Report history - Ibew 317
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $29.3M | - |
| 2025Q4 | $29.1M | 1,996 |
| 2024Q4 | $30.0M | 1,356 |
| 2023Q4 | $29.0M | 1,313 |
Credit Union Details
- Charter Number
- 14030
- Type
- Federal
- Field of Membership
- Other/Community
- Peer Group
- $10M–$50M
- State
- West Virginia
- City
- HUNTINGTON
- Data Quarter
- 2025Q4
Branch Location
Ibew 317 operates a single office in Huntington, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| MAIN OFFICE (Main Office) | Huntington, WV |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in West Virginia
Other federally-insured credit unions in West Virginia, closest first by peer group and asset size.
Ibew 317 nationwide neighbourhoods
Using this data
- Ibew 317 ranks #3,477 of 4,374 nationally on financial health and #54 of 74 in WV -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- ALLOY is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with ALLOY
Frequently Asked Questions
Is Ibew 317 financially healthy?
Ibew 317 has a financial health score of 72/100 (Very Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,477 of 4,374 nationally on health and #54 of 74 in West Virginia. Its net worth ratio is 11.07% and its delinquency rate 3.72%.
How does Ibew 317 compare to other credit unions?
Ibew 317 scores 72/100, higher than 20% of the 4,374 scored credit unions. Its widest shortfall is loan-to-share ratio (48.41% vs 59.80%).
How can I join Ibew 317?
Ibew 317 operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Ibew 317 directly for the exact boundaries and application steps.
Is my money safe at Ibew 317?
Ibew 317 is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Ibew 317's net worth ratio of 11.07% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.