Federal credit union · PORTLAND, Oregon · NCUA charter #9292
CONSOLIDATED
Health score 96/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 96
- Health / 100
- $693.3M
- Total assets
- 33,020
- Members
- 15.0%
- Net-worth ratio
CONSOLIDATED scores 96/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $693.3M; members 33,020; net-worth ratio 15.01%; health rank #230 of 4,374; healthier than 93rd of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#230 of 4,374 health · 2025Q4CONSOLIDATED · health 96/100 · $693.3M · 2025Q4
Call Report peers
CONSOLIDATED in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
CONSOLIDATED vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); CONSOLIDATED sits in 95-99 with 391 others.
96 Top 7% higher than 93% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where CONSOLIDATED diverges from peer averages
- Strongest edge vs 749 Over $500M peers is Net Worth Ratio: +3.83 pp (15.01% vs 11.18%).
- Loan-to-Share Ratio trails the peer set - 80.45% here, 83.90% peer average (-3.45 pp).
CONSOLIDATED: in-state Call Report ranks
- Oregon health ordinal: #7 of 48.
- By total assets, CONSOLIDATED is #11 of 48 in Oregon.
- Member book place in Oregon: #13 of 48.
- One place up in Oregon, South Coast Ilwu (#6) scores 97/100, 1 point higher; one place down, ROGUE (#8) ties at 96/100.
CONSOLIDATED Call Report trajectory
CONSOLIDATED: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +19.9% from $693.3M (2025Q4) to $831.2M (2026Q1).
- Net-worth ratio shifted -0.96 pp (15.97% → 15.01%).
15.01% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 96/100 score is built
CONSOLIDATED gives up 4 points in total. Return on Assets costs the most, 4.5 of its 15; Net Worth Ratio and Delinquency Rate and Member Growth and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 10.5 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 15.5 pts
CONSOLIDATED health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 15.01% | +3.83 pp |
| Delinquency Rate | 0.22% | -0.65 pp |
| Return on Assets | 0.20% | -0.31 pp |
| Member Growth | 62.34% | - |
| Loan-to-Share Ratio | 80.45% | -3.45 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $831.2M | - |
| 2025Q4 | $693.3M | 33,020 |
| 2024Q4 | $510.2M | 20,340 |
| 2023Q4 | $478.9M | 21,000 |
Credit Union Details
- Charter Number
- 9292
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Over $500M
- State
- Oregon
- City
- PORTLAND
- Data Quarter
- 2025Q4
Branch Locations (5)
Per its most recent NCUA branch filing, CONSOLIDATED runs 5 offices in 2 different cities.
| Office | City |
|---|---|
| Admin (Main Office) | Portland, OR |
| Hood River | Hood River, OR |
| Sandy | Portland, OR |
| Northwest | Portland, OR |
| Providence St. Vincent Medical Center Branch | Portland, OR |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Oregon
More federally-insured credit unions based in Oregon, ordered by peer group match and asset size.
CONSOLIDATED nationwide neighbourhoods
Similar total assets
Similar health score
Using this data
- CONSOLIDATED ranks #230 of 4,374 nationally on financial health and #7 of 48 in OR -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Central Willamette is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Central Willamette
Frequently Asked Questions
Is CONSOLIDATED financially healthy?
On its 2025Q4 NCUA 5300 filing, CONSOLIDATED scores 96/100 (Excellent), with a 15.01% net worth ratio and 0.22% of loans delinquent. It ranks #230 of 4,374 nationally on health and #7 of 48 in Oregon.
How does CONSOLIDATED compare to other credit unions?
CONSOLIDATED scores 96/100, higher than 93% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is net worth ratio (15.01% vs 11.18%). Its widest shortfall is loan-to-share ratio (80.45% vs 83.90%).
How can I join CONSOLIDATED?
CONSOLIDATED operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact CONSOLIDATED directly for the exact boundaries and application steps.
Is my money safe at CONSOLIDATED?
CONSOLIDATED is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. CONSOLIDATED's net worth ratio of 15.01% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.