Federal credit union · Columbus, Nebraska · NCUA charter #24402
ONENEBRASKA
Health score 88/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 88
- Health / 100
- $107.6M
- Total assets
- 8,619
- Members
- 10.4%
- Net-worth ratio
ONENEBRASKA scores 88/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $107.6M; members 8,619; net-worth ratio 10.38%; health rank #1,494 of 4,374; healthier than 65th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#1,494 of 4,374 health · 2025Q4ONENEBRASKA · health 88/100 · $107.6M · 2025Q4
- MEM 88/100
- RANK 10.4%
- PHOTO 1.48%
- BOOK 0.29%
- CHARTER $107.6M
- NCUSIF 8,619
- CAMELS #1,494/4,374
- HEALTH KATAHDIN
- NW 24402
Call Report peers
ONENEBRASKA in the assets neighbourhood
ONENEBRASKA's $107.6M assets sit next to KATAHDIN ($107.8M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
ONENEBRASKA vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
88 Top 35% higher than 65% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
ONENEBRASKA - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #24402 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
ONENEBRASKA vs $100M–$500M peers
- Loan-to-Share Ratio leads the peer set - 82.33% here, 72.20% peer average (+10.13 pp).
- Widest shortfall vs peers is Net Worth Ratio: -1.73 pp (10.38% vs 12.11%).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
ONENEBRASKA in Nebraska
- In Nebraska, health place is #12 of 50 on the same NCUA-ratio sort used nationally.
- Nebraska assets place: #14 of 50.
- Membership ranks #14 of 50 among Nebraska CUs with a reported count (8,619 members).
In-state ordinals use the live credit_unions table for NE only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
ONENEBRASKA Call Report trajectory
ONENEBRASKA: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +1.6% from $107.6M (2025Q4) to $109.4M (2026Q1).
- Net-worth ratio shifted -0.01 pp (10.39% → 10.38%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 10.38%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 88/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 88.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 16.4 pts
- Return on Assets 11.8 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 14.8 pts
Call Report ratios for ONENEBRASKA
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.38% | -1.73 pp |
| Delinquency Rate | 1.48% | +0.59 pp |
| Return on Assets | 0.29% | -0.34 pp |
| Member Growth | 23.43% | - |
| Loan-to-Share Ratio | 82.33% | +10.13 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
Call Report history - ONENEBRASKA
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $109.4M | - |
| 2025Q4 | $107.6M | 8,619 |
| 2024Q4 | $79.4M | 6,983 |
| 2023Q4 | $79.9M | 7,370 |
Credit Union Details
- Charter Number
- 24402
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- Nebraska
- City
- Columbus
- Data Quarter
- 2025Q4
Branch Locations (3)
ONENEBRASKA operates 3 offices in Columbus, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| OneNebraska FCU (Main Office) | Columbus, NE |
| OneNebraska FCU | Columbus, NE |
| OneNebraska FCU | Columbus, NE |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Nebraska
More federally-insured credit unions based in Nebraska, ordered by peer group match and asset size.
Cross-state Call Report peers for ONENEBRASKA
ONENEBRASKA's nationwide photo peers by assets and by health score, excluding Nebraska charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($107.6M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (88/100 here).
Using this data
- ONENEBRASKA ranks #1,494 of 4,374 nationally on financial health and #12 of 50 in NE -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- MEMBERSOWN is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with MEMBERSOWN
- Rates and health both vary by institution, not just by state -- see how Nebraska credit unions compare overall before assuming this one is typical. Nebraska state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is ONENEBRASKA financially healthy?
Yes/no aside, the number is 88/100 (Excellent) - ONENEBRASKA's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #1,494 of 4,374; by total assets it ranks #1,765 of 4,374 nationally (same basis as /rankings/largest); and #14 of 50 within Nebraska. Above 80 reads excellent, below 50 warrants closer monitoring; a 10.38% net worth ratio and 1.48% delinquency rate are the key drivers.
How does ONENEBRASKA compare to other credit unions?
On PlainCU's health composite, ONENEBRASKA lands at 88/100, compared to a peer group average for $100M–$500M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join ONENEBRASKA?
ONENEBRASKA operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact ONENEBRASKA directly for the exact boundaries and application steps.
Is my money safe at ONENEBRASKA?
Federal credit unions like ONENEBRASKA are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. ONENEBRASKA's net worth ratio of 10.38% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does ONENEBRASKA offer compared to banks?
Credit unions like ONENEBRASKA are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact ONENEBRASKA directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.