State credit union · Grand Rapids, Michigan · NCUA charter #60936
ADVENTURE
Health score 93/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 93
- Health / 100
- $629.0M
- Total assets
- 38,379
- Members
- 11.4%
- Net-worth ratio
ADVENTURE scores 93/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $629.0M; members 38,379; net-worth ratio 11.41%; health rank #648 of 4,374; healthier than 84th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#648 of 4,374 health · 2025Q4ADVENTURE · health 93/100 · $629.0M · 2025Q4
Call Report peers
ADVENTURE in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
ADVENTURE vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); ADVENTURE sits in 90-94 with 747 others.
93 Top 16% higher than 84% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where ADVENTURE diverges from peer averages
- Net Worth Ratio leads the peer set - 11.41% here, 11.18% peer average (+0.23 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -4.07 pp (79.83% vs 83.90%).
Michigan standing for ADVENTURE
- Health composite ranks #25 of 171 among scored Michigan credit unions.
- Assets rank #40 of 171 inside Michigan ($629.0M reported).
- Michigan membership ordinal: #40 of 171.
- One place up in Michigan, Farm Bureau Family (#24) ties at 93/100; one place down, Northland Area (#26) ties at 93/100.
ADVENTURE Call Report trajectory
ADVENTURE: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.1% from $629.0M (2025Q4) to $642.0M (2026Q1).
- Net-worth ratio shifted -0.20 pp (11.61% → 11.41%).
This credit union's 11.41% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 93/100 score is built
ADVENTURE gives up 7 points in total. Delinquency Rate costs the most, 4 of its 25; Net Worth Ratio and Member Growth and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 21.0 pts
- Return on Assets 12.2 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 14.8 pts
ADVENTURE vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.41% | +0.23 pp |
| Delinquency Rate | 0.90% | +0.03 pp |
| Return on Assets | 0.32% | -0.19 pp |
| Member Growth | 25.18% | - |
| Loan-to-Share Ratio | 79.83% | -4.07 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $642.0M | - |
| 2025Q4 | $629.0M | 38,379 |
| 2024Q4 | $447.7M | 30,660 |
| 2023Q4 | $434.9M | 31,594 |
Credit Union Details
- Charter Number
- 60936
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Michigan
- City
- Grand Rapids
- Data Quarter
- 2025Q4
Branch Locations (10)
ADVENTURE operates 10 offices across 5 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| 32nd Street (Main Office) | Grand Rapids, MI |
| Lindsey | Dewitt, MI |
| Plainfield | Grand Rapids, MI |
| Crossings Drive | Grand Rapids, MI |
| Walker | Grand Rapids, MI |
| State | Ionia, MI |
| Lake Lansing | Lansing, MI |
| Jolly | Lansing, MI |
| Saginaw | Lansing, MI |
| Wilson | Wyoming, MI |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Michigan
Other federally-insured credit unions in Michigan, closest first by peer group and asset size.
Cross-state Call Report peers for ADVENTURE
Using this data
- ADVENTURE ranks #648 of 4,374 nationally on financial health and #25 of 171 in MI -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Omni Community is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Omni Community
Frequently Asked Questions
Is ADVENTURE financially healthy?
On its 2025Q4 NCUA 5300 filing, ADVENTURE scores 93/100 (Excellent), with a 11.41% net worth ratio and 0.90% of loans delinquent. It ranks #648 of 4,374 nationally on health and #25 of 171 in Michigan.
How does ADVENTURE compare to other credit unions?
ADVENTURE scores 93/100, higher than 84% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is net worth ratio (11.41% vs 11.18%). Its widest shortfall is loan-to-share ratio (79.83% vs 83.90%).
How can I join ADVENTURE?
Membership eligibility for ADVENTURE depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact ADVENTURE directly for current membership requirements and application steps.
Is my money safe at ADVENTURE?
ADVENTURE is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. ADVENTURE's net worth ratio of 11.41% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.