State credit union · East Hartford, Connecticut · NCUA charter #68680
America's First Network
Health score 91/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 91
- Health / 100
- $102.7M
- Total assets
- 9,504
- Members
- 10.7%
- Net-worth ratio
America's First Network scores 91/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $102.7M; members 9,504; net-worth ratio 10.74%; health rank #967 of 4,374; healthier than 77th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#967 of 4,374 health · 2025Q4America's First Network · health 91/100 · $102.7M · 2025Q4
- HEALTH 91/100
- NW 10.7%
- DELQ 1.07%
- ROA 0.26%
- ASSETS $102.7M
- MEM 9,504
- RANK #967/4,374
- PHOTO One Community
- BOOK 68680
Call Report peers
America's First Network in the assets neighbourhood
America's First Network's $102.7M assets sit next to One Community ($102.7M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
America's First Network vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
91 Top 23% higher than 77% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
America's First Network - Share Insurance Coverage
Composite supervisory bracket and risk-based capital, read from the 2025Q4 NCUA Call Report for charter #68680. See our deposit-insurance coverage note.
Peer-gap read for America's First Network
- Widest shortfall vs peers is Loan-to-Share Ratio: -3.99 pp (68.21% vs 72.20%).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where America's First Network sits in Connecticut
- Health composite ranks #10 of 64 among scored Connecticut credit unions.
- Assets rank #21 of 64 inside Connecticut ($102.7M reported).
- Membership ranks #21 of 64 among Connecticut CUs with a reported count (9,504 members).
In-state ordinals use the live credit_unions table for CT only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How America's First Network's 5300 filing moved
America's First Network: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +3.0% from $102.7M (2025Q4) to $105.8M (2026Q1).
- Net-worth ratio shifted -0.30 pp (11.04% → 10.74%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
10.74% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 91/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 91.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 19.5 pts
- Return on Assets 11.4 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 15.1 pts
Call Report ratios for America's First Network
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.74% | -1.37 pp |
| Delinquency Rate | 1.07% | +0.17 pp |
| Return on Assets | 0.26% | -0.36 pp |
| Member Growth | 14.33% | - |
| Loan-to-Share Ratio | 68.21% | -3.99 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $105.8M | - |
| 2025Q4 | $102.7M | 9,504 |
| 2024Q4 | $87.8M | 8,313 |
| 2023Q4 | $74.6M | 6,892 |
Credit Union Details
- Charter Number
- 68680
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Connecticut
- City
- East Hartford
- Data Quarter
- 2025Q4
Branch Locations (11)
Per its most recent NCUA branch filing, America's First Network runs 11 offices in 11 different cities across 2 states.
| Office | City |
|---|---|
| Corporate Office - East Hartford (Main Office) | East Hartford, CT |
| CSP | Enfield, CT |
| Fairfield University Office | Fairfield, CT |
| Greenwich | Greenwich, CT |
| Groton | Groton, CT |
| Connecticut Transit | Hartford, CT |
| Jonesboro | Jonesboro, AR |
| North Haven | North Haven, CT |
| NE CT Healthcare | Putnam, CT |
| Stamford Postal | Stamford, CT |
| Trumbull | Trumbull, CT |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Connecticut
More federally-insured credit unions based in Connecticut, ordered by peer group match and asset size.
Other-state peers near America's First Network
Cross-state asset and health neighbours for America's First Network - kept outside Connecticut; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($102.7M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (91/100 here).
Using this data
- America's First Network ranks #967 of 4,374 nationally on financial health and #10 of 64 in CT -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Membersfirst Ct is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Membersfirst Ct
- Rates and health both vary by institution, not just by state -- see how Connecticut credit unions compare overall before assuming this one is typical. Connecticut state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is America's First Network financially healthy?
America's First Network scores 91/100 (Excellent) on financial health, per the NCUA 5300 Call Report for Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #967 of 4,374; by total assets it ranks #1,799 of 4,374 nationally (same basis as /rankings/largest); and #21 of 64 within Connecticut. Anything above 80 is considered excellent, anything below 50 may need closer monitoring - this score reflects a 10.74% net worth ratio and a 1.07% delinquency rate.
How does America's First Network compare to other credit unions?
Five weighted metrics from NCUA filings produce America's First Network's 91/100 score on PlainCU's health composite, compared to a peer group average for $100M–$500M credit unions: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join America's First Network?
Membership eligibility for America's First Network depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact America's First Network directly for current membership requirements and application steps.
Is my money safe at America's First Network?
Federal credit unions like America's First Network are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. America's First Network's net worth ratio of 10.74% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does America's First Network offer compared to banks?
Credit unions like America's First Network are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact America's First Network directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.