State credit union · Kansas City, Kansas · NCUA charter #60037
Midwest Regional
Health score 92/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 92
- Health / 100
- $71.2M
- Total assets
- 7,451
- Members
- 10.8%
- Net-worth ratio
Midwest Regional scores 92/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $71.2M; members 7,451; net-worth ratio 10.80%; health rank #815 of 4,374; healthier than 80th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#815 of 4,374 health · 2025Q4Midwest Regional · health 92/100 · $71.2M · 2025Q4
Call Report peers
Midwest Regional in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Midwest Regional vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Midwest Regional sits in 90-94 with 747 others.
92 Top 20% higher than 80% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Midwest Regional vs $50M–$100M peers
- Return on Assets leads the peer set - 0.87% here, 0.66% peer average (+0.21 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -12.14 pp (50.46% vs 62.60%).
Kansas standing for Midwest Regional
- In Kansas, health place is #7 of 61 on the same NCUA-ratio sort used nationally.
- By total assets, Midwest Regional is #22 of 61 in Kansas.
- Member book place in Kansas: #19 of 61.
- One place up in Kansas, Emporia State (#6) scores 93/100, 1 point higher; one place down, DILLON (#8) scores 90/100, 2 points lower.
Midwest Regional Call Report trajectory
Midwest Regional: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.2% from $71.2M (2025Q4) to $72.7M (2026Q1).
- Net-worth ratio shifted -0.06 pp (10.86% → 10.80%).
This credit union's 10.80% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 92/100 score is built
Midwest Regional gives up 8 points in total. Loan-to-Share Ratio costs the most, 4.4 of its 15; Net Worth Ratio and Return on Assets and Member Growth score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 21.3 pts
- Return on Assets 15.0 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 10.7 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.80% | -2.82 pp |
| Delinquency Rate | 0.87% | -0.09 pp |
| Return on Assets | 0.87% | +0.21 pp |
| Member Growth | 25.16% | - |
| Loan-to-Share Ratio | 50.46% | -12.14 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Call Report history - Midwest Regional
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $72.7M | - |
| 2025Q4 | $71.2M | 7,451 |
| 2024Q4 | $73.3M | 5,953 |
| 2023Q4 | $72.1M | 5,949 |
Credit Union Details
- Charter Number
- 60037
- Type
- State
- Field of Membership
- Other
- Peer Group
- $50M–$100M
- State
- Kansas
- City
- Kansas City
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, Midwest Regional runs 2 offices in 2 different cities.
| Office | City |
|---|---|
| Main Office (Main Office) | KANSAS CITY, KS |
| Lawrence Branch | LAWRENCE, KS |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Kansas
More federally-insured credit unions based in Kansas, ordered by peer group match and asset size.
Midwest Regional nationwide neighbourhoods
Similar total assets
Similar health score
Using this data
- Midwest Regional ranks #815 of 4,374 nationally on financial health and #7 of 61 in KS -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- DILLON is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with DILLON
Frequently Asked Questions
Is Midwest Regional financially healthy?
On its 2025Q4 NCUA 5300 filing, Midwest Regional scores 92/100 (Excellent), with a 10.80% net worth ratio and 0.87% of loans delinquent. It ranks #815 of 4,374 nationally on health and #7 of 61 in Kansas.
How does Midwest Regional compare to other credit unions?
Midwest Regional scores 92/100, higher than 80% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is return on assets (0.87% vs 0.66%). Its widest shortfall is loan-to-share ratio (50.46% vs 62.60%).
How can I join Midwest Regional?
Membership eligibility for Midwest Regional depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Midwest Regional directly for current membership requirements and application steps.
Is my money safe at Midwest Regional?
Midwest Regional is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Midwest Regional's net worth ratio of 10.80% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.