State credit union · Kansas City, Kansas · NCUA charter #60037
Midwest Regional
Health score 92/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 92
- Health / 100
- $71.2M
- Total assets
- 7,451
- Members
- 10.8%
- Net-worth ratio
Midwest Regional scores 92/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $71.2M; members 7,451; net-worth ratio 10.80%; health rank #815 of 4,374; healthier than 80th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#815 of 4,374 health · 2025Q4Midwest Regional · health 92/100 · $71.2M · 2025Q4
- ROA 92/100
- ASSETS 10.8%
- MEM 0.87%
- RANK 0.87%
- PHOTO $71.2M
- BOOK 7,451
- CHARTER #815/4,374
- NCUSIF Universal City Studios
- CAMELS 60037
Call Report peers
Midwest Regional in the assets neighbourhood
Midwest Regional's $71.2M assets sit next to Universal City Studios ($71.2M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Midwest Regional vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
92 Top 20% higher than 80% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Midwest Regional - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #60037, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
Midwest Regional vs $50M–$100M peers
- Return on Assets leads the peer set - 0.87% here, 0.66% peer average (+0.21 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -12.14 pp (50.46% vs 62.60%).
Peer averages are NCUA 5300 means for the $50M–$100M cohort (584 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Kansas standing for Midwest Regional
- In Kansas, health place is #7 of 61 on the same NCUA-ratio sort used nationally.
- By total assets, Midwest Regional is #22 of 61 in Kansas.
- Member book place in Kansas: #19 of 61.
In-state ordinals use the live credit_unions table for KS only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Midwest Regional Call Report trajectory
Midwest Regional: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +2.2% from $71.2M (2025Q4) to $72.7M (2026Q1).
- Net-worth ratio shifted -0.06 pp (10.86% → 10.80%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 10.80% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 92/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 92.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 21.3 pts
- Return on Assets 15.0 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 10.7 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.80% | -2.82 pp |
| Delinquency Rate | 0.87% | -0.09 pp |
| Return on Assets | 0.87% | +0.21 pp |
| Member Growth | 25.16% | - |
| Loan-to-Share Ratio | 50.46% | -12.14 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $50M–$100M (584 CUs).
Call Report history - Midwest Regional
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $72.7M | - |
| 2025Q4 | $71.2M | 7,451 |
| 2024Q4 | $73.3M | 5,953 |
| 2023Q4 | $72.1M | 5,949 |
Credit Union Details
- Charter Number
- 60037
- Type
- State
- Field of Membership
- Other
- Peer Group
- $50M–$100M
- State
- Kansas
- City
- Kansas City
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, Midwest Regional runs 2 offices in 2 different cities.
| Office | City |
|---|---|
| Main Office (Main Office) | KANSAS CITY, KS |
| Lawrence Branch | LAWRENCE, KS |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Kansas
More federally-insured credit unions based in Kansas, ordered by peer group match and asset size.
Midwest Regional nationwide neighbourhoods
Midwest Regional's nationwide photo peers by assets and by health score, excluding Kansas charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($71.2M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (92/100 here).
Using this data
- Midwest Regional ranks #815 of 4,374 nationally on financial health and #7 of 61 in KS -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- DILLON is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with DILLON
- Rates and health both vary by institution, not just by state -- see how Kansas credit unions compare overall before assuming this one is typical. Kansas state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Midwest Regional financially healthy?
A 10.80% net worth ratio and a 0.87% delinquency rate feed into Midwest Regional's financial health score of 92/100 (Excellent), from NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #815 of 4,374; by total assets it ranks #2,121 of 4,374 nationally (same basis as /rankings/largest); and #22 of 61 within Kansas. The scale: above 80 excellent, below 50 warrants closer monitoring.
How does Midwest Regional compare to other credit unions?
92/100 is Midwest Regional's score on PlainCU's health composite, compared to a peer group average for $50M–$100M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Midwest Regional?
Membership eligibility for Midwest Regional depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Midwest Regional directly for current membership requirements and application steps.
Is my money safe at Midwest Regional?
Federal credit unions like Midwest Regional are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Midwest Regional's net worth ratio of 10.80% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Midwest Regional offer compared to banks?
Credit unions like Midwest Regional are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Midwest Regional directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.