Federal credit union · Norwich, Connecticut · NCUA charter #1148

COREPLUS

Health score 97/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.

97
Health / 100
$673.6M
Total assets
50,669
Members
10.7%
Net-worth ratio

COREPLUS scores 97/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $673.6M; members 50,669; net-worth ratio 10.70%; health rank #199 of 4,374; healthier than 95th of scored peers.

NCUA Call Report stamp band

NCUA 5300 Call Report Masthead

#199 of 4,374 health · 2025Q4

COREPLUS · health 97/100 · $673.6M · 2025Q4

COREPLUS in the assets neighbourhood

SUN$677.9MCornerstone Financial$677.7MMAINSTREET$674.4MCOREPLUS (this)$673.6MAlliance Catholic$672.3MMYPOINT$672.1M
Nearest other-state credit unions by total assets (NCUA 5300)

Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.

COREPLUS vs every NCUA-scored credit union

The busiest band is 85-89 (858 credit unions); COREPLUS sits in 95-99 with 391 others.

97 Top 5% higher than 95% of 4,374 credit unions

every scored credit union, bucketed by value

Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source NCUA 5300 Call Report aggregates · 2025Q4

Peer-gap read for COREPLUS

  • Strongest edge vs 749 Over $500M peers is Loan-to-Share Ratio: +3.97 pp (87.87% vs 83.90%).
  • Net Worth Ratio trails the peer set - 10.70% here, 11.18% peer average (-0.48 pp).

Connecticut standing for COREPLUS

  • Connecticut health ordinal: #2 of 64.
  • Assets rank #7 of 64 inside Connecticut ($673.6M reported).
  • Member book place in Connecticut: #7 of 64.
  • One place up in Connecticut, Ct Firefighters (#1) scores 100/100, 3 points higher; one place down, Sikorsky Financial (#3) scores 96/100, 1 point lower.

COREPLUS: 2025Q4 → 2026Q1

COREPLUS: total assets by quarter

2023Q4 to 2026Q1, NCUA 5300

200,000,000400,000,000600,000,000800,000,000 2023Q42024Q42025Q42026Q1 335,095,776 671,260,453 ▲ +100.3%
  • Assets moved -0.3% from $673.6M (2025Q4) to $671.3M (2026Q1).
  • Net-worth ratio shifted +0.40 pp (10.30% → 10.70%).
Net worth ratio vs. NCUA well-capitalized threshold 71.3%

This credit union's 10.70% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.

How the 97/100 score is built

COREPLUS gives up 3 points in total. Return on Assets costs the most, 3 of its 15; Net Worth Ratio and Delinquency Rate and Member Growth and Loan-to-Share Ratio score full marks.

  • Net Worth Ratio 30.0 pts
  • Delinquency Rate 25.0 pts
  • Return on Assets 12.0 pts
  • Member Growth 15.0 pts
  • Loan-to-Share Ratio 15.0 pts

Financial Health Metrics

Metric Value vs peer
Net Worth Ratio 10.70% -0.48 pp
Delinquency Rate 0.31% -0.57 pp
Return on Assets 0.30% -0.21 pp
Member Growth 68.57% -
Loan-to-Share Ratio 87.87% +3.97 pp

Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.

Call Report history - COREPLUS

Quarter Assets Members
2026Q1 $671.3M -
2025Q4 $673.6M 50,669
2024Q4 $343.6M 30,058
2023Q4 $335.1M 29,357

Credit Union Details

Charter Number
1148
Type
Federal
Field of Membership
Other/Community
Peer Group
Over $500M
State
Connecticut
City
Norwich
Data Quarter
2025Q4

Branch Locations (12)

The NCUA branch filing lists 12 physical offices for COREPLUS, spread across 10 cities.

Office City
Salem Turnpike (Main Office) Norwich, CT
350 Salem Turnpike Bozrah, CT
East Lyme East Lyme, CT
Groton Groton, CT
Colver Ave Groton, CT
Pfizer Groton, CT
Foxwood Mashantucket, CT
New Haven New Haven, CT
New London New London, CT
Pawcatuck Pawcatuck, CT
Plainfield Plainfield, CT
Waterford Waterford, CT

Source: NCUA Credit Union Branch Information, 2025Q4 filing.

Nearby Credit Unions in Connecticut

A look at other Connecticut credit unions, ranked by how closely their peer group and asset size match this one.

Compare COREPLUS vs DUTCH POINT

Cross-state Call Report peers for COREPLUS

Using this data

  • COREPLUS ranks #199 of 4,374 nationally on financial health and #2 of 64 in CT -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
  • Dutch Point is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Dutch Point

Frequently Asked Questions

Is COREPLUS financially healthy?

On its 2025Q4 NCUA 5300 filing, COREPLUS scores 97/100 (Excellent), with a 10.70% net worth ratio and 0.31% of loans delinquent. It ranks #199 of 4,374 nationally on health and #2 of 64 in Connecticut.

How does COREPLUS compare to other credit unions?

COREPLUS scores 97/100, higher than 95% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is loan-to-share ratio (87.87% vs 83.90%). Its widest shortfall is net worth ratio (10.70% vs 11.18%).

How can I join COREPLUS?

COREPLUS operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact COREPLUS directly for the exact boundaries and application steps.

Is my money safe at COREPLUS?

COREPLUS is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. COREPLUS's net worth ratio of 10.70% exceeds the 7% threshold NCUA considers "well capitalized."

Data sourced from the NCUA 5300 Call Report (2025Q4) for COREPLUS. Retrieved and formatted by PlainCU. See our methodology for details.

Disclaimer: Not affiliated with NCUA. For informational purposes only.

Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.