Federal credit union · Jefferson City, Missouri · NCUA charter #24955
MULTIPLI
Health score 98/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 98
- Health / 100
- $1.39B
- Total assets
- 75,379
- Members
- 10.5%
- Net-worth ratio
MULTIPLI scores 98/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.39B; members 75,379; net-worth ratio 10.47%; health rank #123 of 4,374; healthier than 97th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#123 of 4,374 health · 2025Q4MULTIPLI · health 98/100 · $1.39B · 2025Q4
Call Report peers
MULTIPLI in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
MULTIPLI vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); MULTIPLI sits in 95-99 with 391 others.
98 Top 3% higher than 97% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
MULTIPLI: Call Report deltas vs peers
- Strongest edge vs 749 Over $500M peers is Delinquency Rate: -0.36 pp (0.52% vs 0.87%).
- Loan-to-Share Ratio trails the peer set - 75.11% here, 83.90% peer average (-8.79 pp).
Missouri standing for MULTIPLI
- Missouri health ordinal: #5 of 89.
- By total assets, MULTIPLI is #3 of 89 in Missouri.
- Missouri membership ordinal: #3 of 89.
- One place up in Missouri, TELCOMM (#4) ties at 98/100; one place down, Co - Lib (#6) scores 97/100, 1 point lower.
How MULTIPLI's 5300 filing moved
MULTIPLI: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.0% from $1.39B (2025Q4) to $1.43B (2026Q1).
- Net-worth ratio shifted +0.02 pp (10.45% → 10.47%).
This credit union's 10.47% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 98/100 score is built
MULTIPLI gives up 2 points in total. Return on Assets costs the most, 1.5 of its 15; Net Worth Ratio and Member Growth and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 24.8 pts
- Return on Assets 13.5 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 14.7 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.47% | -0.71 pp |
| Delinquency Rate | 0.52% | -0.36 pp |
| Return on Assets | 0.40% | -0.11 pp |
| Member Growth | 77.00% | - |
| Loan-to-Share Ratio | 75.11% | -8.79 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.43B | - |
| 2025Q4 | $1.39B | 75,379 |
| 2024Q4 | $716.0M | 42,587 |
| 2023Q4 | $508.4M | 30,589 |
Credit Union Details
- Charter Number
- 24955
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Over $500M
- State
- Missouri
- City
- Jefferson City
- Data Quarter
- 2025Q4
Branch Locations (13)
The NCUA branch filing lists 13 physical offices for MULTIPLI, spread across 4 cities.
| Office | City |
|---|---|
| Edgewood Branch (Main Office) | Jefferson City, MO |
| Ashland Branch | Ashland, MO |
| Columbia Branch | Columbia, MO |
| Columbia Fairview | Columbia, MO |
| Downtown | Columbia, MO |
| Smiley | Columbia, MO |
| Jefferson City West Branch | Jefferson City, MO |
| Eastland | Jefferson City, MO |
| Edgewood | Jefferson City, MO |
| Southwest | Jefferson City, MO |
| Springfield Benton | Springfield, MO |
| Springfield Primary | Springfield, MO |
| Springfield Republic Rd | Springfield, MO |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Missouri
More federally-insured credit unions based in Missouri, ordered by peer group match and asset size.
Nationwide credit unions with similar profiles
Similar total assets
Similar health score
Using this data
- MULTIPLI ranks #123 of 4,374 nationally on financial health and #5 of 89 in MO -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- VANTAGE is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with VANTAGE
Frequently Asked Questions
Is MULTIPLI financially healthy?
On its 2025Q4 NCUA 5300 filing, MULTIPLI scores 98/100 (Excellent), with a 10.47% net worth ratio and 0.52% of loans delinquent. It ranks #123 of 4,374 nationally on health and #5 of 89 in Missouri.
How does MULTIPLI compare to other credit unions?
MULTIPLI scores 98/100, higher than 97% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is delinquency rate (0.52% vs 0.87%). Its widest shortfall is loan-to-share ratio (75.11% vs 83.90%).
How can I join MULTIPLI?
MULTIPLI operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact MULTIPLI directly for the exact boundaries and application steps.
Is my money safe at MULTIPLI?
MULTIPLI is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. MULTIPLI's net worth ratio of 10.47% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.