Federal credit union · SAN DIMAS, California · NCUA charter #97068

Christian Community

Health score 93/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.

93
Health / 100
$1.44B
Total assets
51,379
Members
12.5%
Net-worth ratio

Christian Community scores 93/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.44B; members 51,379; net-worth ratio 12.51%; health rank #623 of 4,374; healthier than 84th of scored peers.

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#623 of 4,374 health · 2025Q4

Christian Community · health 93/100 · $1.44B · 2025Q4

Christian Community in the assets neighbourhood

First Florida$1.45BThe Summit$1.45BPalmetto Citizens$1.44BLaunch Credit Union$1.44BChristian Community (this)$1.44BLISTERHILL$1.43B
Nearest other-state credit unions by total assets (NCUA 5300)

Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.

Christian Community vs every NCUA-scored credit union

The busiest band is 85-89 (858 credit unions); Christian Community sits in 90-94 with 747 others.

93 Top 16% higher than 84% of 4,374 credit unions

every scored credit union, bucketed by value

Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source NCUA 5300 Call Report aggregates · 2025Q4

Christian Community vs Over $500M peers

  • Net Worth Ratio leads the peer set - 12.51% here, 11.18% peer average (+1.33 pp).
  • Widest shortfall vs peers is Return on Assets: -0.33 pp (0.18% vs 0.51%).

Christian Community in California

  • Health composite ranks #41 of 243 among scored California credit unions.
  • By total assets, Christian Community is #48 of 243 in California.
  • Member book place in California: #67 of 243.
  • One place up in California, First City (#40) ties at 93/100; one place down, POPA (#42) ties at 93/100.

Quarter path for Christian Community

Christian Community: total assets by quarter

2023Q4 to 2026Q1, NCUA 5300

600,000,000800,000,0001,000,000,0001,200,000,0001,400,000,0001,600,000,000 2023Q42024Q42025Q42026Q1 850,329,374 1,443,573,352 ▲ +69.8%
  • Assets moved +0.5% from $1.44B (2025Q4) to $1.44B (2026Q1).
  • Net-worth ratio shifted +0.29 pp (12.22% → 12.51%).
Net worth ratio vs. NCUA well-capitalized threshold 83.4%

12.51% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).

How the 93/100 score is built

Christian Community gives up 7 points in total. Return on Assets costs the most, 4.8 of its 15; Net Worth Ratio and Member Growth and Loan-to-Share Ratio score full marks.

  • Net Worth Ratio 30.0 pts
  • Delinquency Rate 22.6 pts
  • Return on Assets 10.2 pts
  • Member Growth 15.0 pts
  • Loan-to-Share Ratio 15.2 pts

Call Report ratios for Christian Community

Metric Value vs peer
Net Worth Ratio 12.51% +1.33 pp
Delinquency Rate 0.74% -0.13 pp
Return on Assets 0.18% -0.33 pp
Member Growth 61.89% -
Loan-to-Share Ratio 84.50% +0.60 pp

Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.

Christian Community quarterly book

Quarter Assets Members
2026Q1 $1.44B -
2025Q4 $1.44B 51,379
2024Q4 $839.5M 31,737
2023Q4 $850.3M 30,732

Credit Union Details

Charter Number
97068
Type
Federal
Field of Membership
Other
Peer Group
Over $500M
State
California
City
SAN DIMAS
Data Quarter
2025Q4

Branch Locations (2)

Christian Community operates 2 offices across 2 cities, per its most recent NCUA branch filing.

Office City
San Dimas (Main Office) San Dimas, CA
Brea Office Brea, CA

Source: NCUA Credit Union Branch Information, 2025Q4 filing.

Nearby Credit Unions in California

More federally-insured credit unions based in California, ordered by peer group match and asset size.

Compare Christian Community vs VENTURA COUNTY

Cross-state Call Report peers for Christian Community

Using this data

  • Christian Community ranks #623 of 4,374 nationally on financial health and #41 of 243 in CA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
  • Ventura County is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Ventura County

Frequently Asked Questions

Is Christian Community financially healthy?

Christian Community has a financial health score of 93/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #623 of 4,374 nationally on health and #41 of 243 in California. Its net worth ratio is 12.51% and its delinquency rate 0.74%.

How does Christian Community compare to other credit unions?

Christian Community scores 93/100, higher than 84% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is net worth ratio (12.51% vs 11.18%). Its widest shortfall is return on assets (0.18% vs 0.51%).

How can I join Christian Community?

Membership eligibility for Christian Community depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Christian Community directly for current membership requirements and application steps.

Is my money safe at Christian Community?

Christian Community is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Christian Community's net worth ratio of 12.51% exceeds the 7% threshold NCUA considers "well capitalized."

Data sourced from the NCUA 5300 Call Report (2025Q4) for Christian Community. Retrieved and formatted by PlainCU. See our methodology for details.

Disclaimer: Not affiliated with NCUA. For informational purposes only.

Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.