Federal credit union · SAN DIMAS, California · NCUA charter #97068
Christian Community
Health score 93/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 93
- Health / 100
- $1.44B
- Total assets
- 51,379
- Members
- 12.5%
- Net-worth ratio
Christian Community scores 93/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.44B; members 51,379; net-worth ratio 12.51%; health rank #623 of 4,374; healthier than 84th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#623 of 4,374 health · 2025Q4Christian Community · health 93/100 · $1.44B · 2025Q4
- NW 93/100
- DELQ 12.5%
- ROA 0.74%
- ASSETS 0.18%
- MEM $1.44B
- RANK 51,379
- PHOTO #623/4,374
- BOOK Launch Credit Union
- CHARTER 97068
Call Report peers
Christian Community in the assets neighbourhood
Christian Community's $1.44B assets sit next to Launch Credit Union ($1.44B) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Christian Community vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
93 Top 16% higher than 84% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Christian Community - Share Insurance Coverage
Charter #97068's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
Christian Community vs Over $500M peers
- Net Worth Ratio leads the peer set - 12.51% here, 11.18% peer average (+1.33 pp).
- Widest shortfall vs peers is Return on Assets: -0.33 pp (0.18% vs 0.51%).
Peer averages are NCUA 5300 means for the Over $500M cohort (749 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Christian Community in California
- Health composite ranks #41 of 243 among scored California credit unions.
- By total assets, Christian Community is #48 of 243 in California.
- Member book place in California: #67 of 243.
In-state ordinals use the live credit_unions table for CA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for Christian Community
Christian Community: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +0.5% from $1.44B (2025Q4) to $1.44B (2026Q1).
- Net-worth ratio shifted +0.29 pp (12.22% → 12.51%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
12.51% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 93/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 93.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 22.6 pts
- Return on Assets 10.2 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 15.2 pts
Call Report ratios for Christian Community
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.51% | +1.33 pp |
| Delinquency Rate | 0.74% | -0.13 pp |
| Return on Assets | 0.18% | -0.33 pp |
| Member Growth | 61.89% | - |
| Loan-to-Share Ratio | 84.50% | +0.60 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Over $500M (749 CUs).
Christian Community quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.44B | - |
| 2025Q4 | $1.44B | 51,379 |
| 2024Q4 | $839.5M | 31,737 |
| 2023Q4 | $850.3M | 30,732 |
Credit Union Details
- Charter Number
- 97068
- Type
- Federal
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- California
- City
- SAN DIMAS
- Data Quarter
- 2025Q4
Branch Locations (2)
Christian Community operates 2 offices across 2 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| San Dimas (Main Office) | San Dimas, CA |
| Brea Office | Brea, CA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in California
More federally-insured credit unions based in California, ordered by peer group match and asset size.
Cross-state Call Report peers for Christian Community
Cross-state asset and health neighbours for Christian Community - kept outside California; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($1.44B here).
Similar health score
Nearest other-state credit unions by five-factor health composite (93/100 here).
Using this data
- Christian Community ranks #623 of 4,374 nationally on financial health and #41 of 243 in CA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Ventura County is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Ventura County
- Rates and health both vary by institution, not just by state -- see how California credit unions compare overall before assuming this one is typical. California state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Christian Community financially healthy?
Christian Community has a financial health score of 93/100 (Excellent) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #623 of 4,374; by total assets it ranks #345 of 4,374 nationally (same basis as /rankings/largest); and #48 of 243 within California. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 12.51% and delinquency rate of 0.74%.
How does Christian Community compare to other credit unions?
On PlainCU's health composite, Christian Community lands at 93/100, compared to a peer group average for Over $500M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Christian Community?
Membership eligibility for Christian Community depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Christian Community directly for current membership requirements and application steps.
Is my money safe at Christian Community?
Federal credit unions like Christian Community are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Christian Community's net worth ratio of 12.51% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Christian Community offer compared to banks?
Credit unions like Christian Community are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Christian Community directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.