Federal credit union · LINCOLN, Nebraska · NCUA charter #15522
Local 265 Ibew
Health score 84/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 84
- Health / 100
- $5.1M
- Total assets
- 1,402
- Members
- 8.8%
- Net-worth ratio
Local 265 Ibew scores 84/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $5.1M; members 1,402; net-worth ratio 8.76%; health rank #2,185 of 4,374; healthier than 50th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#2,185 of 4,374 health · 2025Q4Local 265 Ibew · health 84/100 · $5.1M · 2025Q4
Call Report peers
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Local 265 Ibew vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Local 265 Ibew sits in 80-84 with 767 others.
84 Top 50% higher than 50% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Local 265 Ibew
- Largest favorable gap: Loan-to-Share Ratio at 80.57% vs peer 63.60% (+16.97 pp).
- Widest shortfall vs peers is Net Worth Ratio: -10.30 pp (8.76% vs 19.06%).
Where Local 265 Ibew sits in Nebraska
- In Nebraska, health place is #23 of 50 on the same NCUA-ratio sort used nationally.
- By total assets, Local 265 Ibew is #45 of 50 in Nebraska.
- Member book place in Nebraska: #39 of 50.
- One place up in Nebraska, MEMBERSOWN (#22) ties at 84/100; one place down, Eddyville Cooperative (#24) scores 83/100, 1 point lower.
Quarter path for Local 265 Ibew
Local 265 Ibew: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -2.8% from $5.1M (2025Q4) to $4.9M (2026Q1).
- Net-worth ratio shifted +0.51 pp (8.25% → 8.76%).
At 8.76%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 84/100 score is built
Local 265 Ibew gives up 16 points in total. Delinquency Rate costs the most, 8.5 of its 25; Member Growth and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 26.9 pts
- Delinquency Rate 16.5 pts
- Return on Assets 10.8 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 14.8 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 8.76% | -10.30 pp |
| Delinquency Rate | 1.46% | -0.34 pp |
| Return on Assets | 0.22% | -0.23 pp |
| Member Growth | 20.65% | - |
| Loan-to-Share Ratio | 80.57% | +16.97 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Call Report history - Local 265 Ibew
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $4.9M | - |
| 2025Q4 | $5.1M | 1,402 |
| 2024Q4 | $4.6M | 1,162 |
| 2023Q4 | $3.7M | 1,015 |
Credit Union Details
- Charter Number
- 15522
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- $2M–$10M
- State
- Nebraska
- City
- LINCOLN
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Local 265 Ibew.
| Office | City |
|---|---|
| LOCAL 265 IBEW FCU (Main Office) | Lincoln, NE |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Nebraska
A look at other Nebraska credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near Local 265 Ibew
Similar health score
Using this data
- Local 265 Ibew ranks #2,185 of 4,374 nationally on financial health and #23 of 50 in NE -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Pioneer Community is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Pioneer Community
Frequently Asked Questions
Is Local 265 Ibew financially healthy?
Local 265 Ibew has a financial health score of 84/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,185 of 4,374 nationally on health and #23 of 50 in Nebraska. Its net worth ratio is 8.76% and its delinquency rate 1.46%.
How does Local 265 Ibew compare to other credit unions?
Local 265 Ibew scores 84/100, higher than 50% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is loan-to-share ratio (80.57% vs 63.60%). Its widest shortfall is net worth ratio (8.76% vs 19.06%).
How can I join Local 265 Ibew?
Local 265 Ibew serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact Local 265 Ibew directly for the current list of qualifying groups.
Is my money safe at Local 265 Ibew?
Local 265 Ibew is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Local 265 Ibew's net worth ratio of 8.76% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.