Federal credit union · Riverside, California · NCUA charter #24969
ALTURA
Health score 99/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 99
- Health / 100
- $2.57B
- Total assets
- 212,477
- Members
- 10.9%
- Net-worth ratio
ALTURA scores 99/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $2.57B; members 212,477; net-worth ratio 10.87%; health rank #62 of 4,374; healthier than 98th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#62 of 4,374 health · 2025Q4ALTURA · health 99/100 · $2.57B · 2025Q4
Call Report peers
ALTURA in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
ALTURA vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); ALTURA sits in 95-99 with 391 others.
99 Top 2% higher than 98% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for ALTURA
- Delinquency Rate leads the peer set - 0.61% here, 0.87% peer average (-0.26 pp).
- Loan-to-Share Ratio trails the peer set - 74.40% here, 83.90% peer average (-9.50 pp).
ALTURA: in-state Call Report ranks
- California health ordinal: #6 of 243.
- California assets place: #29 of 243.
- California membership ordinal: #16 of 243.
- One place up in California, MISSION (#5) ties at 99/100; one place down, I.L.W.U. (#7) ties at 99/100.
ALTURA: 2025Q4 → 2026Q1
ALTURA: total assets by quarter
2024Q4 to 2026Q1, NCUA 5300
- Assets moved +3.7% from $2.57B (2025Q4) to $2.67B (2026Q1).
- Net-worth ratio shifted -0.27 pp (11.14% → 10.87%).
This credit union's 10.87% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 99/100 score is built
ALTURA gives up 1 points in total. Delinquency Rate costs the most, 1.1 of its 25; Net Worth Ratio and Return on Assets and Member Growth and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 23.9 pts
- Return on Assets 15.0 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 15.1 pts
Call Report ratios for ALTURA
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.87% | -0.31 pp |
| Delinquency Rate | 0.61% | -0.26 pp |
| Return on Assets | 0.74% | +0.23 pp |
| Member Growth | 5.26% | - |
| Loan-to-Share Ratio | 74.40% | -9.50 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Call Report history - ALTURA
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $2.67B | - |
| 2025Q4 | $2.57B | 212,477 |
| 2024Q4 | $2.58B | 201,859 |
Credit Union Details
- Charter Number
- 24969
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Over $500M
- State
- California
- City
- Riverside
- Data Quarter
- 2025Q4
Branch Locations (24)
The NCUA branch filing lists 24 physical offices for ALTURA, spread across 15 cities.
| Office | City |
|---|---|
| Altura Credit Union - Operation & Technology Center (Main Office) | Riverside, CA |
| Sun Lakes Branch 27 | Banning, CA |
| Coachella Branch 12 | Coachella, CA |
| Corona Plaza Branch 11 | Corona, CA |
| Corona - Lincoln 24 | Corona, CA |
| Eastvale Branch 19 | Eastvale, CA |
| West Hemet Branch 16 | Hemet, CA |
| Indio Branch 7 | Indio, CA |
| Cactus Branch 21 | Moreno Valley, CA |
| Stoneridge Branch 22 | Moreno Valley, CA |
| Murrieta Branch 13 | Murrieta, CA |
| Silverhawk Branch 28 | Murrieta, CA |
| Sunrise Branch 30 | Palm Springs, CA |
| Perris Branch 20 | Perris, CA |
| Rancho Mirage Branch 2 | Rancho Mirage, CA |
| Riverside Avenue Branch 1 | Riverside, CA |
| Canyon Springs Branch 4 | Riverside, CA |
| 14th Street Branch 6 | Riverside, CA |
| Magnolia Branch 10 | Riverside, CA |
| University Branch 15 | Riverside, CA |
| Woodcrest Branch 17 | Riverside, CA |
| San Jacinto Branch 18 | San Jacinto, CA |
| Sun City Branch 31 | Sun City, CA |
| Bear Creek Branch 29 | Wildomar, CA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in California
More federally-insured credit unions based in California, ordered by peer group match and asset size.
Cross-state Call Report peers for ALTURA
Using this data
- ALTURA ranks #62 of 4,374 nationally on financial health and #6 of 243 in CA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Firefighters First is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Firefighters First
Frequently Asked Questions
Is ALTURA financially healthy?
On its 2025Q4 NCUA 5300 filing, ALTURA scores 99/100 (Excellent), with a 10.87% net worth ratio and 0.61% of loans delinquent. It ranks #62 of 4,374 nationally on health and #6 of 243 in California.
How does ALTURA compare to other credit unions?
ALTURA scores 99/100, higher than 98% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is delinquency rate (0.61% vs 0.87%). Its widest shortfall is loan-to-share ratio (74.40% vs 83.90%).
How can I join ALTURA?
ALTURA operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact ALTURA directly for the exact boundaries and application steps.
Is my money safe at ALTURA?
ALTURA is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. ALTURA's net worth ratio of 10.87% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.