Federal credit union · Barberton, Ohio · NCUA charter #616
New Horizon
Health score 99/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 99
- Health / 100
- $42.0M
- Total assets
- 3,170
- Members
- 13.7%
- Net-worth ratio
New Horizon scores 99/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $42.0M; members 3,170; net-worth ratio 13.65%; health rank #47 of 4,374; healthier than 98th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#47 of 4,374 health · 2025Q4New Horizon · health 99/100 · $42.0M · 2025Q4
Call Report peers
New Horizon in the assets neighbourhood
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New Horizon vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); New Horizon sits in 95-99 with 391 others.
99 Top 2% higher than 98% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for New Horizon
- Loan-to-Share Ratio leads the peer set - 83.56% here, 59.80% peer average (+23.76 pp).
- Widest shortfall vs peers is Net Worth Ratio: -1.21 pp (13.65% vs 14.86%).
Where New Horizon sits in Ohio
- Ohio health ordinal: #4 of 196.
- Assets rank #115 of 196 inside Ohio ($42.0M reported).
- Membership ranks #125 of 196 among Ohio CUs with a reported count (3,170 members).
- One place up in Ohio, OC (#3) scores 100/100, 1 point higher; one place down, River Valley (#5) ties at 99/100.
Quarter path for New Horizon
New Horizon: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.6% from $42.0M (2025Q4) to $43.0M (2026Q1).
- Net-worth ratio shifted +0.02 pp (13.63% → 13.65%).
This credit union's 13.65% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 99/100 score is built
New Horizon gives up 1 points in total. Member Growth costs the most, 1.1 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 13.9 pts
- Loan-to-Share Ratio 15.1 pts
New Horizon health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.65% | -1.21 pp |
| Delinquency Rate | 0.11% | -1.04 pp |
| Return on Assets | 0.64% | -0.07 pp |
| Member Growth | 4.07% | - |
| Loan-to-Share Ratio | 83.56% | +23.76 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $43.0M | - |
| 2025Q4 | $42.0M | 3,170 |
| 2024Q4 | $37.4M | 3,046 |
| 2023Q4 | $37.7M | 2,965 |
Credit Union Details
- Charter Number
- 616
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Ohio
- City
- Barberton
- Data Quarter
- 2025Q4
Branch Locations (6)
New Horizon operates 6 offices across 4 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Main Office (Main Office) | Barberton, OH |
| Cloud Back-Up | Barberton, OH |
| Barberton High School | Barberton, OH |
| Firestone FCU | Coventry Township, OH |
| Norton Plaza Office | Norton, OH |
| Tallmadge High School | Tallmadge, OH |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Ohio
A look at other Ohio credit unions, ranked by how closely their peer group and asset size match this one.
Nationwide credit unions with similar profiles
Using this data
- New Horizon ranks #47 of 4,374 nationally on financial health and #4 of 196 in OH -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- HARVEST is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with HARVEST
Frequently Asked Questions
Is New Horizon financially healthy?
New Horizon has a financial health score of 99/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #47 of 4,374 nationally on health and #4 of 196 in Ohio. Its net worth ratio is 13.65% and its delinquency rate 0.11%.
How does New Horizon compare to other credit unions?
New Horizon scores 99/100, higher than 98% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (83.56% vs 59.80%). Its widest shortfall is net worth ratio (13.65% vs 14.86%).
How can I join New Horizon?
New Horizon operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact New Horizon directly for the exact boundaries and application steps.
Is my money safe at New Horizon?
New Horizon is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. New Horizon's net worth ratio of 13.65% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.