State credit union · LYNCHBURG, Tennessee · NCUA charter #67197
Jack Daniel Employees
Health score 99/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 99
- Health / 100
- $53.7M
- Total assets
- 3,252
- Members
- 11.3%
- Net-worth ratio
Jack Daniel Employees scores 99/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $53.7M; members 3,252; net-worth ratio 11.28%; health rank #60 of 4,374; healthier than 98th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#60 of 4,374 health · 2025Q4Jack Daniel Employees · health 99/100 · $53.7M · 2025Q4
Call Report peers
Jack Daniel Employees in the assets neighbourhood
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Jack Daniel Employees vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Jack Daniel Employees sits in 95-99 with 391 others.
99 Top 2% higher than 98% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Jack Daniel Employees
- Largest favorable gap: Loan-to-Share Ratio at 77.40% vs peer 62.60% (+14.80 pp).
- Widest shortfall vs peers is Net Worth Ratio: -2.34 pp (11.28% vs 13.62%).
Tennessee standing for Jack Daniel Employees
- Tennessee health ordinal: #4 of 127.
- Tennessee assets place: #63 of 127.
- Tennessee membership ordinal: #68 of 127.
- One place up in Tennessee, ASCEND (#3) ties at 99/100; one place down, Upper Cumberland (#5) ties at 99/100.
Jack Daniel Employees Call Report trajectory
Jack Daniel Employees: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.3% from $53.7M (2025Q4) to $55.5M (2026Q1).
- Net-worth ratio shifted -0.05 pp (11.33% → 11.28%).
At 11.28%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 99/100 score is built
Jack Daniel Employees gives up 1 points in total. Delinquency Rate costs the most, 0.4 of its 25; Net Worth Ratio and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 24.6 pts
- Return on Assets 15.0 pts
- Member Growth 14.8 pts
- Loan-to-Share Ratio 14.6 pts
Jack Daniel Employees health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.28% | -2.34 pp |
| Delinquency Rate | 0.54% | -0.43 pp |
| Return on Assets | 0.89% | +0.24 pp |
| Member Growth | 4.87% | - |
| Loan-to-Share Ratio | 77.40% | +14.80 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Call Report history - Jack Daniel Employees
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $55.5M | - |
| 2025Q4 | $53.7M | 3,252 |
| 2024Q4 | $51.3M | 3,101 |
| 2023Q4 | $48.7M | 2,955 |
Credit Union Details
- Charter Number
- 67197
- Type
- State
- Field of Membership
- Other
- Peer Group
- $50M–$100M
- State
- Tennessee
- City
- LYNCHBURG
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for Jack Daniel Employees.
| Office | City |
|---|---|
| MAIN OFFICE (Main Office) | LYNCHBURG, TN |
| LYNCHBURG ELEMENTARY SCHOOL BRANCH | LYNCHBURG, TN |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Tennessee
A look at other Tennessee credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near Jack Daniel Employees
Similar total assets
Similar health score
Using this data
- Jack Daniel Employees ranks #60 of 4,374 nationally on financial health and #4 of 127 in TN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- HEALTHNET is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with HEALTHNET
Frequently Asked Questions
Is Jack Daniel Employees financially healthy?
On its 2025Q4 NCUA 5300 filing, Jack Daniel Employees scores 99/100 (Excellent), with a 11.28% net worth ratio and 0.54% of loans delinquent. It ranks #60 of 4,374 nationally on health and #4 of 127 in Tennessee.
How does Jack Daniel Employees compare to other credit unions?
Jack Daniel Employees scores 99/100, higher than 98% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is loan-to-share ratio (77.40% vs 62.60%). Its widest shortfall is net worth ratio (11.28% vs 13.62%).
How can I join Jack Daniel Employees?
Membership eligibility for Jack Daniel Employees depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Jack Daniel Employees directly for current membership requirements and application steps.
Is my money safe at Jack Daniel Employees?
Jack Daniel Employees is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Jack Daniel Employees's net worth ratio of 11.28% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.