State credit union · Antonito, Colorado · NCUA charter #65471
Guadalupe Parish
Health score 100/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 100
- Health / 100
- $41.5M
- Total assets
- 3,791
- Members
- 24.4%
- Net-worth ratio
Guadalupe Parish scores 100/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $41.5M; members 3,791; net-worth ratio 24.36%; health rank #4 of 4,374; healthier than 99th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#4 of 4,374 health · 2025Q4Guadalupe Parish · health 100/100 · $41.5M · 2025Q4
- HEALTH 100/100
- NW 24.4%
- DELQ 0.26%
- ROA 0.92%
- ASSETS $41.5M
- MEM 3,791
- RANK #4/4,374
- PHOTO Jax Fire
- BOOK 65471
Call Report peers
Guadalupe Parish in the assets neighbourhood
Guadalupe Parish's $41.5M assets sit next to Jax Fire ($41.5M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Guadalupe Parish vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
100 Top 1% higher than 99% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Guadalupe Parish - Share Insurance Coverage
Composite supervisory bracket and risk-based capital, read from the 2025Q4 NCUA Call Report for charter #65471. See our deposit-insurance coverage note.
Where Guadalupe Parish diverges from peer averages
- Strongest edge vs 1163 $10M–$50M peers is Loan-to-Share Ratio: +24.36 pp (84.16% vs 59.80%).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Guadalupe Parish in Colorado
- Colorado health ordinal: #1 of 66.
- Colorado assets place: #51 of 66.
- Membership ranks #44 of 66 among Colorado CUs with a reported count (3,791 members).
In-state ordinals use the live credit_unions table for CO only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How Guadalupe Parish's 5300 filing moved
Guadalupe Parish: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +2.0% from $41.5M (2025Q4) to $42.4M (2026Q1).
- Net-worth ratio shifted -0.21 pp (24.57% → 24.36%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
24.36% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 100/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 100.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 15.0 pts
Guadalupe Parish health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 24.36% | +9.50 pp |
| Delinquency Rate | 0.26% | -0.88 pp |
| Return on Assets | 0.92% | +0.21 pp |
| Member Growth | 8.10% | - |
| Loan-to-Share Ratio | 84.16% | +24.36 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Call Report history - Guadalupe Parish
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $42.4M | - |
| 2025Q4 | $41.5M | 3,791 |
| 2024Q4 | $39.9M | 3,507 |
| 2023Q4 | $38.2M | 3,463 |
Credit Union Details
- Charter Number
- 65471
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Colorado
- City
- Antonito
- Data Quarter
- 2025Q4
Branch Locations (3)
Per its most recent NCUA branch filing, Guadalupe Parish runs 3 offices in 3 different cities.
| Office | City |
|---|---|
| Guadalupe Parish Credit Union (Main Office) | Antonito, CO |
| Guadalupe Parish Credit Union - La Jara Branch | La Jara, CO |
| Guadalupe Parish Credit Union - San Luis Branch | San Luis, CO |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Colorado
More federally-insured credit unions based in Colorado, ordered by peer group match and asset size.
Cross-state Call Report peers for Guadalupe Parish
Two NCUA Call Report peer sets for Guadalupe Parish, both outside Colorado so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($41.5M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (100/100 here).
Using this data
- Guadalupe Parish ranks #4 of 4,374 nationally on financial health and #1 of 66 in CO -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Pueblo Government Agencies is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Pueblo Government Agencies
- Rates and health both vary by institution, not just by state -- see how Colorado credit unions compare overall before assuming this one is typical. Colorado state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Guadalupe Parish financially healthy?
Guadalupe Parish has a financial health score of 100/100 (Excellent) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #4 of 4,374; by total assets it ranks #2,566 of 4,374 nationally (same basis as /rankings/largest); and #51 of 66 within Colorado. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 24.36% and delinquency rate of 0.26%.
How does Guadalupe Parish compare to other credit unions?
Guadalupe Parish scores 100/100 on PlainCU's health composite, compared to a peer group average for $10M–$50M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Guadalupe Parish?
Membership eligibility for Guadalupe Parish depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Guadalupe Parish directly for current membership requirements and application steps.
Is my money safe at Guadalupe Parish?
Federal credit unions like Guadalupe Parish are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Guadalupe Parish's net worth ratio of 24.36% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Guadalupe Parish offer compared to banks?
Credit unions like Guadalupe Parish are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Guadalupe Parish directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.