State credit union · Lewiston, Idaho · NCUA charter #68386
Lewis Clark
Health score 100/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 100
- Health / 100
- $276.0M
- Total assets
- 22,352
- Members
- 10.1%
- Net-worth ratio
Lewis Clark scores 100/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $276.0M; members 22,352; net-worth ratio 10.11%; health rank #32 of 4,374; healthier than 99th of scored peers.
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NCUA 5300 Call Report Masthead
#32 of 4,374 health · 2025Q4Lewis Clark · health 100/100 · $276.0M · 2025Q4
Call Report peers
Lewis Clark in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Lewis Clark vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Lewis Clark sits in 100 with 34 others.
100 Top 1% higher than 99% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Lewis Clark
- Strongest edge vs 1069 $100M–$500M peers is Loan-to-Share Ratio: +10.29 pp (82.49% vs 72.20%).
- Largest lag: Net Worth Ratio at 10.11% vs peer 12.11% (-2.00 pp).
Idaho standing for Lewis Clark
- Health composite ranks #1 of 26 among scored Idaho credit unions.
- By total assets, Lewis Clark is #13 of 26 in Idaho.
- Member book place in Idaho: #9 of 26.
- No Idaho credit union scores higher; the runner-up, LATAH (#2) scores 96/100, 4 points lower.
How Lewis Clark's 5300 filing moved
Lewis Clark: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -0.2% from $276.0M (2025Q4) to $275.3M (2026Q1).
- Net-worth ratio shifted +0.15 pp (9.96% → 10.11%).
This credit union's 10.11% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 100/100 score is built
Lewis Clark gives up 0 points in total. Delinquency Rate costs the most, 0.4 of its 25; Net Worth Ratio and Return on Assets and Member Growth and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 24.6 pts
- Return on Assets 15.0 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 15.4 pts
Call Report ratios for Lewis Clark
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.11% | -2.00 pp |
| Delinquency Rate | 0.54% | -0.35 pp |
| Return on Assets | 0.84% | +0.22 pp |
| Member Growth | 5.93% | - |
| Loan-to-Share Ratio | 82.49% | +10.29 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Lewis Clark filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $275.3M | - |
| 2025Q4 | $276.0M | 22,352 |
| 2024Q4 | $249.6M | 21,101 |
| 2023Q4 | $240.6M | 20,120 |
Credit Union Details
- Charter Number
- 68386
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Idaho
- City
- Lewiston
- Data Quarter
- 2025Q4
Branch Locations (5)
Per its most recent NCUA branch filing, Lewis Clark runs 5 offices in 4 different cities across 3 states.
| Office | City |
|---|---|
| Bryden Office (Main Office) | Lewiston, ID |
| Clarkston Office | Clarkston, WA |
| Lewiston Office | Lewiston, ID |
| Jack Henry | Monett, MO |
| Orofino Office | Orofino, ID |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Idaho
More federally-insured credit unions based in Idaho, ordered by peer group match and asset size.
Other-state peers near Lewis Clark
Using this data
- Lewis Clark ranks #32 of 4,374 nationally on financial health and #1 of 26 in ID -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Cottonwood Community is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Cottonwood Community
Frequently Asked Questions
Is Lewis Clark financially healthy?
Lewis Clark has a financial health score of 100/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #32 of 4,374 nationally on health and #1 of 26 in Idaho. Its net worth ratio is 10.11% and its delinquency rate 0.54%.
How does Lewis Clark compare to other credit unions?
Lewis Clark scores 100/100, higher than 99% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is loan-to-share ratio (82.49% vs 72.20%). Its widest shortfall is net worth ratio (10.11% vs 12.11%).
How can I join Lewis Clark?
Membership eligibility for Lewis Clark depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Lewis Clark directly for current membership requirements and application steps.
Is my money safe at Lewis Clark?
Lewis Clark is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Lewis Clark's net worth ratio of 10.11% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.