Federal credit union · OKLAHOMA CITY, Oklahoma · NCUA charter #24953
OKLAHOMA'S
Health score 100/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 100
- Health / 100
- $914.6M
- Total assets
- 56,829
- Members
- 12.5%
- Net-worth ratio
OKLAHOMA'S scores 100/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $914.6M; members 56,829; net-worth ratio 12.47%; health rank #17 of 4,374; healthier than 99th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#17 of 4,374 health · 2025Q4OKLAHOMA'S · health 100/100 · $914.6M · 2025Q4
Call Report peers
OKLAHOMA'S in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
OKLAHOMA'S vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); OKLAHOMA'S sits in 100 with 34 others.
100 Top 1% higher than 99% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where OKLAHOMA'S diverges from peer averages
- Strongest edge vs 749 Over $500M peers is Loan-to-Share Ratio: +4.12 pp (88.02% vs 83.90%).
OKLAHOMA'S in Oklahoma
- In Oklahoma, health place is #1 of 53 on the same NCUA-ratio sort used nationally.
- Oklahoma assets place: #7 of 53.
- Oklahoma membership ordinal: #8 of 53.
- No Oklahoma credit union scores higher; the runner-up, Growing Oaks (#2) scores 96/100, 4 points lower.
OKLAHOMA'S: 2025Q4 → 2026Q1
OKLAHOMA'S: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.4% from $914.6M (2025Q4) to $945.5M (2026Q1).
- Net-worth ratio shifted -0.24 pp (12.71% → 12.47%).
12.47% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 100/100 score is built
OKLAHOMA'S gives up 0 points in total. Member Growth costs the most, 0.3 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 14.7 pts
- Loan-to-Share Ratio 15.3 pts
OKLAHOMA'S vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.47% | +1.29 pp |
| Delinquency Rate | 0.26% | -0.62 pp |
| Return on Assets | 0.67% | +0.16 pp |
| Member Growth | 4.73% | - |
| Loan-to-Share Ratio | 88.02% | +4.12 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $945.5M | - |
| 2025Q4 | $914.6M | 56,829 |
| 2024Q4 | $824.3M | 54,261 |
| 2023Q4 | $796.0M | 52,743 |
Credit Union Details
- Charter Number
- 24953
- Type
- Federal
- Field of Membership
- Other/Community
- Peer Group
- Over $500M
- State
- Oklahoma
- City
- OKLAHOMA CITY
- Data Quarter
- 2025Q4
Branch Locations (9)
Per its most recent NCUA branch filing, OKLAHOMA'S runs 9 offices in 4 different cities.
| Office | City |
|---|---|
| Capitol - Headquarters (Main Office) | Oklahoma City, OK |
| Quail Springs | Edmond, OK |
| ODOT | Oklahoma City, OK |
| NW Expressway | Oklahoma City, OK |
| South OKC | Oklahoma City, OK |
| Capitol | Oklahoma City, OK |
| Owasso | Owasso, OK |
| Tulsa - Downtown | Tulsa, OK |
| Bixby | Tulsa, OK |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Oklahoma
A look at other Oklahoma credit unions, ranked by how closely their peer group and asset size match this one.
OKLAHOMA'S nationwide neighbourhoods
Using this data
- OKLAHOMA'S ranks #17 of 4,374 nationally on financial health and #1 of 53 in OK -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- WESTREET is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with WESTREET
Frequently Asked Questions
Is OKLAHOMA'S financially healthy?
OKLAHOMA'S has a financial health score of 100/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #17 of 4,374 nationally on health and #1 of 53 in Oklahoma. Its net worth ratio is 12.47% and its delinquency rate 0.26%.
How does OKLAHOMA'S compare to other credit unions?
OKLAHOMA'S scores 100/100, higher than 99% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is loan-to-share ratio (88.02% vs 83.90%).
How can I join OKLAHOMA'S?
OKLAHOMA'S operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact OKLAHOMA'S directly for the exact boundaries and application steps.
Is my money safe at OKLAHOMA'S?
OKLAHOMA'S is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. OKLAHOMA'S's net worth ratio of 12.47% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.