State credit union · Dallas, Texas · NCUA charter #67547
Dallas U.P. Employees
Health score 98/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 98
- Health / 100
- $26.7M
- Total assets
- 1,448
- Members
- 24.2%
- Net-worth ratio
Dallas U.P. Employees scores 98/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $26.7M; members 1,448; net-worth ratio 24.23%; health rank #76 of 4,374; healthier than 97th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#76 of 4,374 health · 2025Q4Dallas U.P. Employees · health 98/100 · $26.7M · 2025Q4
Call Report peers
Dallas U.P. Employees in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Dallas U.P. Employees vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Dallas U.P. Employees sits in 95-99 with 391 others.
98 Top 3% higher than 97% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Dallas U.P. Employees: Call Report deltas vs peers
- Largest favorable gap: Loan-to-Share Ratio at 88.18% vs peer 59.80% (+28.38 pp).
Where Dallas U.P. Employees sits in Texas
- Texas health ordinal: #5 of 386.
- Texas assets place: #236 of 386.
- Texas membership ordinal: #284 of 386.
- One place up in Texas, NECHES (#4) scores 99/100, 1 point higher; one place down, City of Deer Park (#6) ties at 98/100.
Dallas U.P. Employees Call Report trajectory
Dallas U.P. Employees: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.8% from $26.7M (2025Q4) to $26.9M (2026Q1).
- Net-worth ratio shifted +0.37 pp (23.86% → 24.23%).
This credit union's 24.23% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 98/100 score is built
Dallas U.P. Employees gives up 2 points in total. Delinquency Rate costs the most, 2.3 of its 25; Net Worth Ratio and Return on Assets and Member Growth and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 22.7 pts
- Return on Assets 15.0 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 15.3 pts
Dallas U.P. Employees health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 24.23% | +9.37 pp |
| Delinquency Rate | 0.73% | -0.42 pp |
| Return on Assets | 1.14% | +0.43 pp |
| Member Growth | 5.00% | - |
| Loan-to-Share Ratio | 88.18% | +28.38 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $26.9M | - |
| 2025Q4 | $26.7M | 1,448 |
| 2024Q4 | $25.9M | 1,379 |
| 2023Q4 | $24.9M | 1,409 |
Credit Union Details
- Charter Number
- 67547
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Texas
- City
- Dallas
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Dallas U.P. Employees.
| Office | City |
|---|---|
| Main Office (Main Office) | Dallas, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
More federally-insured credit unions based in Texas, ordered by peer group match and asset size.
Dallas U.P. Employees nationwide neighbourhoods
Using this data
- Dallas U.P. Employees ranks #76 of 4,374 nationally on financial health and #5 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Anderson County is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Anderson County
Frequently Asked Questions
Is Dallas U.P. Employees financially healthy?
On its 2025Q4 NCUA 5300 filing, Dallas U.P. Employees scores 98/100 (Excellent), with a 24.23% net worth ratio and 0.73% of loans delinquent. It ranks #76 of 4,374 nationally on health and #5 of 386 in Texas.
How does Dallas U.P. Employees compare to other credit unions?
Dallas U.P. Employees scores 98/100, higher than 97% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (88.18% vs 59.80%).
How can I join Dallas U.P. Employees?
Membership eligibility for Dallas U.P. Employees depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Dallas U.P. Employees directly for current membership requirements and application steps.
Is my money safe at Dallas U.P. Employees?
Dallas U.P. Employees is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Dallas U.P. Employees's net worth ratio of 24.23% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.