State credit union · Dallas, Texas · NCUA charter #67547
Dallas U.P. Employees
Health score 98/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 98
- Health / 100
- $26.7M
- Total assets
- 1,448
- Members
- 24.2%
- Net-worth ratio
Dallas U.P. Employees scores 98/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $26.7M; members 1,448; net-worth ratio 24.23%; health rank #76 of 4,374; healthier than 97th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#76 of 4,374 health · 2025Q4Dallas U.P. Employees · health 98/100 · $26.7M · 2025Q4
- DELQ 98/100
- ROA 24.2%
- ASSETS 0.73%
- MEM 1.14%
- RANK $26.7M
- PHOTO 1,448
- BOOK #76/4,374
- CHARTER Community Plus
- NCUSIF 67547
Call Report peers
Dallas U.P. Employees in the assets neighbourhood
Dallas U.P. Employees's $26.7M assets sit next to Community Plus ($26.7M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Dallas U.P. Employees vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
98 Top 3% higher than 97% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Dallas U.P. Employees - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #67547, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
Dallas U.P. Employees: Call Report deltas vs peers
- Largest favorable gap: Loan-to-Share Ratio at 88.18% vs peer 59.80% (+28.38 pp).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where Dallas U.P. Employees sits in Texas
- Texas health ordinal: #5 of 386.
- Texas assets place: #236 of 386.
- Texas membership ordinal: #284 of 386.
In-state ordinals use the live credit_unions table for TX only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Dallas U.P. Employees Call Report trajectory
Dallas U.P. Employees: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +0.8% from $26.7M (2025Q4) to $26.9M (2026Q1).
- Net-worth ratio shifted +0.37 pp (23.86% → 24.23%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 24.23% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 98/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 98.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 22.7 pts
- Return on Assets 15.0 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 15.3 pts
Dallas U.P. Employees health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 24.23% | +9.37 pp |
| Delinquency Rate | 0.73% | -0.42 pp |
| Return on Assets | 1.14% | +0.43 pp |
| Member Growth | 5.00% | - |
| Loan-to-Share Ratio | 88.18% | +28.38 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $26.9M | - |
| 2025Q4 | $26.7M | 1,448 |
| 2024Q4 | $25.9M | 1,379 |
| 2023Q4 | $24.9M | 1,409 |
Credit Union Details
- Charter Number
- 67547
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Texas
- City
- Dallas
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Dallas U.P. Employees.
| Office | City |
|---|---|
| Main Office (Main Office) | Dallas, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
More federally-insured credit unions based in Texas, ordered by peer group match and asset size.
Dallas U.P. Employees nationwide neighbourhoods
Dallas U.P. Employees's nationwide photo peers by assets and by health score, excluding Texas charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($26.7M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (98/100 here).
Using this data
- Dallas U.P. Employees ranks #76 of 4,374 nationally on financial health and #5 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Anderson County is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Anderson County
- Rates and health both vary by institution, not just by state -- see how Texas credit unions compare overall before assuming this one is typical. Texas state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Dallas U.P. Employees financially healthy?
Yes/no aside, the number is 98/100 (Excellent) - Dallas U.P. Employees's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #76 of 4,374; by total assets it ranks #2,944 of 4,374 nationally (same basis as /rankings/largest); and #236 of 386 within Texas. Above 80 reads excellent, below 50 warrants closer monitoring; a 24.23% net worth ratio and 0.73% delinquency rate are the key drivers.
How does Dallas U.P. Employees compare to other credit unions?
On PlainCU's health composite, Dallas U.P. Employees lands at 98/100, compared to a peer group average for $10M–$50M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Dallas U.P. Employees?
Membership eligibility for Dallas U.P. Employees depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Dallas U.P. Employees directly for current membership requirements and application steps.
Is my money safe at Dallas U.P. Employees?
Federal credit unions like Dallas U.P. Employees are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Dallas U.P. Employees's net worth ratio of 24.23% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Dallas U.P. Employees offer compared to banks?
Credit unions like Dallas U.P. Employees are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Dallas U.P. Employees directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.