Federal credit union · Salem, Oregon · NCUA charter #14402
Ibew/Sj Cascade
Health score 99/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 99
- Health / 100
- $22.3M
- Total assets
- 2,817
- Members
- 13.6%
- Net-worth ratio
Ibew/Sj Cascade scores 99/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $22.3M; members 2,817; net-worth ratio 13.56%; health rank #48 of 4,374; healthier than 98th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#48 of 4,374 health · 2025Q4Ibew/Sj Cascade · health 99/100 · $22.3M · 2025Q4
Call Report peers
Ibew/Sj Cascade in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Ibew/Sj Cascade vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Ibew/Sj Cascade sits in 95-99 with 391 others.
99 Top 2% higher than 98% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Ibew/Sj Cascade: Call Report deltas vs peers
- Loan-to-Share Ratio leads the peer set - 73.50% here, 59.80% peer average (+13.70 pp).
- Net Worth Ratio trails the peer set - 13.56% here, 14.86% peer average (-1.30 pp).
Ibew/Sj Cascade in Oregon
- Oregon health ordinal: #3 of 48.
- By total assets, Ibew/Sj Cascade is #44 of 48 in Oregon.
- Oregon membership ordinal: #39 of 48.
- One place up in Oregon, Cascade Community (#2) scores 100/100, 1 point higher; one place down, Oregon State (#4) scores 98/100, 1 point lower.
Ibew/Sj Cascade: 2025Q4 → 2026Q1
Ibew/Sj Cascade: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.9% from $22.3M (2025Q4) to $22.5M (2026Q1).
- Net-worth ratio shifted +0.26 pp (13.30% → 13.56%).
At 13.56%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 99/100 score is built
Ibew/Sj Cascade gives up 1 points in total. Member Growth costs the most, 1.4 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 13.6 pts
- Loan-to-Share Ratio 15.4 pts
Ibew/Sj Cascade health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.56% | -1.30 pp |
| Delinquency Rate | 0.46% | -0.68 pp |
| Return on Assets | 0.84% | +0.14 pp |
| Member Growth | 3.87% | - |
| Loan-to-Share Ratio | 73.50% | +13.70 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $22.5M | - |
| 2025Q4 | $22.3M | 2,817 |
| 2024Q4 | $22.2M | 2,712 |
| 2023Q4 | $22.6M | 2,658 |
Credit Union Details
- Charter Number
- 14402
- Type
- Federal
- Field of Membership
- Other/Community
- Peer Group
- $10M–$50M
- State
- Oregon
- City
- Salem
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Ibew/Sj Cascade runs one office.
| Office | City |
|---|---|
| IBEW/SJ Cascade FCU (Main Office) | Salem, OR |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Oregon
More federally-insured credit unions based in Oregon, ordered by peer group match and asset size.
Other-state peers near Ibew/Sj Cascade
Using this data
- Ibew/Sj Cascade ranks #48 of 4,374 nationally on financial health and #3 of 48 in OR -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- South Coast Ilwu is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with South Coast Ilwu
Frequently Asked Questions
Is Ibew/Sj Cascade financially healthy?
On its 2025Q4 NCUA 5300 filing, Ibew/Sj Cascade scores 99/100 (Excellent), with a 13.56% net worth ratio and 0.46% of loans delinquent. It ranks #48 of 4,374 nationally on health and #3 of 48 in Oregon.
How does Ibew/Sj Cascade compare to other credit unions?
Ibew/Sj Cascade scores 99/100, higher than 98% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (73.50% vs 59.80%). Its widest shortfall is net worth ratio (13.56% vs 14.86%).
How can I join Ibew/Sj Cascade?
Ibew/Sj Cascade operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Ibew/Sj Cascade directly for the exact boundaries and application steps.
Is my money safe at Ibew/Sj Cascade?
Ibew/Sj Cascade is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Ibew/Sj Cascade's net worth ratio of 13.56% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.