Federal credit union · Roseburg, Oregon · NCUA charter #5652
Cascade Community
Health score 100/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 100
- Health / 100
- $449.7M
- Total assets
- 19,468
- Members
- 17.4%
- Net-worth ratio
Cascade Community scores 100/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $449.7M; members 19,468; net-worth ratio 17.37%; health rank #8 of 4,374; healthier than 99th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#8 of 4,374 health · 2025Q4Cascade Community · health 100/100 · $449.7M · 2025Q4
Call Report peers
Cascade Community in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Cascade Community vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Cascade Community sits in 100 with 34 others.
100 Top 1% higher than 99% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Cascade Community vs $100M–$500M peers
- Largest favorable gap: Net Worth Ratio at 17.37% vs peer 12.11% (+5.26 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -0.38 pp (71.82% vs 72.20%).
Oregon standing for Cascade Community
- In Oregon, health place is #2 of 48 on the same NCUA-ratio sort used nationally.
- By total assets, Cascade Community is #14 of 48 in Oregon.
- Member book place in Oregon: #17 of 48.
- One place up in Oregon, Umatilla County (#1) ties at 100/100; one place down, Ibew/Sj Cascade (#3) scores 99/100, 1 point lower.
How Cascade Community's 5300 filing moved
Cascade Community: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.1% from $449.7M (2025Q4) to $459.2M (2026Q1).
- Net-worth ratio shifted +0.24 pp (17.13% → 17.37%).
17.37% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 100/100 score is built
Cascade Community gives up 0 points in total. Member Growth costs the most, 0.3 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 14.7 pts
- Loan-to-Share Ratio 15.3 pts
Call Report ratios for Cascade Community
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 17.37% | +5.26 pp |
| Delinquency Rate | 0.14% | -0.75 pp |
| Return on Assets | 1.88% | +1.26 pp |
| Member Growth | 4.77% | - |
| Loan-to-Share Ratio | 71.82% | -0.38 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Cascade Community quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $459.2M | - |
| 2025Q4 | $449.7M | 19,468 |
| 2024Q4 | $422.5M | 18,582 |
| 2023Q4 | $390.8M | 17,900 |
Credit Union Details
- Charter Number
- 5652
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- Oregon
- City
- Roseburg
- Data Quarter
- 2025Q4
Branch Locations (3)
Per its most recent NCUA branch filing, Cascade Community runs 3 offices in 2 different cities.
| Office | City |
|---|---|
| Harvard Branch (Main Office) | Roseburg, OR |
| Garden Valley Branch | Roseburg, OR |
| Sutherlin Branch | Sutherlin, OR |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Oregon
Other federally-insured credit unions in Oregon, closest first by peer group and asset size.
Other-state peers near Cascade Community
Using this data
- Cascade Community ranks #8 of 4,374 nationally on financial health and #2 of 48 in OR -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- WAUNA is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with WAUNA
Frequently Asked Questions
Is Cascade Community financially healthy?
On its 2025Q4 NCUA 5300 filing, Cascade Community scores 100/100 (Excellent), with a 17.37% net worth ratio and 0.14% of loans delinquent. It ranks #8 of 4,374 nationally on health and #2 of 48 in Oregon.
How does Cascade Community compare to other credit unions?
Cascade Community scores 100/100, higher than 99% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is net worth ratio (17.37% vs 12.11%). Its widest shortfall is loan-to-share ratio (71.82% vs 72.20%).
How can I join Cascade Community?
Cascade Community operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Cascade Community directly for the exact boundaries and application steps.
Is my money safe at Cascade Community?
Cascade Community is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Cascade Community's net worth ratio of 17.37% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.