Federal credit union · Roseburg, Oregon · NCUA charter #5652
Cascade Community
Health score 100/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 100
- Health / 100
- $449.7M
- Total assets
- 19,468
- Members
- 17.4%
- Net-worth ratio
Cascade Community scores 100/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $449.7M; members 19,468; net-worth ratio 17.37%; health rank #8 of 4,374; healthier than 99th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#8 of 4,374 health · 2025Q4Cascade Community · health 100/100 · $449.7M · 2025Q4
- BOOK 100/100
- CHARTER 17.4%
- NCUSIF 0.14%
- CAMELS 1.88%
- HEALTH $449.7M
- NW 19,468
- DELQ #8/4,374
- ROA Baton Rouge Telco
- ASSETS 5652
Call Report peers
Cascade Community in the assets neighbourhood
Cascade Community's $449.7M assets sit next to Baton Rouge Telco ($449.6M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Cascade Community vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
100 Top 1% higher than 99% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Cascade Community - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #5652, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
Cascade Community vs $100M–$500M peers
- Largest favorable gap: Net Worth Ratio at 17.37% vs peer 12.11% (+5.26 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -0.38 pp (71.82% vs 72.20%).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Oregon standing for Cascade Community
- In Oregon, health place is #2 of 48 on the same NCUA-ratio sort used nationally.
- By total assets, Cascade Community is #14 of 48 in Oregon.
- Member book place in Oregon: #17 of 48.
In-state ordinals use the live credit_unions table for OR only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How Cascade Community's 5300 filing moved
Cascade Community: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +2.1% from $449.7M (2025Q4) to $459.2M (2026Q1).
- Net-worth ratio shifted +0.24 pp (17.13% → 17.37%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
17.37% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 100/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 100.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 14.7 pts
- Loan-to-Share Ratio 15.3 pts
Call Report ratios for Cascade Community
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 17.37% | +5.26 pp |
| Delinquency Rate | 0.14% | -0.75 pp |
| Return on Assets | 1.88% | +1.26 pp |
| Member Growth | 4.77% | - |
| Loan-to-Share Ratio | 71.82% | -0.38 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
Cascade Community quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $459.2M | - |
| 2025Q4 | $449.7M | 19,468 |
| 2024Q4 | $422.5M | 18,582 |
| 2023Q4 | $390.8M | 17,900 |
Credit Union Details
- Charter Number
- 5652
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- Oregon
- City
- Roseburg
- Data Quarter
- 2025Q4
Branch Locations (3)
Per its most recent NCUA branch filing, Cascade Community runs 3 offices in 2 different cities.
| Office | City |
|---|---|
| Harvard Branch (Main Office) | Roseburg, OR |
| Garden Valley Branch | Roseburg, OR |
| Sutherlin Branch | Sutherlin, OR |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Oregon
Other federally-insured credit unions in Oregon, closest first by peer group and asset size.
Other-state peers near Cascade Community
Cross-state asset and health neighbours for Cascade Community - kept outside Oregon; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($449.7M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (100/100 here).
Using this data
- Cascade Community ranks #8 of 4,374 nationally on financial health and #2 of 48 in OR -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- WAUNA is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with WAUNA
- Rates and health both vary by institution, not just by state -- see how Oregon credit unions compare overall before assuming this one is typical. Oregon state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Cascade Community financially healthy?
Yes/no aside, the number is 100/100 (Excellent) - Cascade Community's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #8 of 4,374; by total assets it ranks #799 of 4,374 nationally (same basis as /rankings/largest); and #14 of 48 within Oregon. Above 80 reads excellent, below 50 warrants closer monitoring; a 17.37% net worth ratio and 0.14% delinquency rate are the key drivers.
How does Cascade Community compare to other credit unions?
Cascade Community scores 100/100 on PlainCU's health composite, compared to a peer group average for $100M–$500M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Cascade Community?
Cascade Community operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Cascade Community directly for the exact boundaries and application steps.
Is my money safe at Cascade Community?
Federal credit unions like Cascade Community are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Cascade Community's net worth ratio of 17.37% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Cascade Community offer compared to banks?
Credit unions like Cascade Community are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Cascade Community directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.