Federal credit union · ATLANTA, Georgia · NCUA charter #17017
COCA-COLA
Health score 99/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 99
- Health / 100
- $202.2M
- Total assets
- 14,429
- Members
- 14.1%
- Net-worth ratio
COCA-COLA scores 99/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $202.2M; members 14,429; net-worth ratio 14.05%; health rank #46 of 4,374; healthier than 98th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#46 of 4,374 health · 2025Q4COCA-COLA · health 99/100 · $202.2M · 2025Q4
Call Report peers
COCA-COLA in the assets neighbourhood
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COCA-COLA vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); COCA-COLA sits in 95-99 with 391 others.
99 Top 2% higher than 98% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for COCA-COLA
- Loan-to-Share Ratio leads the peer set - 80.74% here, 72.20% peer average (+8.54 pp).
Georgia standing for COCA-COLA
- Health composite ranks #1 of 74 among scored Georgia credit unions.
- Assets rank #22 of 74 inside Georgia ($202.2M reported).
- Member book place in Georgia: #23 of 74.
- No Georgia credit union scores higher; the runner-up, PLATINUM (#2) ties at 99/100.
Quarter path for COCA-COLA
COCA-COLA: total assets by quarter
2023Q4 to 2025Q4, NCUA 5300
- Assets moved -7.6% from $218.8M (2024Q4) to $202.2M (2025Q4).
- Membership moved +5.0% from 13,737 to 14,429 over the same window.
- Net-worth ratio shifted +1.53 pp (12.52% → 14.05%).
This credit union's 14.05% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 99/100 score is built
COCA-COLA gives up 1 points in total. Delinquency Rate costs the most, 0.6 of its 25; Net Worth Ratio and Return on Assets and Member Growth and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 24.4 pts
- Return on Assets 15.0 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 14.6 pts
COCA-COLA vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 14.05% | +1.94 pp |
| Delinquency Rate | 0.56% | -0.33 pp |
| Return on Assets | 0.75% | +0.13 pp |
| Member Growth | 5.04% | - |
| Loan-to-Share Ratio | 80.74% | +8.54 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
COCA-COLA quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2025Q4 | $202.2M | 14,429 |
| 2024Q4 | $218.8M | 13,737 |
| 2023Q4 | $216.2M | 12,988 |
Credit Union Details
- Charter Number
- 17017
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- Georgia
- City
- ATLANTA
- Data Quarter
- 2025Q4
Nearby Credit Unions in Georgia
More federally-insured credit unions based in Georgia, ordered by peer group match and asset size.
Cross-state Call Report peers for COCA-COLA
Using this data
- COCA-COLA ranks #46 of 4,374 nationally on financial health and #1 of 74 in GA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- EXCEL is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with EXCEL
Frequently Asked Questions
Is COCA-COLA financially healthy?
COCA-COLA has a financial health score of 99/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #46 of 4,374 nationally on health and #1 of 74 in Georgia. Its net worth ratio is 14.05% and its delinquency rate 0.56%.
How does COCA-COLA compare to other credit unions?
COCA-COLA scores 99/100, higher than 98% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is loan-to-share ratio (80.74% vs 72.20%).
How can I join COCA-COLA?
COCA-COLA operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact COCA-COLA directly for the exact boundaries and application steps.
Is my money safe at COCA-COLA?
COCA-COLA is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. COCA-COLA's net worth ratio of 14.05% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.