Federal credit union · ATLANTA, Georgia · NCUA charter #17017
COCA-COLA
Health score 99/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 99
- Health / 100
- $202.2M
- Total assets
- 14,429
- Members
- 14.1%
- Net-worth ratio
COCA-COLA scores 99/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $202.2M; members 14,429; net-worth ratio 14.05%; health rank #46 of 4,374; healthier than 98th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#46 of 4,374 health · 2025Q4COCA-COLA · health 99/100 · $202.2M · 2025Q4
- ASSETS 99/100
- MEM 14.1%
- RANK 0.56%
- PHOTO 0.75%
- BOOK $202.2M
- CHARTER 14,429
- NCUSIF #46/4,374
- CAMELS BEACON
- HEALTH 17017
Call Report peers
COCA-COLA in the assets neighbourhood
COCA-COLA's $202.2M assets sit next to BEACON ($202.2M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
COCA-COLA vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
99 Top 2% higher than 98% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
COCA-COLA - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #17017, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
Peer-gap read for COCA-COLA
- Loan-to-Share Ratio leads the peer set - 80.74% here, 72.20% peer average (+8.54 pp).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Georgia standing for COCA-COLA
- Health composite ranks #1 of 74 among scored Georgia credit unions.
- Assets rank #22 of 74 inside Georgia ($202.2M reported).
- Member book place in Georgia: #23 of 74.
In-state ordinals use the live credit_unions table for GA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for COCA-COLA
COCA-COLA: total assets by quarter
3 Call Report filings on this page's own vintage chain
- Assets moved -7.6% from $218.8M (2024Q4) to $202.2M (2025Q4).
- Membership moved +5.0% from 13,737 to 14,429 over the same window.
- Net-worth ratio shifted +1.53 pp (12.52% → 14.05%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 14.05% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 99/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 99.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 24.4 pts
- Return on Assets 15.0 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 14.6 pts
COCA-COLA vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 14.05% | +1.94 pp |
| Delinquency Rate | 0.56% | -0.33 pp |
| Return on Assets | 0.75% | +0.13 pp |
| Member Growth | 5.04% | - |
| Loan-to-Share Ratio | 80.74% | +8.54 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
COCA-COLA quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2025Q4 | $202.2M | 14,429 |
| 2024Q4 | $218.8M | 13,737 |
| 2023Q4 | $216.2M | 12,988 |
Credit Union Details
- Charter Number
- 17017
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- Georgia
- City
- ATLANTA
- Data Quarter
- 2025Q4
Nearby Credit Unions in Georgia
More federally-insured credit unions based in Georgia, ordered by peer group match and asset size.
Cross-state Call Report peers for COCA-COLA
Cross-state asset and health neighbours for COCA-COLA - kept outside Georgia; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($202.2M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (99/100 here).
Using this data
- COCA-COLA ranks #46 of 4,374 nationally on financial health and #1 of 74 in GA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- EXCEL is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with EXCEL
- Rates and health both vary by institution, not just by state -- see how Georgia credit unions compare overall before assuming this one is typical. Georgia state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is COCA-COLA financially healthy?
Yes/no aside, the number is 99/100 (Excellent) - COCA-COLA's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #46 of 4,374; by total assets it ranks #1,270 of 4,374 nationally (same basis as /rankings/largest); and #22 of 74 within Georgia. Above 80 reads excellent, below 50 warrants closer monitoring; a 14.05% net worth ratio and 0.56% delinquency rate are the key drivers.
How does COCA-COLA compare to other credit unions?
COCA-COLA scores 99/100 on PlainCU's health composite, compared to a peer group average for $100M–$500M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join COCA-COLA?
COCA-COLA operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact COCA-COLA directly for the exact boundaries and application steps.
Is my money safe at COCA-COLA?
Federal credit unions like COCA-COLA are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. COCA-COLA's net worth ratio of 14.05% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does COCA-COLA offer compared to banks?
Credit unions like COCA-COLA are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact COCA-COLA directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.