Federal credit union · Fairfax, Virginia · NCUA charter #11307
APPLE
Health score 99/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 99
- Health / 100
- $5.44B
- Total assets
- 266,924
- Members
- 10.8%
- Net-worth ratio
APPLE scores 99/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $5.44B; members 266,924; net-worth ratio 10.83%; health rank #64 of 4,374; healthier than 98th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#64 of 4,374 health · 2025Q4APPLE · health 99/100 · $5.44B · 2025Q4
Call Report peers
APPLE in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
APPLE vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); APPLE sits in 95-99 with 391 others.
99 Top 2% higher than 98% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
APPLE: Call Report deltas vs peers
- Strongest edge vs 749 Over $500M peers is Delinquency Rate: -0.27 pp (0.61% vs 0.87%).
- Largest lag: Loan-to-Share Ratio at 73.52% vs peer 83.90% (-10.38 pp).
APPLE: in-state Call Report ranks
- Virginia health ordinal: #1 of 95.
- Assets rank #5 of 95 inside Virginia ($5.44B reported).
- Virginia membership ordinal: #6 of 95.
- No Virginia credit union scores higher; the runner-up, Park View (#2) ties at 99/100.
Quarter path for APPLE
APPLE: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.3% from $5.44B (2025Q4) to $5.62B (2026Q1).
- Net-worth ratio shifted +0.15 pp (10.68% → 10.83%).
10.83% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 99/100 score is built
APPLE gives up 1 points in total. Delinquency Rate costs the most, 1.1 of its 25; Net Worth Ratio and Return on Assets and Member Growth and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 23.9 pts
- Return on Assets 15.0 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 15.1 pts
Call Report ratios for APPLE
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.83% | -0.35 pp |
| Delinquency Rate | 0.61% | -0.27 pp |
| Return on Assets | 0.64% | +0.13 pp |
| Member Growth | 5.64% | - |
| Loan-to-Share Ratio | 73.52% | -10.38 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $5.62B | - |
| 2025Q4 | $5.44B | 266,924 |
| 2024Q4 | $4.62B | 252,683 |
| 2023Q4 | $4.33B | 242,473 |
Credit Union Details
- Charter Number
- 11307
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Over $500M
- State
- Virginia
- City
- Fairfax
- Data Quarter
- 2025Q4
Branch Locations (24)
APPLE operates 24 offices across 15 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Fairfax Corner Branch (Main Office) | Fairfax, VA |
| Mount Vernon Branch | Alexandria, VA |
| Kingstowne Branch | Alexandria, VA |
| Ashburn Branch | Ashburn, VA |
| Burke Centre Branch | Burke, VA |
| Centreville Branch | Centreville, VA |
| Chantilly Branch | Chantilly, VA |
| Fairfax Branch | Fairfax, VA |
| Fairfax - Members Way Branch | Fairfax, VA |
| Government Center Branch | Fairfax, VA |
| Herrity Branch | Fairfax, VA |
| Falls Church Branch | Falls Church, VA |
| Merrifield Branch | Falls Church, VA |
| Bailey's Crossroads Branch | Falls Church, VA |
| Gainesville Branch | Gainesville, VA |
| Herndon Branch | Herndon, VA |
| Sudley Manor Branch | Manassas, VA |
| Manassas Branch | Manassas, VA |
| Springfield Branch | Springfield, VA |
| Stafford Branch | Stafford, VA |
| Sterling Branch | Sterling, VA |
| Winchester Branch | Winchester, VA |
| Woodbridge Branch | Woodbridge, VA |
| Lake Ridge Branch | Woodbridge, VA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Virginia
Other federally-insured credit unions in Virginia, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Using this data
- APPLE ranks #64 of 4,374 nationally on financial health and #1 of 95 in VA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- LANGLEY is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with LANGLEY
Frequently Asked Questions
Is APPLE financially healthy?
On its 2025Q4 NCUA 5300 filing, APPLE scores 99/100 (Excellent), with a 10.83% net worth ratio and 0.61% of loans delinquent. It ranks #64 of 4,374 nationally on health and #1 of 95 in Virginia.
How does APPLE compare to other credit unions?
APPLE scores 99/100, higher than 98% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is delinquency rate (0.61% vs 0.87%). Its widest shortfall is loan-to-share ratio (73.52% vs 83.90%).
How can I join APPLE?
APPLE operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact APPLE directly for the exact boundaries and application steps.
Is my money safe at APPLE?
APPLE is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. APPLE's net worth ratio of 10.83% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.