Federal credit union · ORCHARD PARK, New York · NCUA charter #7925
Great Erie
Health score 100/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 100
- Health / 100
- $149.9M
- Total assets
- 9,446
- Members
- 12.0%
- Net-worth ratio
Great Erie scores 100/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $149.9M; members 9,446; net-worth ratio 12.02%; health rank #19 of 4,374; healthier than 99th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#19 of 4,374 health · 2025Q4Great Erie · health 100/100 · $149.9M · 2025Q4
- HEALTH 100/100
- NW 12.0%
- DELQ 0.27%
- ROA 0.94%
- ASSETS $149.9M
- MEM 9,446
- RANK #19/4,374
- PHOTO ARC
- BOOK 7925
Call Report peers
Great Erie in the assets neighbourhood
Great Erie's $149.9M assets sit next to ARC ($150.2M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Great Erie vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
100 Top 1% higher than 99% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Great Erie - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #7925 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
Where Great Erie diverges from peer averages
- Strongest edge vs 1069 $100M–$500M peers is Delinquency Rate: -0.63 pp (0.27% vs 0.89%).
- Loan-to-Share Ratio trails the peer set - 71.66% here, 72.20% peer average (-0.54 pp).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
New York standing for Great Erie
- Health composite ranks #2 of 272 among scored New York credit unions.
- By total assets, Great Erie is #71 of 272 in New York.
- New York membership ordinal: #77 of 272.
In-state ordinals use the live credit_unions table for NY only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Great Erie: 2025Q4 → 2026Q1
Great Erie: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +1.5% from $149.9M (2025Q4) to $152.2M (2026Q1).
- Net-worth ratio shifted +0.31 pp (11.71% → 12.02%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
12.02% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 100/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 100.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 15.0 pts
Great Erie health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.02% | -0.09 pp |
| Delinquency Rate | 0.27% | -0.63 pp |
| Return on Assets | 0.94% | +0.31 pp |
| Member Growth | 6.70% | - |
| Loan-to-Share Ratio | 71.66% | -0.54 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
Great Erie filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $152.2M | - |
| 2025Q4 | $149.9M | 9,446 |
| 2024Q4 | $136.3M | 8,853 |
| 2023Q4 | $131.2M | 8,827 |
Credit Union Details
- Charter Number
- 7925
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- New York
- City
- ORCHARD PARK
- Data Quarter
- 2025Q4
Branch Locations (3)
The NCUA branch filing lists 3 physical offices for Great Erie, spread across 3 cities.
| Office | City |
|---|---|
| Great Erie Federal Credit Union (Main Office) | Orchard Park, NY |
| Downtown Office | Buffalo, NY |
| East Aurora CO-OP Branch | East Aurora, NY |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New York
More federally-insured credit unions based in New York, ordered by peer group match and asset size.
- OSWEGO COUNTYOSWEGO, NY · $100M–$500M86Health
- TOWN OF HEMPSTEAD EMPLOYEESNORTH BALDWIN, NY · $100M–$500M79Health
- UKRAINIAN NATIONALNEW YORK, NY · $100M–$500M76Health
- BUFFALO METROPOLITANBUFFALO, NY · $100M–$500M71Health
- SYRACUSE FIRE DEPARTMENT EMPLOYEESSYRACUSE, NY · $100M–$500M92Health
Great Erie nationwide neighbourhoods
Great Erie's nationwide photo peers by assets and by health score, excluding New York charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($149.9M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (100/100 here).
Using this data
- Great Erie ranks #19 of 4,374 nationally on financial health and #2 of 272 in NY -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Oswego County is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Oswego County
- Rates and health both vary by institution, not just by state -- see how New York credit unions compare overall before assuming this one is typical. New York state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Great Erie financially healthy?
Great Erie scores 100/100 (Excellent) on financial health, per the NCUA 5300 Call Report for Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #19 of 4,374; by total assets it ranks #1,489 of 4,374 nationally (same basis as /rankings/largest); and #71 of 272 within New York. Anything above 80 is considered excellent, anything below 50 may need closer monitoring - this score reflects a 12.02% net worth ratio and a 0.27% delinquency rate.
How does Great Erie compare to other credit unions?
Great Erie scores 100/100 on PlainCU's health composite, compared to a peer group average for $100M–$500M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Great Erie?
Great Erie operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Great Erie directly for the exact boundaries and application steps.
Is my money safe at Great Erie?
Federal credit unions like Great Erie are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Great Erie's net worth ratio of 12.02% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Great Erie offer compared to banks?
Credit unions like Great Erie are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Great Erie directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.