Federal credit union · ORCHARD PARK, New York · NCUA charter #7925
Great Erie
Health score 100/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 100
- Health / 100
- $149.9M
- Total assets
- 9,446
- Members
- 12.0%
- Net-worth ratio
Great Erie scores 100/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $149.9M; members 9,446; net-worth ratio 12.02%; health rank #19 of 4,374; healthier than 99th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#19 of 4,374 health · 2025Q4Great Erie · health 100/100 · $149.9M · 2025Q4
Call Report peers
Great Erie in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Great Erie vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Great Erie sits in 100 with 34 others.
100 Top 1% higher than 99% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where Great Erie diverges from peer averages
- Strongest edge vs 1069 $100M–$500M peers is Delinquency Rate: -0.63 pp (0.27% vs 0.89%).
- Loan-to-Share Ratio trails the peer set - 71.66% here, 72.20% peer average (-0.54 pp).
New York standing for Great Erie
- Health composite ranks #2 of 272 among scored New York credit unions.
- By total assets, Great Erie is #71 of 272 in New York.
- New York membership ordinal: #77 of 272.
- One place up in New York, Western Division (#1) ties at 100/100; one place down, O and R Utilities Employees (#3) ties at 100/100.
Great Erie: 2025Q4 → 2026Q1
Great Erie: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.5% from $149.9M (2025Q4) to $152.2M (2026Q1).
- Net-worth ratio shifted +0.31 pp (11.71% → 12.02%).
12.02% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 100/100 score is built
Every pillar scores full marks, so all five contribute their maximum.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 15.0 pts
Great Erie health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.02% | -0.09 pp |
| Delinquency Rate | 0.27% | -0.63 pp |
| Return on Assets | 0.94% | +0.31 pp |
| Member Growth | 6.70% | - |
| Loan-to-Share Ratio | 71.66% | -0.54 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Great Erie filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $152.2M | - |
| 2025Q4 | $149.9M | 9,446 |
| 2024Q4 | $136.3M | 8,853 |
| 2023Q4 | $131.2M | 8,827 |
Credit Union Details
- Charter Number
- 7925
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- New York
- City
- ORCHARD PARK
- Data Quarter
- 2025Q4
Branch Locations (3)
The NCUA branch filing lists 3 physical offices for Great Erie, spread across 3 cities.
| Office | City |
|---|---|
| Great Erie Federal Credit Union (Main Office) | Orchard Park, NY |
| Downtown Office | Buffalo, NY |
| East Aurora CO-OP Branch | East Aurora, NY |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New York
More federally-insured credit unions based in New York, ordered by peer group match and asset size.
- OSWEGO COUNTYOSWEGO, NY · $100M–$500M86Health
- TOWN OF HEMPSTEAD EMPLOYEESNORTH BALDWIN, NY · $100M–$500M79Health
- UKRAINIAN NATIONALNEW YORK, NY · $100M–$500M76Health
- BUFFALO METROPOLITANBUFFALO, NY · $100M–$500M71Health
- SYRACUSE FIRE DEPARTMENT EMPLOYEESSYRACUSE, NY · $100M–$500M92Health
Great Erie nationwide neighbourhoods
Using this data
- Great Erie ranks #19 of 4,374 nationally on financial health and #2 of 272 in NY -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Oswego County is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Oswego County
Frequently Asked Questions
Is Great Erie financially healthy?
Great Erie has a financial health score of 100/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #19 of 4,374 nationally on health and #2 of 272 in New York. Its net worth ratio is 12.02% and its delinquency rate 0.27%.
How does Great Erie compare to other credit unions?
Great Erie scores 100/100, higher than 99% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is delinquency rate (0.27% vs 0.89%). Its widest shortfall is loan-to-share ratio (71.66% vs 72.20%).
How can I join Great Erie?
Great Erie operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Great Erie directly for the exact boundaries and application steps.
Is my money safe at Great Erie?
Great Erie is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Great Erie's net worth ratio of 12.02% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.