Federal credit union · LAS VEGAS, Nevada · NCUA charter #86752
Clark County
Health score 100/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 100
- Health / 100
- $1.58B
- Total assets
- 59,912
- Members
- 11.4%
- Net-worth ratio
Clark County scores 100/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.58B; members 59,912; net-worth ratio 11.37%; health rank #24 of 4,374; healthier than 99th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#24 of 4,374 health · 2025Q4Clark County · health 100/100 · $1.58B · 2025Q4
- NCUSIF 100/100
- CAMELS 11.4%
- HEALTH 0.47%
- NW 0.86%
- DELQ $1.58B
- ROA 59,912
- ASSETS #24/4,374
- MEM Financial Plus
- RANK 86752
Call Report peers
Clark County in the assets neighbourhood
Clark County's $1.58B assets sit next to Financial Plus ($1.59B) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Clark County vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
100 Top 1% higher than 99% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Clark County - Share Insurance Coverage
Composite supervisory bracket and risk-based capital, read from the 2025Q4 NCUA Call Report for charter #86752. See our deposit-insurance coverage note.
Clark County vs Over $500M peers
- Strongest edge vs 749 Over $500M peers is Delinquency Rate: -0.40 pp (0.47% vs 0.87%).
- Widest shortfall vs peers is Loan-to-Share Ratio: -8.73 pp (75.17% vs 83.90%).
Peer averages are NCUA 5300 means for the Over $500M cohort (749 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Clark County: in-state Call Report ranks
- Health composite ranks #1 of 13 among scored Nevada credit unions.
- By total assets, Clark County is #2 of 13 in Nevada.
- Member book place in Nevada: #4 of 13.
In-state ordinals use the live credit_unions table for NV only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Clark County Call Report trajectory
Clark County: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +1.7% from $1.58B (2025Q4) to $1.61B (2026Q1).
- Net-worth ratio shifted +0.05 pp (11.32% → 11.37%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
11.37% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 100/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 100.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 15.0 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.37% | +0.19 pp |
| Delinquency Rate | 0.47% | -0.40 pp |
| Return on Assets | 0.86% | +0.35 pp |
| Member Growth | 7.40% | - |
| Loan-to-Share Ratio | 75.17% | -8.73 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Over $500M (749 CUs).
Clark County filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.61B | - |
| 2025Q4 | $1.58B | 59,912 |
| 2024Q4 | $1.43B | 55,783 |
| 2023Q4 | $1.17B | 52,005 |
Credit Union Details
- Charter Number
- 86752
- Type
- Federal
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Nevada
- City
- LAS VEGAS
- Data Quarter
- 2025Q4
Branch Locations (7)
Per its most recent NCUA branch filing, Clark County runs 7 offices in 4 different cities.
| Office | City |
|---|---|
| TENAYA BRANCH (Main Office) | LAS VEGAS, NV |
| HENDERSON BRANCH | HENDERSON, NV |
| Windmill Branch | LAS VEGAS, NV |
| RANCHO BRANCH | LAS VEGAS, NV |
| SUNSET BRANCH | LAS VEGAS, NV |
| Real Estate Center | Las Vegas, NV |
| DECATUR BRANCH | N LAS VEGAS, NV |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Nevada
Other federally-insured credit unions in Nevada, closest first by peer group and asset size.
Other-state peers near Clark County
Clark County's nationwide photo peers by assets and by health score, excluding Nevada charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($1.58B here).
Similar health score
Nearest other-state credit unions by five-factor health composite (100/100 here).
Using this data
- Clark County ranks #24 of 4,374 nationally on financial health and #1 of 13 in NV -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- One Nevada is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with One Nevada
- Rates and health both vary by institution, not just by state -- see how Nevada credit unions compare overall before assuming this one is typical. Nevada state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Clark County financially healthy?
Yes/no aside, the number is 100/100 (Excellent) - Clark County's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #24 of 4,374; by total assets it ranks #310 of 4,374 nationally (same basis as /rankings/largest); and #2 of 13 within Nevada. Above 80 reads excellent, below 50 warrants closer monitoring; a 11.37% net worth ratio and 0.47% delinquency rate are the key drivers.
How does Clark County compare to other credit unions?
PlainCU's health composite puts Clark County at 100/100, compared to a peer group average for Over $500M credit unions. It's a weighted blend of five NCUA-reported figures: net worth ratio (30% of the score), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Clark County?
Membership eligibility for Clark County depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Clark County directly for current membership requirements and application steps.
Is my money safe at Clark County?
Federal credit unions like Clark County are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Clark County's net worth ratio of 11.37% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Clark County offer compared to banks?
Credit unions like Clark County are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Clark County directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.