State credit union · Merrill, Wisconsin · NCUA charter #67196
Park City
Health score 100/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 100
- Health / 100
- $381.3M
- Total assets
- 25,641
- Members
- 9.9%
- Net-worth ratio
Park City scores 100/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $381.3M; members 25,641; net-worth ratio 9.88%; health rank #35 of 4,374; healthier than 99th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#35 of 4,374 health · 2025Q4Park City · health 100/100 · $381.3M · 2025Q4
Call Report peers
Park City in the assets neighbourhood
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Park City vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Park City sits in 100 with 34 others.
100 Top 1% higher than 99% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Park City: Call Report deltas vs peers
- Strongest edge vs 1069 $100M–$500M peers is Loan-to-Share Ratio: +15.77 pp (87.97% vs 72.20%).
- Widest shortfall vs peers is Net Worth Ratio: -2.23 pp (9.88% vs 12.11%).
Park City: in-state Call Report ranks
- Health composite ranks #1 of 100 among scored Wisconsin credit unions.
- By total assets, Park City is #26 of 100 in Wisconsin.
- Member book place in Wisconsin: #22 of 100.
- No Wisconsin credit union scores higher; the runner-up, First Choice (#2) scores 98/100, 2 points lower.
Park City: 2025Q4 → 2026Q1
Park City: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.3% from $381.3M (2025Q4) to $390.0M (2026Q1).
- Net-worth ratio shifted -0.03 pp (9.91% → 9.88%).
9.88% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 100/100 score is built
Park City gives up 0 points in total. Net Worth Ratio costs the most, 0.3 of its 30; Delinquency Rate and Return on Assets and Member Growth and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 29.7 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 15.3 pts
Park City vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.88% | -2.23 pp |
| Delinquency Rate | 0.42% | -0.47 pp |
| Return on Assets | 0.80% | +0.18 pp |
| Member Growth | 5.80% | - |
| Loan-to-Share Ratio | 87.97% | +15.77 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Park City filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $390.0M | - |
| 2025Q4 | $381.3M | 25,641 |
| 2024Q4 | $357.9M | 24,236 |
| 2023Q4 | $347.6M | 24,701 |
Credit Union Details
- Charter Number
- 67196
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Wisconsin
- City
- Merrill
- Data Quarter
- 2025Q4
Branch Locations (5)
Per its most recent NCUA branch filing, Park City runs 5 offices in 5 different cities.
| Office | City |
|---|---|
| Merrill Main (Main Office) | Merrill, WI |
| Minocqua | Minocqua, WI |
| Rhinelander | Rhinelander, WI |
| Tomahawk | Tomahawk, WI |
| Wisconsin Rapids | Wisconsin Rapids, WI |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Wisconsin
More federally-insured credit unions based in Wisconsin, ordered by peer group match and asset size.
Other-state peers near Park City
Using this data
- Park City ranks #35 of 4,374 nationally on financial health and #1 of 100 in WI -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- UNISON is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with UNISON
Frequently Asked Questions
Is Park City financially healthy?
Park City has a financial health score of 100/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #35 of 4,374 nationally on health and #1 of 100 in Wisconsin. Its net worth ratio is 9.88% and its delinquency rate 0.42%.
How does Park City compare to other credit unions?
Park City scores 100/100, higher than 99% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is loan-to-share ratio (87.97% vs 72.20%). Its widest shortfall is net worth ratio (9.88% vs 12.11%).
How can I join Park City?
Membership eligibility for Park City depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Park City directly for current membership requirements and application steps.
Is my money safe at Park City?
Park City is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Park City's net worth ratio of 9.88% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.