State credit union · Littleton, Colorado · NCUA charter #68443
COLORADO
Health score 99/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 99
- Health / 100
- $431.8M
- Total assets
- 26,867
- Members
- 10.2%
- Net-worth ratio
COLORADO scores 99/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $431.8M; members 26,867; net-worth ratio 10.23%; health rank #68 of 4,374; healthier than 98th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#68 of 4,374 health · 2025Q4COLORADO · health 99/100 · $431.8M · 2025Q4
Call Report peers
COLORADO in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
COLORADO vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); COLORADO sits in 95-99 with 391 others.
99 Top 2% higher than 98% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for COLORADO
- Loan-to-Share Ratio leads the peer set - 86.51% here, 72.20% peer average (+14.31 pp).
- Net Worth Ratio trails the peer set - 10.23% here, 12.11% peer average (-1.88 pp).
Colorado standing for COLORADO
- In Colorado, health place is #3 of 66 on the same NCUA-ratio sort used nationally.
- Assets rank #12 of 66 inside Colorado ($431.8M reported).
- Membership ranks #13 of 66 among Colorado CUs with a reported count (26,867 members).
- One place up in Colorado, Metrum Community (#2) ties at 99/100; one place down, SUNWEST (#4) scores 94/100, 5 points lower.
COLORADO Call Report trajectory
COLORADO: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.8% from $431.8M (2025Q4) to $439.5M (2026Q1).
- Net-worth ratio shifted -0.12 pp (10.35% → 10.23%).
10.23% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 99/100 score is built
COLORADO gives up 1 points in total. Member Growth costs the most, 0.6 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 14.4 pts
- Loan-to-Share Ratio 14.6 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.23% | -1.88 pp |
| Delinquency Rate | 0.35% | -0.54 pp |
| Return on Assets | 0.51% | -0.11 pp |
| Member Growth | 4.50% | - |
| Loan-to-Share Ratio | 86.51% | +14.31 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
COLORADO filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $439.5M | - |
| 2025Q4 | $431.8M | 26,867 |
| 2024Q4 | $397.9M | 25,709 |
| 2023Q4 | $374.3M | 25,134 |
Credit Union Details
- Charter Number
- 68443
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Colorado
- City
- Littleton
- Data Quarter
- 2025Q4
Branch Locations (4)
COLORADO operates 4 offices across 3 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Littleton (Main Office) | Littleton, CO |
| Brighton | Brighton, CO |
| Downtown Denver Lincoln Branch | Denver, CO |
| Littleton San Juan Branch | Littleton, CO |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Colorado
A look at other Colorado credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for COLORADO
Similar total assets
Using this data
- COLORADO ranks #68 of 4,374 nationally on financial health and #3 of 66 in CO -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- On Tap is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with On Tap
Frequently Asked Questions
Is COLORADO financially healthy?
On its 2025Q4 NCUA 5300 filing, COLORADO scores 99/100 (Excellent), with a 10.23% net worth ratio and 0.35% of loans delinquent. It ranks #68 of 4,374 nationally on health and #3 of 66 in Colorado.
How does COLORADO compare to other credit unions?
COLORADO scores 99/100, higher than 98% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is loan-to-share ratio (86.51% vs 72.20%). Its widest shortfall is net worth ratio (10.23% vs 12.11%).
How can I join COLORADO?
Membership eligibility for COLORADO depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact COLORADO directly for current membership requirements and application steps.
Is my money safe at COLORADO?
COLORADO is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. COLORADO's net worth ratio of 10.23% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.