State credit union · Littleton, Colorado · NCUA charter #68443
COLORADO
Health score 99/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 99
- Health / 100
- $431.8M
- Total assets
- 26,867
- Members
- 10.2%
- Net-worth ratio
COLORADO scores 99/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $431.8M; members 26,867; net-worth ratio 10.23%; health rank #68 of 4,374; healthier than 98th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#68 of 4,374 health · 2025Q4COLORADO · health 99/100 · $431.8M · 2025Q4
- BOOK 99/100
- CHARTER 10.2%
- NCUSIF 0.35%
- CAMELS 0.51%
- HEALTH $431.8M
- NW 26,867
- DELQ #68/4,374
- ROA St. Louis Community
- ASSETS 68443
Call Report peers
COLORADO in the assets neighbourhood
COLORADO's $431.8M assets sit next to St. Louis Community ($431.8M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
COLORADO vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
99 Top 2% higher than 98% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
COLORADO - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #68443 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
Peer-gap read for COLORADO
- Loan-to-Share Ratio leads the peer set - 86.51% here, 72.20% peer average (+14.31 pp).
- Net Worth Ratio trails the peer set - 10.23% here, 12.11% peer average (-1.88 pp).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Colorado standing for COLORADO
- In Colorado, health place is #3 of 66 on the same NCUA-ratio sort used nationally.
- Assets rank #12 of 66 inside Colorado ($431.8M reported).
- Membership ranks #13 of 66 among Colorado CUs with a reported count (26,867 members).
In-state ordinals use the live credit_unions table for CO only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
COLORADO Call Report trajectory
COLORADO: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +1.8% from $431.8M (2025Q4) to $439.5M (2026Q1).
- Net-worth ratio shifted -0.12 pp (10.35% → 10.23%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
10.23% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 99/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 99.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 14.4 pts
- Loan-to-Share Ratio 14.6 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.23% | -1.88 pp |
| Delinquency Rate | 0.35% | -0.54 pp |
| Return on Assets | 0.51% | -0.11 pp |
| Member Growth | 4.50% | - |
| Loan-to-Share Ratio | 86.51% | +14.31 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
COLORADO filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $439.5M | - |
| 2025Q4 | $431.8M | 26,867 |
| 2024Q4 | $397.9M | 25,709 |
| 2023Q4 | $374.3M | 25,134 |
Credit Union Details
- Charter Number
- 68443
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Colorado
- City
- Littleton
- Data Quarter
- 2025Q4
Branch Locations (4)
COLORADO operates 4 offices across 3 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Littleton (Main Office) | Littleton, CO |
| Brighton | Brighton, CO |
| Downtown Denver Lincoln Branch | Denver, CO |
| Littleton San Juan Branch | Littleton, CO |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Colorado
A look at other Colorado credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for COLORADO
Two NCUA Call Report peer sets for COLORADO, both outside Colorado so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($431.8M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (99/100 here).
Using this data
- COLORADO ranks #68 of 4,374 nationally on financial health and #3 of 66 in CO -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- On Tap is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with On Tap
- Rates and health both vary by institution, not just by state -- see how Colorado credit unions compare overall before assuming this one is typical. Colorado state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is COLORADO financially healthy?
Based on NCUA 5300 Call Report data as of Q4 2025, COLORADO carries a financial health score of 99/100 (Excellent). On the national health ranking (same basis as /rankings/healthiest), it sits at #68 of 4,374; by total assets it ranks #818 of 4,374 nationally (same basis as /rankings/largest); and #12 of 66 within Colorado. On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 10.23% net worth ratio and a 0.35% delinquency rate.
How does COLORADO compare to other credit unions?
COLORADO scores 99/100 on PlainCU's health composite, compared to a peer group average for $100M–$500M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join COLORADO?
Membership eligibility for COLORADO depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact COLORADO directly for current membership requirements and application steps.
Is my money safe at COLORADO?
Federal credit unions like COLORADO are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. COLORADO's net worth ratio of 10.23% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does COLORADO offer compared to banks?
Credit unions like COLORADO are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact COLORADO directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.