Federal credit union · SANTA ANA, California · NCUA charter #24776
Comunidad Latina
Health score 100/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 100
- Health / 100
- $11.1M
- Total assets
- 2,007
- Members
- 25.1%
- Net-worth ratio
Comunidad Latina scores 100/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $11.1M; members 2,007; net-worth ratio 25.10%; health rank #3 of 4,374; healthier than 99th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#3 of 4,374 health · 2025Q4Comunidad Latina · health 100/100 · $11.1M · 2025Q4
Call Report peers
Comunidad Latina in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Comunidad Latina vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Comunidad Latina sits in 100 with 34 others.
100 Top 1% higher than 99% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Comunidad Latina
- Loan-to-Share Ratio leads the peer set - 75.86% here, 59.80% peer average (+16.06 pp).
Comunidad Latina: in-state Call Report ranks
- In California, health place is #1 of 243 on the same NCUA-ratio sort used nationally.
- California assets place: #225 of 243.
- Member book place in California: #203 of 243.
- No California credit union scores higher; the runner-up, Safe 1 (#2) ties at 100/100.
Comunidad Latina: 2025Q4 → 2026Q1
Comunidad Latina: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.2% from $11.1M (2025Q4) to $11.2M (2026Q1).
- Net-worth ratio shifted +0.20 pp (24.90% → 25.10%).
This credit union's 25.10% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 100/100 score is built
Every pillar scores full marks, so all five contribute their maximum.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 15.0 pts
Call Report ratios for Comunidad Latina
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 25.10% | +10.24 pp |
| Delinquency Rate | 0.46% | -0.68 pp |
| Return on Assets | 2.84% | +2.13 pp |
| Member Growth | 8.25% | - |
| Loan-to-Share Ratio | 75.86% | +16.06 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Comunidad Latina filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $11.2M | - |
| 2025Q4 | $11.1M | 2,007 |
| 2024Q4 | $9.7M | 1,854 |
| 2023Q4 | $8.8M | 1,704 |
Credit Union Details
- Charter Number
- 24776
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- California
- City
- SANTA ANA
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Comunidad Latina.
| Office | City |
|---|---|
| COMUNIDAD LATINA FEDERAL CREDIT UNION (Main Office) | SANTA ANA, CA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in California
Other federally-insured credit unions in California, closest first by peer group and asset size.
Cross-state Call Report peers for Comunidad Latina
Similar total assets
Using this data
- Comunidad Latina ranks #3 of 4,374 nationally on financial health and #1 of 243 in CA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- San Francisco Lee is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with San Francisco Lee
Frequently Asked Questions
Is Comunidad Latina financially healthy?
On its 2025Q4 NCUA 5300 filing, Comunidad Latina scores 100/100 (Excellent), with a 25.10% net worth ratio and 0.46% of loans delinquent. It ranks #3 of 4,374 nationally on health and #1 of 243 in California.
How does Comunidad Latina compare to other credit unions?
Comunidad Latina scores 100/100, higher than 99% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (75.86% vs 59.80%).
How can I join Comunidad Latina?
Comunidad Latina operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Comunidad Latina directly for the exact boundaries and application steps.
Is my money safe at Comunidad Latina?
Comunidad Latina is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Comunidad Latina's net worth ratio of 25.10% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.