Federal credit union · PRINCETON, New Jersey · NCUA charter #24150
Healthcare Employees
Health score 98/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 98
- Health / 100
- $130.5M
- Total assets
- 14,774
- Members
- 13.5%
- Net-worth ratio
Healthcare Employees scores 98/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $130.5M; members 14,774; net-worth ratio 13.50%; health rank #89 of 4,374; healthier than 97th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#89 of 4,374 health · 2025Q4Healthcare Employees · health 98/100 · $130.5M · 2025Q4
Call Report peers
Healthcare Employees in the assets neighbourhood
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Healthcare Employees vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Healthcare Employees sits in 95-99 with 391 others.
98 Top 3% higher than 97% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Healthcare Employees
- Largest favorable gap: Net Worth Ratio at 13.50% vs peer 12.11% (+1.39 pp).
- Largest lag: Loan-to-Share Ratio at 68.68% vs peer 72.20% (-3.52 pp).
Where Healthcare Employees sits in New Jersey
- Health composite ranks #1 of 127 among scored New Jersey credit unions.
- By total assets, Healthcare Employees is #23 of 127 in New Jersey.
- Membership ranks #17 of 127 among New Jersey CUs with a reported count (14,774 members).
- No New Jersey credit union scores higher; the runner-up, Central Jersey Police & Fire (#2) scores 97/100, 1 point lower.
How Healthcare Employees's 5300 filing moved
Healthcare Employees: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.2% from $130.5M (2025Q4) to $134.7M (2026Q1).
- Net-worth ratio shifted +0.12 pp (13.38% → 13.50%).
This credit union's 13.50% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 98/100 score is built
Healthcare Employees gives up 2 points in total. Member Growth costs the most, 1.8 of its 15; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 24.7 pts
- Return on Assets 15.0 pts
- Member Growth 13.2 pts
- Loan-to-Share Ratio 15.1 pts
Call Report ratios for Healthcare Employees
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.50% | +1.39 pp |
| Delinquency Rate | 0.53% | -0.37 pp |
| Return on Assets | 1.02% | +0.40 pp |
| Member Growth | 3.47% | - |
| Loan-to-Share Ratio | 68.68% | -3.52 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Healthcare Employees quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $134.7M | - |
| 2025Q4 | $130.5M | 14,774 |
| 2024Q4 | $130.0M | 14,278 |
| 2023Q4 | $134.8M | 14,824 |
Credit Union Details
- Charter Number
- 24150
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- New Jersey
- City
- PRINCETON
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, Healthcare Employees runs 2 offices in 2 different cities.
| Office | City |
|---|---|
| Main Office (Main Office) | Princeton, NJ |
| Mount Holly | Mount Holly, NJ |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New Jersey
More federally-insured credit unions based in New Jersey, ordered by peer group match and asset size.
Nationwide credit unions with similar profiles
Similar total assets
Similar health score
Using this data
- Healthcare Employees ranks #89 of 4,374 nationally on financial health and #1 of 127 in NJ -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Members 1st of Nj is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Members 1st of Nj
Frequently Asked Questions
Is Healthcare Employees financially healthy?
Healthcare Employees has a financial health score of 98/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #89 of 4,374 nationally on health and #1 of 127 in New Jersey. Its net worth ratio is 13.50% and its delinquency rate 0.53%.
How does Healthcare Employees compare to other credit unions?
Healthcare Employees scores 98/100, higher than 97% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is net worth ratio (13.50% vs 12.11%). Its widest shortfall is loan-to-share ratio (68.68% vs 72.20%).
How can I join Healthcare Employees?
Healthcare Employees operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Healthcare Employees directly for the exact boundaries and application steps.
Is my money safe at Healthcare Employees?
Healthcare Employees is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Healthcare Employees's net worth ratio of 13.50% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.