State credit union · Painesville, Ohio · NCUA charter #63679
Painesville Credit Union
Health score 100/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 100
- Health / 100
- $45.8M
- Total assets
- 6,251
- Members
- 16.2%
- Net-worth ratio
Painesville Credit Union scores 100/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $45.8M; members 6,251; net-worth ratio 16.24%; health rank #10 of 4,374; healthier than 99th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#10 of 4,374 health · 2025Q4Painesville Credit Union · health 100/100 · $45.8M · 2025Q4
Call Report peers
Painesville Credit Union in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Painesville Credit Union vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Painesville Credit Union sits in 100 with 34 others.
100 Top 1% higher than 99% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Painesville Credit Union
- Loan-to-Share Ratio leads the peer set - 69.80% here, 59.80% peer average (+10.00 pp).
Painesville Credit Union in Ohio
- Health composite ranks #2 of 196 among scored Ohio credit unions.
- By total assets, Painesville Credit Union is #108 of 196 in Ohio.
- Member book place in Ohio: #88 of 196.
- One place up in Ohio, DECA (#1) ties at 100/100; one place down, OC (#3) ties at 100/100.
Painesville Credit Union: 2025Q4 → 2026Q1
Painesville Credit Union: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -0.1% from $45.8M (2025Q4) to $45.7M (2026Q1).
- Net-worth ratio shifted +0.04 pp (16.20% → 16.24%).
At 16.24%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 100/100 score is built
Every pillar scores full marks, so all five contribute their maximum.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 15.0 pts
Call Report ratios for Painesville Credit Union
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 16.24% | +1.38 pp |
| Delinquency Rate | 0.24% | -0.90 pp |
| Return on Assets | 1.70% | +1.00 pp |
| Member Growth | 7.31% | - |
| Loan-to-Share Ratio | 69.80% | +10.00 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Call Report history - Painesville Credit Union
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $45.7M | - |
| 2025Q4 | $45.8M | 6,251 |
| 2024Q4 | $45.2M | 5,825 |
| 2023Q4 | $43.9M | 5,625 |
Credit Union Details
- Charter Number
- 63679
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Ohio
- City
- Painesville
- Data Quarter
- 2025Q4
Branch Location
Painesville Credit Union operates a single office in Painesville, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Painesville Credit Union (Main Office) | Painesville, OH |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Ohio
A look at other Ohio credit unions, ranked by how closely their peer group and asset size match this one.
- CHILDREN'S MEDICAL CENTERCincinnati, OH · $10M–$50M88Health
- TOLEDO FIRE FIGHTERSToledo, OH · $10M–$50M92Health
- FIRSTENERGY FAMILYAkron, OH · $10M–$50M90Health
- ALL SAINTSParma, OH · $10M–$50M82Health
- FIRST OHIO COMMUNITYNorth Canton, OH · $10M–$50M83Health
Compare Painesville Credit Union vs CHILDREN'S MEDICAL CENTER
Cross-state Call Report peers for Painesville Credit Union
Similar total assets
Similar health score
Using this data
- Painesville Credit Union ranks #10 of 4,374 nationally on financial health and #2 of 196 in OH -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Children's Medical Center is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Children's Medical Center
Frequently Asked Questions
Is Painesville Credit Union financially healthy?
On its 2025Q4 NCUA 5300 filing, Painesville Credit Union scores 100/100 (Excellent), with a 16.24% net worth ratio and 0.24% of loans delinquent. It ranks #10 of 4,374 nationally on health and #2 of 196 in Ohio.
How does Painesville Credit Union compare to other credit unions?
Painesville Credit Union scores 100/100, higher than 99% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (69.80% vs 59.80%).
How can I join Painesville Credit Union?
Membership eligibility for Painesville Credit Union depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Painesville Credit Union directly for current membership requirements and application steps.
Is my money safe at Painesville Credit Union?
Painesville Credit Union is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Painesville Credit Union's net worth ratio of 16.24% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.