Federal credit union · PASADENA, Texas · NCUA charter #20469
I.B.E.W. Lu 66
Health score 98/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 98
- Health / 100
- $11.2M
- Total assets
- 1,524
- Members
- 13.8%
- Net-worth ratio
I.B.E.W. Lu 66 scores 98/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $11.2M; members 1,524; net-worth ratio 13.82%; health rank #88 of 4,374; healthier than 97th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#88 of 4,374 health · 2025Q4I.B.E.W. Lu 66 · health 98/100 · $11.2M · 2025Q4
Call Report peers
I.B.E.W. Lu 66 in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
I.B.E.W. Lu 66 vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); I.B.E.W. Lu 66 sits in 95-99 with 391 others.
98 Top 3% higher than 97% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where I.B.E.W. Lu 66 diverges from peer averages
- Largest favorable gap: Loan-to-Share Ratio at 92.05% vs peer 59.80% (+32.25 pp).
- Largest lag: Net Worth Ratio at 13.82% vs peer 14.86% (-1.04 pp).
I.B.E.W. Lu 66: in-state Call Report ranks
- In Texas, health place is #7 of 386 on the same NCUA-ratio sort used nationally.
- Assets rank #295 of 386 inside Texas ($11.2M reported).
- Member book place in Texas: #280 of 386.
- One place up in Texas, City of Deer Park (#6) ties at 98/100; one place down, Pioneer Mutual (#8) ties at 98/100.
I.B.E.W. Lu 66: 2025Q4 → 2026Q1
I.B.E.W. Lu 66: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +7.4% from $11.2M (2025Q4) to $12.0M (2026Q1).
- Net-worth ratio shifted -0.13 pp (13.95% → 13.82%).
This credit union's 13.82% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 98/100 score is built
I.B.E.W. Lu 66 gives up 2 points in total. Delinquency Rate costs the most, 1.3 of its 25; Net Worth Ratio and Return on Assets and Member Growth score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 23.7 pts
- Return on Assets 15.0 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 14.3 pts
Call Report ratios for I.B.E.W. Lu 66
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.82% | -1.04 pp |
| Delinquency Rate | 0.63% | -0.52 pp |
| Return on Assets | 1.61% | +0.90 pp |
| Member Growth | 8.62% | - |
| Loan-to-Share Ratio | 92.05% | +32.25 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Call Report history - I.B.E.W. Lu 66
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $12.0M | - |
| 2025Q4 | $11.2M | 1,524 |
| 2024Q4 | $11.0M | 1,403 |
| 2023Q4 | $10.5M | 1,345 |
Credit Union Details
- Charter Number
- 20469
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- $10M–$50M
- State
- Texas
- City
- PASADENA
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for I.B.E.W. Lu 66.
| Office | City |
|---|---|
| IBEW LU 66 FCU (Main Office) | PASADENA, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
More federally-insured credit unions based in Texas, ordered by peer group match and asset size.
Cross-state Call Report peers for I.B.E.W. Lu 66
Using this data
- I.B.E.W. Lu 66 ranks #88 of 4,374 nationally on financial health and #7 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- T & P Longview is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with T & P Longview
Frequently Asked Questions
Is I.B.E.W. Lu 66 financially healthy?
On its 2025Q4 NCUA 5300 filing, I.B.E.W. Lu 66 scores 98/100 (Excellent), with a 13.82% net worth ratio and 0.63% of loans delinquent. It ranks #88 of 4,374 nationally on health and #7 of 386 in Texas.
How does I.B.E.W. Lu 66 compare to other credit unions?
I.B.E.W. Lu 66 scores 98/100, higher than 97% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (92.05% vs 59.80%). Its widest shortfall is net worth ratio (13.82% vs 14.86%).
How can I join I.B.E.W. Lu 66?
I.B.E.W. Lu 66 serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact I.B.E.W. Lu 66 directly for the current list of qualifying groups.
Is my money safe at I.B.E.W. Lu 66?
I.B.E.W. Lu 66 is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. I.B.E.W. Lu 66's net worth ratio of 13.82% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.