State credit union · Dunedin, Florida · NCUA charter #60087
Achieva Credit Union
Health score 100/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 100
- Health / 100
- $3.07B
- Total assets
- 214,497
- Members
- 10.0%
- Net-worth ratio
Achieva Credit Union scores 100/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $3.07B; members 214,497; net-worth ratio 9.98%; health rank #33 of 4,374; healthier than 99th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#33 of 4,374 health · 2025Q4Achieva Credit Union · health 100/100 · $3.07B · 2025Q4
Call Report peers
Achieva Credit Union in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Achieva Credit Union vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Achieva Credit Union sits in 100 with 34 others.
100 Top 1% higher than 99% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where Achieva Credit Union diverges from peer averages
- Largest favorable gap: Loan-to-Share Ratio at 85.73% vs peer 83.90% (+1.83 pp).
- Widest shortfall vs peers is Net Worth Ratio: -1.20 pp (9.98% vs 11.18%).
Where Achieva Credit Union sits in Florida
- Florida health ordinal: #2 of 109.
- By total assets, Achieva Credit Union is #9 of 109 in Florida.
- Florida membership ordinal: #9 of 109.
- One place up in Florida, FAIRWINDS (#1) ties at 100/100; one place down, Community South (#3) scores 98/100, 2 points lower.
Achieva Credit Union Call Report trajectory
Achieva Credit Union: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.6% from $3.07B (2025Q4) to $3.15B (2026Q1).
- Net-worth ratio shifted -0.04 pp (10.02% → 9.98%).
At 9.98%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 100/100 score is built
Achieva Credit Union gives up 0 points in total. Net Worth Ratio costs the most, 0.1 of its 30; Delinquency Rate and Return on Assets and Member Growth and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 15.0 pts
Call Report ratios for Achieva Credit Union
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.98% | -1.20 pp |
| Delinquency Rate | 0.25% | -0.63 pp |
| Return on Assets | 0.53% | +0.02 pp |
| Member Growth | 5.73% | - |
| Loan-to-Share Ratio | 85.73% | +1.83 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $3.15B | - |
| 2025Q4 | $3.07B | 214,497 |
| 2024Q4 | $2.90B | 202,882 |
| 2023Q4 | $2.82B | 194,630 |
Credit Union Details
- Charter Number
- 60087
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Florida
- City
- Dunedin
- Data Quarter
- 2025Q4
Branch Locations (29)
Achieva Credit Union operates 29 offices across 23 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Center Court (Main Office) | Dunedin, FL |
| Lockwood Commons | Bradenton, FL |
| Del Prado Blvd S | Cape Coral, FL |
| Pine Island | Cape Coral, FL |
| Drew St | Clearwater, FL |
| Dunedin | Dunedin, FL |
| Estero | Estero, FL |
| Colonial Blvd | Fort Myers, FL |
| Land O Lakes | Land O Lakes, FL |
| Largo | Largo, FL |
| Lehigh Acres | Lehigh Acres, FL |
| Hammock Cove | Naples, FL |
| Naples | Naples, FL |
| New Port Richey | New Port Richey, FL |
| North Port | North Port, FL |
| Trinity | Odessa, FL |
| Eastlake Rd | Palm Harbor, FL |
| Palm Harbor | Palm Harbor, FL |
| Park Blvd | Pinellas Park, FL |
| Murdock | Port Charlotte, FL |
| Punta Gorda | Punta Gorda, FL |
| St Pete | Saint Petersburg, FL |
| NE St Pete | Saint Petersburg, FL |
| Bee Ridge Rd | Sarasota, FL |
| Fruitville Rd | Sarasota, FL |
| Mariner Blvd | Spring Hill, FL |
| Viking | St Petersburg, FL |
| Carrollwood Exchange | Tampa, FL |
| E Venice Ave | Venice, FL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Florida
Other federally-insured credit unions in Florida, closest first by peer group and asset size.
Achieva Credit Union nationwide neighbourhoods
Using this data
- Achieva Credit Union ranks #33 of 4,374 nationally on financial health and #2 of 109 in FL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- EGLIN is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with EGLIN
Frequently Asked Questions
Is Achieva Credit Union financially healthy?
On its 2025Q4 NCUA 5300 filing, Achieva Credit Union scores 100/100 (Excellent), with a 9.98% net worth ratio and 0.25% of loans delinquent. It ranks #33 of 4,374 nationally on health and #2 of 109 in Florida.
How does Achieva Credit Union compare to other credit unions?
Achieva Credit Union scores 100/100, higher than 99% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is loan-to-share ratio (85.73% vs 83.90%). Its widest shortfall is net worth ratio (9.98% vs 11.18%).
How can I join Achieva Credit Union?
Membership eligibility for Achieva Credit Union depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Achieva Credit Union directly for current membership requirements and application steps.
Is my money safe at Achieva Credit Union?
Achieva Credit Union is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Achieva Credit Union's net worth ratio of 9.98% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.