State credit union · Springfield, Missouri · NCUA charter #63116
TELCOMM
Health score 98/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 98
- Health / 100
- $323.8M
- Total assets
- 25,039
- Members
- 13.3%
- Net-worth ratio
TELCOMM scores 98/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $323.8M; members 25,039; net-worth ratio 13.31%; health rank #92 of 4,374; healthier than 97th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#92 of 4,374 health · 2025Q4TELCOMM · health 98/100 · $323.8M · 2025Q4
Call Report peers
TELCOMM in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
TELCOMM vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); TELCOMM sits in 95-99 with 391 others.
98 Top 3% higher than 97% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
TELCOMM vs $100M–$500M peers
- Loan-to-Share Ratio leads the peer set - 83.21% here, 72.20% peer average (+11.01 pp).
- Widest shortfall vs peers is Return on Assets: -0.01 pp (0.62% vs 0.62%).
TELCOMM in Missouri
- Missouri health ordinal: #4 of 89.
- Missouri assets place: #16 of 89.
- Membership ranks #13 of 89 among Missouri CUs with a reported count (25,039 members).
- One place up in Missouri, CENTURY (#3) ties at 98/100; one place down, MULTIPLI (#5) ties at 98/100.
How TELCOMM's 5300 filing moved
TELCOMM: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.0% from $323.8M (2025Q4) to $330.3M (2026Q1).
- Net-worth ratio shifted -0.17 pp (13.48% → 13.31%).
At 13.31%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 98/100 score is built
TELCOMM gives up 2 points in total. Member Growth costs the most, 1.6 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 13.4 pts
- Loan-to-Share Ratio 14.6 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.31% | +1.20 pp |
| Delinquency Rate | 0.40% | -0.50 pp |
| Return on Assets | 0.62% | -0.01 pp |
| Member Growth | 3.68% | - |
| Loan-to-Share Ratio | 83.21% | +11.01 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $330.3M | - |
| 2025Q4 | $323.8M | 25,039 |
| 2024Q4 | $308.2M | 24,150 |
| 2023Q4 | $298.9M | 23,475 |
Credit Union Details
- Charter Number
- 63116
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Missouri
- City
- Springfield
- Data Quarter
- 2025Q4
Branch Locations (7)
Per its most recent NCUA branch filing, TELCOMM runs 7 offices in 3 different cities.
| Office | City |
|---|---|
| Sunshine Branch (Main Office) | Springfield, MO |
| Nixa | Nixa, MO |
| Republic branch | Republic, MO |
| Battlefield branch | Springfield, MO |
| Chestnut branch | Springfield, MO |
| E Republic Street branch | Springfield, MO |
| Operations Center | Springfield, MO |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Missouri
More federally-insured credit unions based in Missouri, ordered by peer group match and asset size.
TELCOMM nationwide neighbourhoods
Using this data
- TELCOMM ranks #92 of 4,374 nationally on financial health and #4 of 89 in MO -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Great Plains is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Great Plains
Frequently Asked Questions
Is TELCOMM financially healthy?
TELCOMM has a financial health score of 98/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #92 of 4,374 nationally on health and #4 of 89 in Missouri. Its net worth ratio is 13.31% and its delinquency rate 0.40%.
How does TELCOMM compare to other credit unions?
TELCOMM scores 98/100, higher than 97% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is loan-to-share ratio (83.21% vs 72.20%). Its widest shortfall is return on assets (0.62% vs 0.62%).
How can I join TELCOMM?
Membership eligibility for TELCOMM depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact TELCOMM directly for current membership requirements and application steps.
Is my money safe at TELCOMM?
TELCOMM is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. TELCOMM's net worth ratio of 13.31% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.