Federal credit union · Deer Park, Texas · NCUA charter #16061
City of Deer Park
Health score 98/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 98
- Health / 100
- $7.5M
- Total assets
- 700
- Members
- 21.2%
- Net-worth ratio
City of Deer Park scores 98/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $7.5M; members 700; net-worth ratio 21.20%; health rank #77 of 4,374; healthier than 97th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#77 of 4,374 health · 2025Q4City of Deer Park · health 98/100 · $7.5M · 2025Q4
Call Report peers
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City of Deer Park vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); City of Deer Park sits in 95-99 with 391 others.
98 Top 3% higher than 97% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for City of Deer Park
- Strongest edge vs 566 $2M–$10M peers is Loan-to-Share Ratio: +19.60 pp (83.20% vs 63.60%).
Where City of Deer Park sits in Texas
- In Texas, health place is #6 of 386 on the same NCUA-ratio sort used nationally.
- Texas assets place: #324 of 386.
- Texas membership ordinal: #345 of 386.
- One place up in Texas, Dallas U.P. Employees (#5) ties at 98/100; one place down, I.B.E.W. Lu 66 (#7) ties at 98/100.
City of Deer Park: 2025Q4 → 2026Q1
City of Deer Park: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -2.2% from $7.5M (2025Q4) to $7.3M (2026Q1).
- Net-worth ratio shifted +0.79 pp (20.41% → 21.20%).
This credit union's 21.20% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 98/100 score is built
City of Deer Park gives up 2 points in total. Member Growth costs the most, 1.7 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 13.3 pts
- Loan-to-Share Ratio 14.7 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 21.20% | +2.14 pp |
| Delinquency Rate | 0.28% | -1.53 pp |
| Return on Assets | 0.60% | +0.15 pp |
| Member Growth | 3.55% | - |
| Loan-to-Share Ratio | 83.20% | +19.60 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Call Report history - City of Deer Park
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $7.3M | - |
| 2025Q4 | $7.5M | 700 |
| 2024Q4 | $7.0M | 676 |
| 2023Q4 | $6.5M | 661 |
Credit Union Details
- Charter Number
- 16061
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- $2M–$10M
- State
- Texas
- City
- Deer Park
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for City of Deer Park.
| Office | City |
|---|---|
| Main Office (Main Office) | Deer Park, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
Other federally-insured credit unions in Texas, closest first by peer group and asset size.
Cross-state Call Report peers for City of Deer Park
Similar health score
Using this data
- City of Deer Park ranks #77 of 4,374 nationally on financial health and #6 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Seminole Public Schools is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Seminole Public Schools
Frequently Asked Questions
Is City of Deer Park financially healthy?
City of Deer Park has a financial health score of 98/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #77 of 4,374 nationally on health and #6 of 386 in Texas. Its net worth ratio is 21.20% and its delinquency rate 0.28%.
How does City of Deer Park compare to other credit unions?
City of Deer Park scores 98/100, higher than 97% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is loan-to-share ratio (83.20% vs 63.60%).
How can I join City of Deer Park?
City of Deer Park serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact City of Deer Park directly for the current list of qualifying groups.
Is my money safe at City of Deer Park?
City of Deer Park is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. City of Deer Park's net worth ratio of 21.20% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.