Federal credit union · Harrisonburg, Virginia · NCUA charter #19541
Park View
Health score 99/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 99
- Health / 100
- $404.7M
- Total assets
- 14,384
- Members
- 10.1%
- Net-worth ratio
Park View scores 99/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $404.7M; members 14,384; net-worth ratio 10.06%; health rank #69 of 4,374; healthier than 98th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#69 of 4,374 health · 2025Q4Park View · health 99/100 · $404.7M · 2025Q4
Call Report peers
Park View in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Park View vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Park View sits in 95-99 with 391 others.
99 Top 2% higher than 98% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Park View: Call Report deltas vs peers
- Largest favorable gap: Loan-to-Share Ratio at 91.51% vs peer 72.20% (+19.31 pp).
- Widest shortfall vs peers is Net Worth Ratio: -2.05 pp (10.06% vs 12.11%).
Park View: in-state Call Report ranks
- Virginia health ordinal: #2 of 95.
- By total assets, Park View is #26 of 95 in Virginia.
- Virginia membership ordinal: #36 of 95.
- One place up in Virginia, APPLE (#1) ties at 99/100; one place down, University of Va Community Cu (#3) scores 98/100, 1 point lower.
Quarter path for Park View
Park View: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.4% from $404.7M (2025Q4) to $406.5M (2026Q1).
- Net-worth ratio shifted +0.17 pp (9.89% → 10.06%).
This credit union's 10.06% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 99/100 score is built
Park View gives up 1 points in total. Loan-to-Share Ratio costs the most, 0.7 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 14.6 pts
- Loan-to-Share Ratio 14.4 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.06% | -2.05 pp |
| Delinquency Rate | 0.12% | -0.77 pp |
| Return on Assets | 0.76% | +0.13 pp |
| Member Growth | 4.63% | - |
| Loan-to-Share Ratio | 91.51% | +19.31 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Call Report history - Park View
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $406.5M | - |
| 2025Q4 | $404.7M | 14,384 |
| 2024Q4 | $385.8M | 13,748 |
| 2023Q4 | $372.1M | 13,237 |
Credit Union Details
- Charter Number
- 19541
- Type
- Federal
- Field of Membership
- Community/Select Employee Group
- Peer Group
- $100M–$500M
- State
- Virginia
- City
- Harrisonburg
- Data Quarter
- 2025Q4
Branch Locations (6)
The NCUA branch filing lists 6 physical offices for Park View, spread across 5 cities.
| Office | City |
|---|---|
| Harmony Square (Main Office) | Harrisonburg, VA |
| BRC | Bridgewater, VA |
| Broadway | Broadway, VA |
| Dayton | Dayton, VA |
| VMRC | Harrisonburg, VA |
| Sunnyside | Rockingham, VA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Virginia
Other federally-insured credit unions in Virginia, closest first by peer group and asset size.
Other-state peers near Park View
Using this data
- Park View ranks #69 of 4,374 nationally on financial health and #2 of 95 in VA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- SIGNATURE is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with SIGNATURE
Frequently Asked Questions
Is Park View financially healthy?
On its 2025Q4 NCUA 5300 filing, Park View scores 99/100 (Excellent), with a 10.06% net worth ratio and 0.12% of loans delinquent. It ranks #69 of 4,374 nationally on health and #2 of 95 in Virginia.
How does Park View compare to other credit unions?
Park View scores 99/100, higher than 98% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is loan-to-share ratio (91.51% vs 72.20%). Its widest shortfall is net worth ratio (10.06% vs 12.11%).
How can I join Park View?
Park View operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Park View directly for the exact boundaries and application steps.
Is my money safe at Park View?
Park View is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Park View's net worth ratio of 10.06% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.