Federal credit union · Harrisonburg, Virginia · NCUA charter #19541
Park View
Health score 99/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 99
- Health / 100
- $404.7M
- Total assets
- 14,384
- Members
- 10.1%
- Net-worth ratio
Park View scores 99/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $404.7M; members 14,384; net-worth ratio 10.06%; health rank #69 of 4,374; healthier than 98th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#69 of 4,374 health · 2025Q4Park View · health 99/100 · $404.7M · 2025Q4
- DELQ 99/100
- ROA 10.1%
- ASSETS 0.12%
- MEM 0.76%
- RANK $404.7M
- PHOTO 14,384
- BOOK #69/4,374
- CHARTER INSPIRE
- NCUSIF 19541
Call Report peers
Park View in the assets neighbourhood
Park View's $404.7M assets sit next to INSPIRE ($405.1M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Park View vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
99 Top 2% higher than 98% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Park View - Share Insurance Coverage
Read from the 2025Q4 NCUA Call Report for charter #19541: composite supervisory bracket and risk-based capital. Full deposit-insurance coverage details in our disclaimer.
Park View: Call Report deltas vs peers
- Largest favorable gap: Loan-to-Share Ratio at 91.51% vs peer 72.20% (+19.31 pp).
- Widest shortfall vs peers is Net Worth Ratio: -2.05 pp (10.06% vs 12.11%).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Park View: in-state Call Report ranks
- Virginia health ordinal: #2 of 95.
- By total assets, Park View is #26 of 95 in Virginia.
- Virginia membership ordinal: #36 of 95.
In-state ordinals use the live credit_unions table for VA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for Park View
Park View: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +0.4% from $404.7M (2025Q4) to $406.5M (2026Q1).
- Net-worth ratio shifted +0.17 pp (9.89% → 10.06%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 10.06% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 99/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 99.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 14.6 pts
- Loan-to-Share Ratio 14.4 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.06% | -2.05 pp |
| Delinquency Rate | 0.12% | -0.77 pp |
| Return on Assets | 0.76% | +0.13 pp |
| Member Growth | 4.63% | - |
| Loan-to-Share Ratio | 91.51% | +19.31 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
Call Report history - Park View
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $406.5M | - |
| 2025Q4 | $404.7M | 14,384 |
| 2024Q4 | $385.8M | 13,748 |
| 2023Q4 | $372.1M | 13,237 |
Credit Union Details
- Charter Number
- 19541
- Type
- Federal
- Field of Membership
- Community/Select Employee Group
- Peer Group
- $100M–$500M
- State
- Virginia
- City
- Harrisonburg
- Data Quarter
- 2025Q4
Branch Locations (6)
The NCUA branch filing lists 6 physical offices for Park View, spread across 5 cities.
| Office | City |
|---|---|
| Harmony Square (Main Office) | Harrisonburg, VA |
| BRC | Bridgewater, VA |
| Broadway | Broadway, VA |
| Dayton | Dayton, VA |
| VMRC | Harrisonburg, VA |
| Sunnyside | Rockingham, VA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Virginia
Other federally-insured credit unions in Virginia, closest first by peer group and asset size.
Other-state peers near Park View
Cross-state asset and health neighbours for Park View - kept outside Virginia; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($404.7M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (99/100 here).
Using this data
- Park View ranks #69 of 4,374 nationally on financial health and #2 of 95 in VA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- SIGNATURE is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with SIGNATURE
- Rates and health both vary by institution, not just by state -- see how Virginia credit unions compare overall before assuming this one is typical. Virginia state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Park View financially healthy?
A 10.06% net worth ratio and a 0.12% delinquency rate feed into Park View's financial health score of 99/100 (Excellent), from NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #69 of 4,374; by total assets it ranks #862 of 4,374 nationally (same basis as /rankings/largest); and #26 of 95 within Virginia. The scale: above 80 excellent, below 50 warrants closer monitoring.
How does Park View compare to other credit unions?
PlainCU's health composite puts Park View at 99/100, compared to a peer group average for $100M–$500M credit unions. It's a weighted blend of five NCUA-reported figures: net worth ratio (30% of the score), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Park View?
Park View operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Park View directly for the exact boundaries and application steps.
Is my money safe at Park View?
Federal credit unions like Park View are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Park View's net worth ratio of 10.06% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Park View offer compared to banks?
Credit unions like Park View are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Park View directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.