Federal credit union · Anchorage, Alaska · NCUA charter #5913
Global
Health score 79/100 (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 79
- Health / 100
- $12.88B
- Total assets
- 794,921
- Members
- 8.2%
- Net-worth ratio
Global - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #5913 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
Global - Five Health Pillars
This credit union's pillar breakdown: five 0-100 sub-scores below, which weight-and-sum to the headline health score above. Same underlying NCUA 5300 figures throughout, no normalisation tricks.
- Capital (net worth ratio)85
- Asset quality (delinquency)67
- Earnings (ROA)67
- Member growth87
- Liquidity (loan-to-share)91
Weighted composite: 79/100 - each bar is the 0–100 sub-score; the composite weights them 30/25/15/15/15.
This credit union's 8.18% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
Financial Health Metrics
| Metric | Value | Weight |
|---|---|---|
| Net Worth Ratio | 8.18% | 30% |
| Delinquency Rate | 1.43% | 25% |
| Return on Assets | 0.17% | 15% |
| Member Growth | 3.37% | 15% |
| Loan-to-Share Ratio | 93.01% | 15% |
Health score = weighted composite of above metrics. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Over $500M (749 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2025Q4 | $12.88B | 794,921 |
| 2024Q4 | $11.48B | 768,993 |
| 2023Q4 | $11.90B | 754,160 |
Credit Union Details
- Charter Number
- 5913
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Over $500M
- State
- Alaska
- City
- Anchorage
- Data Quarter
- 2025Q4
What This Data Says About Global
The five-factor composite scores Global at 79/100 (Very Good), reflecting a net worth ratio of 8.18% - above the 7.0% NCUA "well capitalized" threshold under Prompt Corrective Action rules. This federal credit union, headquartered in Anchorage, Alaska, reports 794,921 members, $12.88B in total assets, and $10.56B in outstanding loans as of Q4 2025 under charter #5913 (peer group Over $500M, a cohort of 749 similarly-sized institutions).
Two more numbers round out the picture: a 1.43% delinquency rate (loans 60+ days past due against the total book) - the peer group average for Over $500M credit unions sits at 0.874%, so this institution is running looser than peers - and a 93.01% loan-to-share ratio, above the 80% band that can indicate tighter liquidity management. Return on assets stands at 0.17% on net income of $22.1M for the period; a not-for-profit cooperative typically runs a modest positive ROA, returning surplus to members through better rates and lower fees rather than to shareholders.
Year-over-year membership changed by 3.37%. The quarterly NCUA 5300 Call Report is the source for everything above, current through 2025Q4. Field of membership (currently: Community) decides eligibility to join. NCUSIF deposit-insurance coverage and usage guidance for this data live on our disclaimer page.
Nearby Credit Unions in Alaska
Other federally-insured credit unions in Alaska, closest first by peer group and asset size.
Sources & disclaimer
Source: NCUA 5300 Call Report, Q4 2025. Source: NCUA Share Insurance Fund (NCUSIF), federal deposit insurance up to $250,000. Not affiliated with NCUA. For informational purposes only.
Frequently Asked Questions
Is Global financially healthy?
Global has a financial health score of 79/100 (Very Good) based on NCUA 5300 Call Report data as of Q4 2025. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 8.18% and delinquency rate of 1.43%.
How does Global compare to other credit unions?
Global scores 79/100 on PlainCU's health composite, compared to a peer group average for Over $500M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Global?
Global operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Global directly for the exact boundaries and application steps.
Is my money safe at Global?
Federal credit unions like Global are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Global's net worth ratio of 8.18% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Global offer compared to banks?
Credit unions like Global are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Global directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Read our methodology - how this data is sourced, computed, and verified.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.