Federal credit union · Upper Marlboro, Maryland · NCUA charter #6328
NASA
Health score 88/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 88
- Health / 100
- $5.74B
- Total assets
- 239,611
- Members
- 10.1%
- Net-worth ratio
NASA scores 88/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $5.74B; members 239,611; net-worth ratio 10.14%; health rank #1,499 of 4,374; healthier than 65th of scored peers.
5300 filing masthead
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NASA vs every NCUA-scored credit union
NASA sits in the busiest band, 85-89, alongside 857 other credit unions.
88 Top 35% higher than 65% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
NASA vs Over $500M peers
- Strongest edge vs 749 Over $500M peers is Loan-to-Share Ratio: +9.73 pp (93.63% vs 83.90%).
- Widest shortfall vs peers is Net Worth Ratio: -1.04 pp (10.14% vs 11.18%).
Maryland standing for NASA
- Maryland health ordinal: #16 of 62.
- By total assets, NASA is #2 of 62 in Maryland.
- Maryland membership ordinal: #2 of 62.
- One place up in Maryland, TOWER (#15) ties at 88/100; one place down, POLICE (#17) scores 87/100, 1 point lower.
Quarter path for NASA
NASA: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.7% from $5.74B (2025Q4) to $5.84B (2026Q1).
- Net-worth ratio shifted -0.02 pp (10.16% → 10.14%).
This credit union's 10.14% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 88/100 score is built
NASA gives up 12 points in total. Member Growth costs the most, 9.4 of its 15; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 23.8 pts
- Return on Assets 15.0 pts
- Member Growth 5.6 pts
- Loan-to-Share Ratio 13.6 pts
NASA vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.14% | -1.04 pp |
| Delinquency Rate | 0.62% | -0.25 pp |
| Return on Assets | 0.62% | +0.11 pp |
| Member Growth | -1.86% | - |
| Loan-to-Share Ratio | 93.63% | +9.73 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
NASA quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $5.84B | - |
| 2025Q4 | $5.74B | 239,611 |
| 2024Q4 | $5.52B | 244,163 |
| 2023Q4 | $5.24B | 237,764 |
Credit Union Details
- Charter Number
- 6328
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- Over $500M
- State
- Maryland
- City
- Upper Marlboro
- Data Quarter
- 2025Q4
Branch Locations (13)
NASA operates 13 offices across 12 cities, spanning 3 states, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Colllington Branch (Main Office) | Upper Marlboro, MD |
| Annapolis | Annapolis, MD |
| Arlington Branch | Arlington, VA |
| Bowie | Bowie, MD |
| Columbia | Columbia, MD |
| Falls Church | Falls Church, VA |
| Goddard | Greenbelt, MD |
| Greenbelt | Lanham, MD |
| Oak Hall | Oak Hall, VA |
| Rockville | Rockville, MD |
| Wallops | Wallops Is, VA |
| NASA Headquarters | Washington, DC |
| NAS | Washington, DC |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Maryland
More federally-insured credit unions based in Maryland, ordered by peer group match and asset size.
Cross-state Call Report peers for NASA
Similar total assets
Similar health score
Using this data
- NASA ranks #1,499 of 4,374 nationally on financial health and #16 of 62 in MD -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- State Employees Cu of Maryland, Inc is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with State Employees Cu of Maryland, Inc
Frequently Asked Questions
Is NASA financially healthy?
On its 2025Q4 NCUA 5300 filing, NASA scores 88/100 (Excellent), with a 10.14% net worth ratio and 0.62% of loans delinquent. It ranks #1,499 of 4,374 nationally on health and #16 of 62 in Maryland.
How does NASA compare to other credit unions?
NASA scores 88/100, higher than 65% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is loan-to-share ratio (93.63% vs 83.90%). Its widest shortfall is net worth ratio (10.14% vs 11.18%).
How can I join NASA?
NASA serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact NASA directly for the current list of qualifying groups.
Is my money safe at NASA?
NASA is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. NASA's net worth ratio of 10.14% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.