Federal credit union · Upper Marlboro, Maryland · NCUA charter #6328
NASA
Health score 88/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 88
- Health / 100
- $5.74B
- Total assets
- 239,611
- Members
- 10.1%
- Net-worth ratio
NASA scores 88/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $5.74B; members 239,611; net-worth ratio 10.14%; health rank #1,499 of 4,374; healthier than 65th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#1,499 of 4,374 health · 2025Q4NASA · health 88/100 · $5.74B · 2025Q4
- RANK 88/100
- PHOTO 10.1%
- BOOK 0.62%
- CHARTER 0.62%
- NCUSIF $5.74B
- CAMELS 239,611
- HEALTH #1,499/4,374
- NW ROYAL
- DELQ 6328
NASA in the assets neighbourhood
NASA's $5.74B assets sit next to ROYAL ($5.83B) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
NASA vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
88 Top 35% higher than 65% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
NASA - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #6328 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
NASA vs Over $500M peers
- Strongest edge vs 749 Over $500M peers is Loan-to-Share Ratio: +9.73 pp (93.63% vs 83.90%).
- Widest shortfall vs peers is Net Worth Ratio: -1.04 pp (10.14% vs 11.18%).
Peer averages are NCUA 5300 means for the Over $500M cohort (749 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Maryland standing for NASA
- Maryland health ordinal: #16 of 62.
- By total assets, NASA is #2 of 62 in Maryland.
- Maryland membership ordinal: #2 of 62.
In-state ordinals use the live credit_unions table for MD only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for NASA
NASA: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +1.7% from $5.74B (2025Q4) to $5.84B (2026Q1).
- Net-worth ratio shifted -0.02 pp (10.16% → 10.14%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 10.14% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 88/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 88.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 23.8 pts
- Return on Assets 15.0 pts
- Member Growth 5.6 pts
- Loan-to-Share Ratio 13.6 pts
NASA vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.14% | -1.04 pp |
| Delinquency Rate | 0.62% | -0.25 pp |
| Return on Assets | 0.62% | +0.11 pp |
| Member Growth | -1.86% | - |
| Loan-to-Share Ratio | 93.63% | +9.73 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Over $500M (749 CUs).
NASA quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $5.84B | - |
| 2025Q4 | $5.74B | 239,611 |
| 2024Q4 | $5.52B | 244,163 |
| 2023Q4 | $5.24B | 237,764 |
Credit Union Details
- Charter Number
- 6328
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- Over $500M
- State
- Maryland
- City
- Upper Marlboro
- Data Quarter
- 2025Q4
Branch Locations (13)
NASA operates 13 offices across 12 cities, spanning 3 states, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Colllington Branch (Main Office) | Upper Marlboro, MD |
| Annapolis | Annapolis, MD |
| Arlington Branch | Arlington, VA |
| Bowie | Bowie, MD |
| Columbia | Columbia, MD |
| Falls Church | Falls Church, VA |
| Goddard | Greenbelt, MD |
| Greenbelt | Lanham, MD |
| Oak Hall | Oak Hall, VA |
| Rockville | Rockville, MD |
| Wallops | Wallops Is, VA |
| NASA Headquarters | Washington, DC |
| NAS | Washington, DC |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Maryland
More federally-insured credit unions based in Maryland, ordered by peer group match and asset size.
Cross-state Call Report peers for NASA
Two NCUA Call Report peer sets for NASA, both outside Maryland so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($5.74B here).
Similar health score
Nearest other-state credit unions by five-factor health composite (88/100 here).
Using this data
- NASA ranks #1,499 of 4,374 nationally on financial health and #16 of 62 in MD -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- State Employees Cu of Maryland, Inc is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with State Employees Cu of Maryland, Inc
- Rates and health both vary by institution, not just by state -- see how Maryland credit unions compare overall before assuming this one is typical. Maryland state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is NASA financially healthy?
NASA has a financial health score of 88/100 (Excellent) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #1,499 of 4,374; by total assets it ranks #71 of 4,374 nationally (same basis as /rankings/largest); and #2 of 62 within Maryland. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 10.14% and delinquency rate of 0.62%.
How does NASA compare to other credit unions?
88/100 is NASA's score on PlainCU's health composite, compared to a peer group average for Over $500M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join NASA?
NASA serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact NASA directly for the current list of qualifying groups.
Is my money safe at NASA?
Federal credit unions like NASA are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. NASA's net worth ratio of 10.14% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does NASA offer compared to banks?
Credit unions like NASA are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact NASA directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.