Federal credit union · Lenexa, Texas · NCUA charter #15732
COMMUNITYAMERICA
Health score 84/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 84
- Health / 100
- $8.67B
- Total assets
- 617,156
- Members
- 9.7%
- Net-worth ratio
COMMUNITYAMERICA scores 84/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $8.67B; members 617,156; net-worth ratio 9.65%; health rank #2,165 of 4,374; healthier than 50th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#2,165 of 4,374 health · 2025Q4COMMUNITYAMERICA · health 84/100 · $8.67B · 2025Q4
Call Report peers
COMMUNITYAMERICA in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
COMMUNITYAMERICA vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); COMMUNITYAMERICA sits in 80-84 with 767 others.
84 Top 50% higher than 50% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
COMMUNITYAMERICA: Call Report deltas vs peers
- Widest shortfall vs peers is Loan-to-Share Ratio: -2.98 pp (80.92% vs 83.90%).
COMMUNITYAMERICA: in-state Call Report ranks
- Health composite ranks #195 of 386 among scored Texas credit unions.
- Texas assets place: #4 of 386.
- Member book place in Texas: #3 of 386.
- One place up in Texas, LIBERTYONE (#194) ties at 84/100; one place down, Members Financial (#196) ties at 84/100.
COMMUNITYAMERICA: 2025Q4 → 2026Q1
COMMUNITYAMERICA: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.6% from $8.67B (2025Q4) to $8.98B (2026Q1).
- Net-worth ratio shifted -0.10 pp (9.75% → 9.65%).
This credit union's 9.65% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 84/100 score is built
COMMUNITYAMERICA gives up 16 points in total. Delinquency Rate costs the most, 9.7 of its 25; Member Growth and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 29.1 pts
- Delinquency Rate 15.3 pts
- Return on Assets 9.4 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 15.2 pts
COMMUNITYAMERICA health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.65% | -1.53 pp |
| Delinquency Rate | 1.63% | +0.76 pp |
| Return on Assets | 0.13% | -0.38 pp |
| Member Growth | 147.59% | - |
| Loan-to-Share Ratio | 80.92% | -2.98 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Call Report history - COMMUNITYAMERICA
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $8.98B | - |
| 2025Q4 | $8.67B | 617,156 |
| 2024Q4 | $3.54B | 249,267 |
| 2023Q4 | $3.81B | 260,479 |
Credit Union Details
- Charter Number
- 15732
- Type
- Federal
- Field of Membership
- Select Employee Group
- Peer Group
- Over $500M
- State
- Texas
- City
- Lenexa
- Data Quarter
- 2025Q4
Branch Locations (85)
COMMUNITYAMERICA operates 85 offices across 59 cities, spanning 14 states, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Corporate Office (Main Office) | Lenexa, KS |
| Allen Ops | Allen, TX |
| Ann Arbor | Ann Arbor, MI |
| Bentonville | Bentonville, AR |
| Blue Springs | Blue Springs, MS |
| Blue Springs Outer Road | Blue Springs, MO |
| Blue Springs South | Blue Springs, MO |
| Brentwood | Brentwood, CA |
| Buffalo WV | Buffalo, WV |
| Camarillo | Camarillo, CA |
| Collegedale | Collegedale, TN |
| 2nd Street Concord | Concord, CA |
| Des Peres Branch | Des Peres, MO |
| Fayetteville | Fayetteville, AR |
| Frisco | Frisco, TX |
| Georgetown | Georgetown, KY |
| Glendale | GLENDALE, CA |
| Blue Ridge | Grandview, MO |
| Hawthorne | Hawthorne, CA |
| Hazelwood | Hazelwood, MO |
| Hebron | Hebron, KY |
| Huntington Beach | Huntington Beach, CA |
| Huntsville | Huntsville, AL |
| 40 Hwy Hy-Vee | Independence, MO |
| Hidden Valley Branch | Independence, MO |
| Noland Road | Independence, MO |
| Irvine Ops | Irvine, CA |
| 64th Street | Kansas City, MO |
| Antioch Annex | Kansas City, MO |
| Burns & McDonnell | Kansas City, MO |
| Crossroads | Kansas City, MO |
| Front Street | Kansas City, MO |
| Guadalupe Centers | Kansas City, MO |
| Hickman Mills Community | Kansas City, MO |
| North Oak | Kansas City, MO |
| Penn Valley | Kansas City, MO |
| Shoal Creek | Kansas City, MO |
| South Plaza | Kansas City, MO |
| Tiffany Springs | Kansas City, MO |
| Wyandotte Plaza | Kansas City, KS |
| Lakewood Branch | Lakewood, CA |
| Las Vegas | Las Vegas, NV |
| Las Vegas Ops 1 | Las Vegas, NV |
| Levenworth | Leavenworth, KS |
| Rice Road | Lees Summit, MO |
| Todd George | Lees Summit, MO |
| Liberty Branch | Liberty, NC |
| Westchester | Los Angeles, CA |
| Lowell | LOWELL, AR |
| MTM Huntsville | Madison, AL |
| Manchester | Manchester, MO |
| Montebello | Montebello, CA |
| North Kansas City Hospital | North Kansas City, MO |
| Oakland - Civic | Oakland, CA |
| Olathe | Olathe, KS |
| West Olathe | Olathe, KS |
| Blue Valley | Overland Park, KS |
| Nall Hills Branch | Overland Park, KS |
| Plano | Plano, TX |
| Claycomo | Pleasant Valley, MO |
| Prairie Village | Prairie Village, KS |
| Princeton | Princeton, IN |
| Raymore | Raymore, MO |
| Raytown Hy-Vee | Raytown, MO |
| Space Park-Redondo Beach | Redondo Beach, CA |
| Richmond Heights | Richmond Heights, MO |
| Rogers | Rogers, AR |
| Maryland Heights | Saint Louis, MO |
| Tesson Ferry | Saint Louis, MO |
| University of Missouri-St. Louis | Saint Louis, MO |
| St Peters | Saint Peters, MO |
| York Township | Saline, MI |
| San Antonio | San Antonio, TX |
| San Bruno | San Bruno, CA |
| Santa Ana | Santa Ana, CA |
| Shawnee Station | Shawnee, KS |
| Siloam Springs | Siloam Springs, AR |
| Springdale | Springdale, AR |
| West Torrance | Torrance, CA |
| Torrance Ops 1 | Torrance, CA |
| Torrance PCH | Torrance, CA |
| Torrance Ops 2 | Torrance, CA |
| Las Vegas Ops 2 | Torrance, CA |
| Tustin | Tustin, CA |
| Ventura | Ventura, CA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
More federally-insured credit unions based in Texas, ordered by peer group match and asset size.
COMMUNITYAMERICA nationwide neighbourhoods
Using this data
- COMMUNITYAMERICA ranks #2,165 of 4,374 nationally on financial health and #195 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- American Airlines is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with American Airlines
Frequently Asked Questions
Is COMMUNITYAMERICA financially healthy?
On its 2025Q4 NCUA 5300 filing, COMMUNITYAMERICA scores 84/100 (Excellent), with a 9.65% net worth ratio and 1.63% of loans delinquent. It ranks #2,165 of 4,374 nationally on health and #195 of 386 in Texas.
How does COMMUNITYAMERICA compare to other credit unions?
COMMUNITYAMERICA scores 84/100, higher than 50% of the 4,374 scored credit unions. Its widest shortfall is loan-to-share ratio (80.92% vs 83.90%).
How can I join COMMUNITYAMERICA?
COMMUNITYAMERICA serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact COMMUNITYAMERICA directly for the current list of qualifying groups.
Is my money safe at COMMUNITYAMERICA?
COMMUNITYAMERICA is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. COMMUNITYAMERICA's net worth ratio of 9.65% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.