Federal credit union · San Antonio, Texas · NCUA charter #11065
Security Service
Health score 79/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 79
- Health / 100
- $14.18B
- Total assets
- 738,238
- Members
- 11.2%
- Net-worth ratio
Security Service scores 79/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $14.18B; members 738,238; net-worth ratio 11.19%; health rank #2,871 of 4,374; healthier than 33rd of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#2,871 of 4,374 health · 2025Q4Security Service · health 79/100 · $14.18B · 2025Q4
- PHOTO 79/100
- BOOK 11.2%
- CHARTER 1.04%
- NCUSIF 0.51%
- CAMELS $14.18B
- HEALTH 738,238
- NW #2,871/4,374
- DELQ FOURLEAF
- ROA 11065
Call Report peers
Security Service in the assets neighbourhood
Security Service's $14.18B assets sit next to FOURLEAF ($14.04B) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Security Service vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
79 33rd percentile higher than 33% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Security Service - Share Insurance Coverage
Read from the 2025Q4 NCUA Call Report for charter #11065: composite supervisory bracket and risk-based capital. Full deposit-insurance coverage details in our disclaimer.
Where Security Service diverges from peer averages
- Largest favorable gap: Loan-to-Share Ratio at 105.85% vs peer 83.90% (+21.95 pp).
- Delinquency Rate trails the peer set - 1.04% here, 0.87% peer average (+0.17 pp).
Peer averages are NCUA 5300 means for the Over $500M cohort (749 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Security Service in Texas
- Texas health ordinal: #255 of 386.
- Assets rank #2 of 386 inside Texas ($14.18B reported).
- Texas membership ordinal: #2 of 386.
In-state ordinals use the live credit_unions table for TX only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How Security Service's 5300 filing moved
Security Service: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +0.2% from $14.18B (2025Q4) to $14.21B (2026Q1).
- Net-worth ratio shifted +0.17 pp (11.02% → 11.19%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 11.19%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 79/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 79.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 19.7 pts
- Return on Assets 15.0 pts
- Member Growth 6.3 pts
- Loan-to-Share Ratio 8.0 pts
Security Service vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.19% | +0.01 pp |
| Delinquency Rate | 1.04% | +0.17 pp |
| Return on Assets | 0.51% | +0.00 pp |
| Member Growth | -1.51% | - |
| Loan-to-Share Ratio | 105.85% | +21.95 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Over $500M (749 CUs).
Security Service quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $14.21B | - |
| 2025Q4 | $14.18B | 738,238 |
| 2024Q4 | $13.71B | 749,576 |
| 2023Q4 | $13.36B | 775,158 |
Credit Union Details
- Charter Number
- 11065
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Over $500M
- State
- Texas
- City
- San Antonio
- Data Quarter
- 2025Q4
Branch Locations (72)
Per its most recent NCUA branch filing, Security Service runs 72 offices in 43 different cities across 3 states.
| Office | City |
|---|---|
| La Cantera (Main Office) | San Antonio, TX |
| American Fork | American Fork, UT |
| Southlands | Aurora, CO |
| Boerne | Boerne, TX |
| Bountiful | Bountiful, UT |
| Broomfield | Broomfield, CO |
| Brownsville | Brownsville, TX |
| Castroville | Castroville, TX |
| Academy | Colorado Springs, CO |
| Powers and Barnes | Colorado Springs, CO |
| Briargate | Colorado Springs, CO |
| Everhart | Corpus Christi, TX |
| Rodd Field | Corpus Christi, TX |
| Southwest Denver | Denver, CO |
| Missouri | El Paso, TX |
| Americas | El Paso, TX |
| Montwood | El Paso, TX |
| Fort Carson | Fort Carson, CO |
| Fort Collins | Fort Collins, CO |
| Fountain | Fountain, CO |
| Greeley | Greeley, CO |
| Harlingen | Harlingen, TX |
| Ingleside | Ingleside, TX |
| Kyle | Kyle, TX |
| Littleton | Littleton, CO |
| Longmont | Longmont, CO |
| Loveland | Loveland, CO |
| Trenton | McAllen, TX |
| McColl | McAllen, TX |
| Shary | Mission, TX |
| Hwy 46 / New Braunfels | New Braunfels, TX |
| FM 306 | New Braunfels, TX |
| Orem | Orem, UT |
| Payson | Payson, UT |
| Pleasant Grove | Pleasant Grove, UT |
| Pleasanton | Pleasanton, TX |
| Portland | Portland, TX |
| Provo | Provo, UT |
| Highway 50 | Pueblo, CO |
| Southside | Pueblo, CO |
| Mount Carmel | Pueblo, CO |
| Riverdale | Riverdale, UT |
| Riverton | Riverton, UT |
| 1604/Bandera | San Antonio, TX |
| Hwy 151 | San Antonio, TX |
| 1604/Culebra | San Antonio, TX |
| DeZavala | San Antonio, TX |
| Jones Maltsberger | San Antonio, TX |
| 281 North | San Antonio, TX |
| Wurzbach | San Antonio, TX |
| 410/Rigsby | San Antonio, TX |
| Highland Hills | San Antonio, TX |
| Bandera | San Antonio, TX |
| Highway 90 | San Antonio, TX |
| Southwest Military | San Antonio, TX |
| The Rim | San Antonio, TX |
| Rolling Oaks | San Antonio, TX |
| San Pedro Branch | San Antonio, TX |
| Evans | San Antonio, TX |
| Security Hill Lackland | San Antonio, TX |
| SSFCU Park | San Antonio, TX |
| Southeast Military | San Antonio, TX |
| Bulverde | San Antonio, TX |
| Sandy | Sandy, UT |
| IH-35/3009 | Schertz, TX |
| South Jordan | South Jordan, UT |
| Hwy 46/281 | Spring Branch, TX |
| Springville | Springville, UT |
| St George | St George, UT |
| Westwood | Taylorsville, UT |
| Uvalde | Uvalde, TX |
| Windcrest | Windcrest, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
A look at other Texas credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for Security Service
Security Service's nationwide photo peers by assets and by health score, excluding Texas charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($14.18B here).
Similar health score
Nearest other-state credit unions by five-factor health composite (79/100 here).
Using this data
- Security Service ranks #2,871 of 4,374 nationally on financial health and #255 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- American Airlines is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with American Airlines
- Rates and health both vary by institution, not just by state -- see how Texas credit unions compare overall before assuming this one is typical. Texas state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Security Service financially healthy?
Security Service has a financial health score of 79/100 (Very Good) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #2,871 of 4,374; by total assets it ranks #15 of 4,374 nationally (same basis as /rankings/largest); and #2 of 386 within Texas. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 11.19% and delinquency rate of 1.04%.
How does Security Service compare to other credit unions?
Security Service scores 79/100 on PlainCU's health composite, compared to a peer group average for Over $500M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Security Service?
Security Service operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Security Service directly for the exact boundaries and application steps.
Is my money safe at Security Service?
Federal credit unions like Security Service are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Security Service's net worth ratio of 11.19% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Security Service offer compared to banks?
Credit unions like Security Service are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Security Service directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.