State credit union · LONE TREE, Colorado · NCUA charter #64778
CANVAS
Health score 88/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 88
- Health / 100
- $5.01B
- Total assets
- 318,921
- Members
- 9.6%
- Net-worth ratio
CANVAS scores 88/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $5.01B; members 318,921; net-worth ratio 9.61%; health rank #1,508 of 4,374; healthier than 65th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#1,508 of 4,374 health · 2025Q4CANVAS · health 88/100 · $5.01B · 2025Q4
- CHARTER 88/100
- NCUSIF 9.6%
- CAMELS 1.15%
- HEALTH 0.47%
- NW $5.01B
- DELQ 318,921
- ROA #1,508/4,374
- ASSETS Texas Dow Employees
- MEM 64778
Call Report peers
CANVAS in the assets neighbourhood
CANVAS's $5.01B assets sit next to Texas Dow Employees ($5.04B) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
CANVAS vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
88 Top 35% higher than 65% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
CANVAS - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #64778, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
Where CANVAS diverges from peer averages
- Largest favorable gap: Loan-to-Share Ratio at 99.36% vs peer 83.90% (+15.46 pp).
- Net Worth Ratio trails the peer set - 9.61% here, 11.18% peer average (-1.57 pp).
Peer averages are NCUA 5300 means for the Over $500M cohort (749 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Colorado standing for CANVAS
- Health composite ranks #24 of 66 among scored Colorado credit unions.
- By total assets, CANVAS is #3 of 66 in Colorado.
- Membership ranks #3 of 66 among Colorado CUs with a reported count (318,921 members).
In-state ordinals use the live credit_unions table for CO only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for CANVAS
CANVAS: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +2.6% from $5.01B (2025Q4) to $5.14B (2026Q1).
- Net-worth ratio shifted +0.01 pp (9.60% → 9.61%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
9.61% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 88/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 88.
- Net Worth Ratio 29.0 pts
- Delinquency Rate 18.8 pts
- Return on Assets 14.6 pts
- Member Growth 14.4 pts
- Loan-to-Share Ratio 11.2 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.61% | -1.57 pp |
| Delinquency Rate | 1.15% | +0.28 pp |
| Return on Assets | 0.47% | -0.03 pp |
| Member Growth | 4.50% | - |
| Loan-to-Share Ratio | 99.36% | +15.46 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Over $500M (749 CUs).
Call Report history - CANVAS
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $5.14B | - |
| 2025Q4 | $5.01B | 318,921 |
| 2024Q4 | $4.59B | 305,175 |
| 2023Q4 | $4.37B | 293,966 |
Credit Union Details
- Charter Number
- 64778
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Colorado
- City
- LONE TREE
- Data Quarter
- 2025Q4
Branch Locations (37)
CANVAS operates 37 offices across 22 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Headquarters (Main Office) | Lone Tree, CO |
| Arvada | Arvada, CO |
| Abilene | Aurora, CO |
| Anschutz | Aurora, CO |
| Aurora | Aurora, CO |
| Brighton | Brighton, CO |
| Broomfield | Broomfield, CO |
| Meadows | Castle Rock, CO |
| Ridge | Castle Rock, CO |
| Denver Tech Center | Centennial, CO |
| Spectrum | Colorado Springs, CO |
| Weber | Colorado Springs, CO |
| DIA | Denver, CO |
| Evans | Denver, CO |
| Health Sciences Center | Denver, CO |
| University | Denver, CO |
| Writer Square | Denver, CO |
| Boardwalk | Fort Collins, CO |
| Drake | Fort Collins, CO |
| Lemay | Fort Collins, CO |
| Meldrum | Fort Collins, CO |
| CSU Lory Student Center | Fort Collins, CO |
| Fruita | Fruita, CO |
| Grand Junction | Grand Junction, CO |
| Greeley | Greeley, CO |
| Highlands Ranch | Highlands Ranch, CO |
| Lakewood | Lakewood, CO |
| Littleton | Littleton, CO |
| South Broadway | Littleton, CO |
| Lone Tree | Lone Tree, CO |
| Loveland | Loveland, CO |
| Parker | Parker, CO |
| CSU Pueblo | Pueblo, CO |
| Rifle | Rifle, CO |
| Thornton | Thornton, CO |
| Thorncreek | Thornton, CO |
| Windsor | Windsor, CO |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Colorado
Other federally-insured credit unions in Colorado, closest first by peer group and asset size.
Cross-state Call Report peers for CANVAS
Two NCUA Call Report peer sets for CANVAS, both outside Colorado so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($5.01B here).
Similar health score
Nearest other-state credit unions by five-factor health composite (88/100 here).
Using this data
- CANVAS ranks #1,508 of 4,374 nationally on financial health and #24 of 66 in CO -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Premier Members is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Premier Members
- Rates and health both vary by institution, not just by state -- see how Colorado credit unions compare overall before assuming this one is typical. Colorado state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is CANVAS financially healthy?
CANVAS has a financial health score of 88/100 (Excellent) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #1,508 of 4,374; by total assets it ranks #89 of 4,374 nationally (same basis as /rankings/largest); and #3 of 66 within Colorado. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 9.61% and delinquency rate of 1.15%.
How does CANVAS compare to other credit unions?
On PlainCU's health composite, CANVAS lands at 88/100, compared to a peer group average for Over $500M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join CANVAS?
Membership eligibility for CANVAS depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact CANVAS directly for current membership requirements and application steps.
Is my money safe at CANVAS?
Federal credit unions like CANVAS are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. CANVAS's net worth ratio of 9.61% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does CANVAS offer compared to banks?
Credit unions like CANVAS are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact CANVAS directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.