Federal credit union · Newport News, Virginia · NCUA charter #1261
LANGLEY
Health score 82/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 82
- Health / 100
- $5.65B
- Total assets
- 402,059
- Members
- 9.0%
- Net-worth ratio
LANGLEY scores 82/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $5.65B; members 402,059; net-worth ratio 9.01%; health rank #2,482 of 4,374; healthier than 43rd of scored peers.
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NCUA 5300 Call Report Masthead
#2,482 of 4,374 health · 2025Q4LANGLEY · health 82/100 · $5.65B · 2025Q4
Call Report peers
LANGLEY in the assets neighbourhood
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LANGLEY vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); LANGLEY sits in 80-84 with 767 others.
82 43rd percentile higher than 43% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
LANGLEY: Call Report deltas vs peers
- Strongest edge vs 749 Over $500M peers is Loan-to-Share Ratio: +9.19 pp (93.09% vs 83.90%).
- Net Worth Ratio trails the peer set - 9.01% here, 11.18% peer average (-2.17 pp).
LANGLEY in Virginia
- Virginia health ordinal: #45 of 95.
- Assets rank #4 of 95 inside Virginia ($5.65B reported).
- Membership ranks #4 of 95 among Virginia CUs with a reported count (402,059 members).
- One place up in Virginia, Va Beach Postal (#44) ties at 82/100; one place down, G E a Employees (#46) scores 81/100, 1 point lower.
LANGLEY Call Report trajectory
LANGLEY: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.5% from $5.65B (2025Q4) to $5.68B (2026Q1).
- Net-worth ratio shifted +0.09 pp (8.92% → 9.01%).
9.01% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 82/100 score is built
LANGLEY gives up 18 points in total. Delinquency Rate costs the most, 6.9 of its 25; Loan-to-Share Ratio loses the least, 1.4.
- Net Worth Ratio 27.5 pts
- Delinquency Rate 18.1 pts
- Return on Assets 11.1 pts
- Member Growth 12.2 pts
- Loan-to-Share Ratio 13.1 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.01% | -2.17 pp |
| Delinquency Rate | 1.26% | +0.38 pp |
| Return on Assets | 0.24% | -0.27 pp |
| Member Growth | 2.65% | - |
| Loan-to-Share Ratio | 93.09% | +9.19 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
LANGLEY quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $5.68B | - |
| 2025Q4 | $5.65B | 402,059 |
| 2024Q4 | $5.40B | 391,662 |
| 2023Q4 | $5.45B | 373,860 |
Credit Union Details
- Charter Number
- 1261
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Over $500M
- State
- Virginia
- City
- Newport News
- Data Quarter
- 2025Q4
Branch Locations (21)
Per its most recent NCUA branch filing, LANGLEY runs 21 offices in 12 different cities across 2 states.
| Office | City |
|---|---|
| City Center (Main Office) | Newport News, VA |
| Carrollton Branch | Carrollton, VA |
| Greenbrier Branch | Chesapeake, VA |
| Taylor Road Branch | Chesapeake, VA |
| Short Pump Branch | Glen Allen, VA |
| Gloucester Branch | Gloucester, VA |
| Aberdeen Branch | Hampton, VA |
| Coliseum Branch | Hampton, VA |
| Nickerson Branch | Hampton, VA |
| Denbigh Branch | Newport News, VA |
| Oyster Point Branch | Newport News, VA |
| Stoneybrook Branch | Newport News, VA |
| Wards Corner Branch | Norfolk, VA |
| Hampton Blvd Branch | Norfolk, VA |
| Poquoson Branch | Poquoson, VA |
| North Raleigh Branch | Raleigh, NC |
| Hilltop Branch | Virginia Beach, VA |
| Virginia Beach Town Center | Virginia Beach, VA |
| Salem Road Branch | Virginia Beach, VA |
| Williamsburg New Town Branch | Williamsburg, VA |
| Yorktown Branch | Yorktown, VA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Virginia
More federally-insured credit unions based in Virginia, ordered by peer group match and asset size.
LANGLEY nationwide neighbourhoods
Similar total assets
Similar health score
Using this data
- LANGLEY ranks #2,482 of 4,374 nationally on financial health and #45 of 95 in VA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- APPLE is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with APPLE
Frequently Asked Questions
Is LANGLEY financially healthy?
LANGLEY has a financial health score of 82/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,482 of 4,374 nationally on health and #45 of 95 in Virginia. Its net worth ratio is 9.01% and its delinquency rate 1.26%.
How does LANGLEY compare to other credit unions?
LANGLEY scores 82/100, higher than 43% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is loan-to-share ratio (93.09% vs 83.90%). Its widest shortfall is net worth ratio (9.01% vs 11.18%).
How can I join LANGLEY?
LANGLEY operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact LANGLEY directly for the exact boundaries and application steps.
Is my money safe at LANGLEY?
LANGLEY is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. LANGLEY's net worth ratio of 9.01% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.