Federal credit union · WASHINGTON, District of Columbia · NCUA charter #5582
Bank Fund Staff
Health score 95/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 95
- Health / 100
- $6.98B
- Total assets
- 103,579
- Members
- 13.4%
- Net-worth ratio
Bank Fund Staff scores 95/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $6.98B; members 103,579; net-worth ratio 13.36%; health rank #359 of 4,374; healthier than 90th of scored peers.
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Bank Fund Staff vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Bank Fund Staff sits in 95-99 with 391 others.
95 Top 10% higher than 90% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where Bank Fund Staff diverges from peer averages
- Strongest edge vs 749 Over $500M peers is Net Worth Ratio: +2.18 pp (13.36% vs 11.18%).
- Widest shortfall vs peers is Loan-to-Share Ratio: -21.22 pp (62.68% vs 83.90%).
Bank Fund Staff in District of Columbia
- In District of Columbia, health place is #2 of 29 on the same NCUA-ratio sort used nationally.
- District of Columbia assets place: #1 of 29.
- Member book place in District of Columbia: #1 of 29.
- One place up in District of Columbia, Idb Global (#1) scores 97/100, 2 points higher; one place down, Mt. Airy Baptist Church (#3) scores 92/100, 3 points lower.
Quarter path for Bank Fund Staff
Bank Fund Staff: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.1% from $6.98B (2025Q4) to $7.06B (2026Q1).
- Net-worth ratio shifted +0.08 pp (13.28% → 13.36%).
13.36% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 95/100 score is built
Bank Fund Staff gives up 5 points in total. Member Growth costs the most, 3.1 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 11.9 pts
- Loan-to-Share Ratio 13.1 pts
Call Report ratios for Bank Fund Staff
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.36% | +2.18 pp |
| Delinquency Rate | 0.39% | -0.48 pp |
| Return on Assets | 0.73% | +0.23 pp |
| Member Growth | 2.44% | - |
| Loan-to-Share Ratio | 62.68% | -21.22 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Bank Fund Staff filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $7.06B | - |
| 2025Q4 | $6.98B | 103,579 |
| 2024Q4 | $6.53B | 101,110 |
| 2023Q4 | $6.34B | 97,593 |
Credit Union Details
- Charter Number
- 5582
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Over $500M
- State
- District of Columbia
- City
- WASHINGTON
- Data Quarter
- 2025Q4
Branch Locations (4)
Per its most recent NCUA branch filing, Bank Fund Staff runs 4 offices.
| Office | City |
|---|---|
| Bank Fund Staff FCU (Main Office) | WASHINGTON, DC |
| MC BRANCH | WASHINGTON, DC |
| IFC BRANCH | WASHINGTON, DC |
| IMF BRANCH | WASHINGTON, DC |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in District of Columbia
A look at other District of Columbia credit unions, ranked by how closely their peer group and asset size match this one.
Nationwide credit unions with similar profiles
Similar total assets
Similar health score
Using this data
- Bank Fund Staff ranks #359 of 4,374 nationally on financial health and #2 of 29 in DC -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Wright Patman Congressional is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Wright Patman Congressional
Frequently Asked Questions
Is Bank Fund Staff financially healthy?
On its 2025Q4 NCUA 5300 filing, Bank Fund Staff scores 95/100 (Excellent), with a 13.36% net worth ratio and 0.39% of loans delinquent. It ranks #359 of 4,374 nationally on health and #2 of 29 in District of Columbia.
How does Bank Fund Staff compare to other credit unions?
Bank Fund Staff scores 95/100, higher than 90% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is net worth ratio (13.36% vs 11.18%). Its widest shortfall is loan-to-share ratio (62.68% vs 83.90%).
How can I join Bank Fund Staff?
Bank Fund Staff operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Bank Fund Staff directly for the exact boundaries and application steps.
Is my money safe at Bank Fund Staff?
Bank Fund Staff is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Bank Fund Staff's net worth ratio of 13.36% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.