Federal credit union · LONG ISLAND CIT, New York · NCUA charter #5588
United Nations
Health score 98/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 98
- Health / 100
- $10.28B
- Total assets
- 260,844
- Members
- 9.6%
- Net-worth ratio
United Nations scores 98/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $10.28B; members 260,844; net-worth ratio 9.58%; health rank #129 of 4,374; healthier than 97th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#129 of 4,374 health · 2025Q4United Nations · health 98/100 · $10.28B · 2025Q4
Call Report peers
United Nations in the assets neighbourhood
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United Nations vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); United Nations sits in 95-99 with 391 others.
98 Top 3% higher than 97% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for United Nations
- Delinquency Rate leads the peer set - 0.25% here, 0.87% peer average (-0.63 pp).
- Loan-to-Share Ratio trails the peer set - 67.70% here, 83.90% peer average (-16.20 pp).
United Nations in New York
- New York health ordinal: #8 of 272.
- By total assets, United Nations is #2 of 272 in New York.
- New York membership ordinal: #8 of 272.
- One place up in New York, Local 41 I.B.E.W. (#7) ties at 98/100; one place down, Buffalo Police (#9) scores 97/100, 1 point lower.
Quarter path for United Nations
United Nations: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.9% from $10.28B (2025Q4) to $10.48B (2026Q1).
- Net-worth ratio shifted +0.11 pp (9.47% → 9.58%).
This credit union's 9.58% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 98/100 score is built
United Nations gives up 2 points in total. Net Worth Ratio costs the most, 1.1 of its 30; Delinquency Rate and Return on Assets and Member Growth score full marks.
- Net Worth Ratio 29.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 14.0 pts
United Nations health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.58% | -1.60 pp |
| Delinquency Rate | 0.25% | -0.63 pp |
| Return on Assets | 0.92% | +0.41 pp |
| Member Growth | 5.19% | - |
| Loan-to-Share Ratio | 67.70% | -16.20 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Call Report history - United Nations
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $10.48B | - |
| 2025Q4 | $10.28B | 260,844 |
| 2024Q4 | $9.72B | 247,978 |
| 2023Q4 | $8.91B | 227,049 |
Credit Union Details
- Charter Number
- 5588
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- Over $500M
- State
- New York
- City
- LONG ISLAND CIT
- Data Quarter
- 2025Q4
Branch Locations (3)
The NCUA branch filing lists 3 physical offices for United Nations, spread across 2 cities.
| Office | City |
|---|---|
| UNFCU Headquarters (Main Office) | Long Island City, NY |
| UN Plaza Branch | New York, NY |
| UN General Assembly Building | New York, NY |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New York
A look at other New York credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near United Nations
Using this data
- United Nations ranks #129 of 4,374 nationally on financial health and #8 of 272 in NY -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- TEACHERS is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with TEACHERS
Frequently Asked Questions
Is United Nations financially healthy?
United Nations has a financial health score of 98/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #129 of 4,374 nationally on health and #8 of 272 in New York. Its net worth ratio is 9.58% and its delinquency rate 0.25%.
How does United Nations compare to other credit unions?
United Nations scores 98/100, higher than 97% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is delinquency rate (0.25% vs 0.87%). Its widest shortfall is loan-to-share ratio (67.70% vs 83.90%).
How can I join United Nations?
United Nations serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact United Nations directly for the current list of qualifying groups.
Is my money safe at United Nations?
United Nations is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. United Nations's net worth ratio of 9.58% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.