Federal credit union · ALBUQUERQUE, New Mexico · NCUA charter #948
NUSENDA
Health score 92/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 92
- Health / 100
- $4.89B
- Total assets
- 291,818
- Members
- 9.0%
- Net-worth ratio
NUSENDA scores 92/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $4.89B; members 291,818; net-worth ratio 9.01%; health rank #853 of 4,374; healthier than 80th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#853 of 4,374 health · 2025Q4NUSENDA · health 92/100 · $4.89B · 2025Q4
Call Report peers
NUSENDA in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
NUSENDA vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); NUSENDA sits in 90-94 with 747 others.
92 Top 20% higher than 80% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
NUSENDA vs Over $500M peers
- Return on Assets leads the peer set - 0.57% here, 0.51% peer average (+0.07 pp).
- Largest lag: Loan-to-Share Ratio at 79.96% vs peer 83.90% (-3.94 pp).
Where NUSENDA sits in New Mexico
- Health composite ranks #14 of 37 among scored New Mexico credit unions.
- Assets rank #1 of 37 inside New Mexico ($4.89B reported).
- New Mexico membership ordinal: #1 of 37.
- One place up in New Mexico, U-1st Community (#13) scores 93/100, 1 point higher; one place down, SUNWARD (#15) ties at 92/100.
Quarter path for NUSENDA
NUSENDA: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.7% from $4.89B (2025Q4) to $4.97B (2026Q1).
- Net-worth ratio shifted -0.12 pp (9.13% → 9.01%).
At 9.01%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 92/100 score is built
NUSENDA gives up 8 points in total. Delinquency Rate costs the most, 4.9 of its 25; Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 27.5 pts
- Delinquency Rate 20.1 pts
- Return on Assets 15.0 pts
- Member Growth 14.3 pts
- Loan-to-Share Ratio 15.1 pts
NUSENDA health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.01% | -2.17 pp |
| Delinquency Rate | 0.99% | +0.11 pp |
| Return on Assets | 0.57% | +0.07 pp |
| Member Growth | 4.40% | - |
| Loan-to-Share Ratio | 79.96% | -3.94 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
NUSENDA filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $4.97B | - |
| 2025Q4 | $4.89B | 291,818 |
| 2024Q4 | $4.68B | 279,528 |
| 2023Q4 | $4.35B | 264,816 |
Credit Union Details
- Charter Number
- 948
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Over $500M
- State
- New Mexico
- City
- ALBUQUERQUE
- Data Quarter
- 2025Q4
Branch Locations (32)
The NCUA branch filing lists 32 physical offices for NUSENDA, spread across 9 cities in 2 states.
| Office | City |
|---|---|
| Nusenda Administration (Main Office) | Albuquerque, NM |
| Cottonwood | Albuquerque, NM |
| Ladera | Albuquerque, NM |
| Uptown | Albuquerque, NM |
| Lobo Landing | Albuquerque, NM |
| South Valley | Albuquerque, NM |
| University | Albuquerque, NM |
| Paseo Del Norte | Albuquerque, NM |
| Juan Tabo | Albuquerque, NM |
| North Valley | Albuquerque, NM |
| 98th Street | Albuquerque, NM |
| South Eubank | Albuquerque, NM |
| Montgomery Branch | Albuquerque, NM |
| Journal Center | Albuquerque, NM |
| Deming | Deming, NM |
| Castellano Branch | El Paso, TX |
| Gateway | El Paso, TX |
| Resler Branch | El Paso, TX |
| Eastlake | El Paso, TX |
| Vista Hills | El Paso, TX |
| Las Cruces | Las Cruces, NM |
| NMSU Corbett Center Branch | Las Cruces, NM |
| Las Cruces S Alameda | Las Cruces, NM |
| Sonoma | Las Cruces, NM |
| Valencia | Los Lunas, NM |
| Enchanted Hills | Rio Rancho, NM |
| Unser | Rio Rancho, NM |
| St Michaels | Santa Fe, NM |
| DeVargas | Santa Fe, NM |
| Southside | Santa Fe, NM |
| Socorro | Socorro, NM |
| Taos | Taos, NM |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New Mexico
More federally-insured credit unions based in New Mexico, ordered by peer group match and asset size.
Nationwide credit unions with similar profiles
Using this data
- NUSENDA ranks #853 of 4,374 nationally on financial health and #14 of 37 in NM -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- SUNWARD is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with SUNWARD
Frequently Asked Questions
Is NUSENDA financially healthy?
NUSENDA has a financial health score of 92/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #853 of 4,374 nationally on health and #14 of 37 in New Mexico. Its net worth ratio is 9.01% and its delinquency rate 0.99%.
How does NUSENDA compare to other credit unions?
NUSENDA scores 92/100, higher than 80% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is return on assets (0.57% vs 0.51%). Its widest shortfall is loan-to-share ratio (79.96% vs 83.90%).
How can I join NUSENDA?
NUSENDA operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact NUSENDA directly for the exact boundaries and application steps.
Is my money safe at NUSENDA?
NUSENDA is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. NUSENDA's net worth ratio of 9.01% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.