State credit union · VACAVILLE, California · NCUA charter #68429
TRAVIS
Health score 91/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 91
- Health / 100
- $5.48B
- Total assets
- 267,708
- Members
- 10.5%
- Net-worth ratio
TRAVIS scores 91/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $5.48B; members 267,708; net-worth ratio 10.55%; health rank #975 of 4,374; healthier than 77th of scored peers.
Federal Call Report extract
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
TRAVIS vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); TRAVIS sits in 90-94 with 747 others.
91 Top 23% higher than 77% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
TRAVIS: Call Report deltas vs peers
- Strongest edge vs 749 Over $500M peers is Loan-to-Share Ratio: +10.53 pp (94.43% vs 83.90%).
- Largest lag: Net Worth Ratio at 10.55% vs peer 11.18% (-0.63 pp).
Where TRAVIS sits in California
- In California, health place is #61 of 243 on the same NCUA-ratio sort used nationally.
- California assets place: #12 of 243.
- Membership ranks #10 of 243 among California CUs with a reported count (267,708 members).
- One place up in California, MOCSE (#60) ties at 91/100; one place down, Sierra Central (#62) ties at 91/100.
Quarter path for TRAVIS
TRAVIS: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.8% from $5.48B (2025Q4) to $5.69B (2026Q1).
- Net-worth ratio shifted -0.20 pp (10.75% → 10.55%).
At 10.55%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 91/100 score is built
TRAVIS gives up 9 points in total. Delinquency Rate costs the most, 3.8 of its 25; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 21.2 pts
- Return on Assets 13.2 pts
- Member Growth 13.6 pts
- Loan-to-Share Ratio 13.0 pts
Call Report ratios for TRAVIS
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.55% | -0.63 pp |
| Delinquency Rate | 0.88% | +0.01 pp |
| Return on Assets | 0.38% | -0.13 pp |
| Member Growth | 3.83% | - |
| Loan-to-Share Ratio | 94.43% | +10.53 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $5.69B | - |
| 2025Q4 | $5.48B | 267,708 |
| 2024Q4 | $5.25B | 257,843 |
| 2023Q4 | $4.93B | 248,966 |
Credit Union Details
- Charter Number
- 68429
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- California
- City
- VACAVILLE
- Data Quarter
- 2025Q4
Branch Locations (25)
The NCUA branch filing lists 25 physical offices for TRAVIS, spread across 18 cities.
| Office | City |
|---|---|
| Corporate Office (Main Office) | Vacaville, CA |
| Antioch Branch | Antioch, CA |
| Hillcrest Branch | Antioch, CA |
| Atwater Branch | Atwater, CA |
| Benicia | Benicia, CA |
| Clayton Branch | Clayton, CA |
| Veranda Branch | Concord, CA |
| Davis Branch | Davis, CA |
| Dixon Branch | Dixon, CA |
| Fairfield Branch | Fairfield, CA |
| Gateway Branch | Fairfield, CA |
| Green Valley Branch | Fairfield, CA |
| Paradise Valley Branch | Fairfield, CA |
| Merced Branch | Merced, CA |
| Napa Branch | Napa, CA |
| Pinole Branch | Pinole, CA |
| Pleasant Hill | Pleasant Hill, CA |
| Richmond | Richmond, CA |
| Suisun Branch | Suisun City, CA |
| Travis AFB Branch | Travis AFB, CA |
| Peabody Branch | Vacaville, CA |
| VacaCommons Branch | Vacaville, CA |
| Cernon Branch | Vacaville, CA |
| Vallejo Branch | Vallejo, CA |
| Woodland Branch | Woodland, CA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in California
A look at other California credit unions, ranked by how closely their peer group and asset size match this one.
TRAVIS nationwide neighbourhoods
Similar total assets
Similar health score
Using this data
- TRAVIS ranks #975 of 4,374 nationally on financial health and #61 of 243 in CA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- CALIFORNIA is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with CALIFORNIA
Frequently Asked Questions
Is TRAVIS financially healthy?
TRAVIS has a financial health score of 91/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #975 of 4,374 nationally on health and #61 of 243 in California. Its net worth ratio is 10.55% and its delinquency rate 0.88%.
How does TRAVIS compare to other credit unions?
TRAVIS scores 91/100, higher than 77% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is loan-to-share ratio (94.43% vs 83.90%). Its widest shortfall is net worth ratio (10.55% vs 11.18%).
How can I join TRAVIS?
Membership eligibility for TRAVIS depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact TRAVIS directly for current membership requirements and application steps.
Is my money safe at TRAVIS?
TRAVIS is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. TRAVIS's net worth ratio of 10.55% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.