State credit union · SAN JOSE, California · NCUA charter #68383
TECHNOLOGY
Health score 73/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 73
- Health / 100
- $4.65B
- Total assets
- 173,969
- Members
- 11.2%
- Net-worth ratio
TECHNOLOGY scores 73/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $4.65B; members 173,969; net-worth ratio 11.18%; health rank #3,411 of 4,374; healthier than 21st of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#3,411 of 4,374 health · 2025Q4TECHNOLOGY · health 73/100 · $4.65B · 2025Q4
Call Report peers
TECHNOLOGY in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
TECHNOLOGY vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); TECHNOLOGY sits in 70-74 with 317 others.
73 21st percentile higher than 21% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for TECHNOLOGY
- Loan-to-Share Ratio leads the peer set - 91.74% here, 83.90% peer average (+7.84 pp).
- Widest shortfall vs peers is Return on Assets: -0.49 pp (0.02% vs 0.51%).
TECHNOLOGY in California
- In California, health place is #195 of 243 on the same NCUA-ratio sort used nationally.
- Assets rank #17 of 243 inside California ($4.65B reported).
- Membership ranks #22 of 243 among California CUs with a reported count (173,969 members).
- One place up in California, U.P.S. Employees (#194) scores 74/100, 1 point higher; one place down, Organized Labor (#196) ties at 73/100.
Quarter path for TECHNOLOGY
TECHNOLOGY: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.2% from $4.65B (2025Q4) to $4.66B (2026Q1).
- Net-worth ratio shifted -0.03 pp (11.21% → 11.18%).
11.18% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 73/100 score is built
TECHNOLOGY gives up 27 points in total. Member Growth costs the most, 15 of its 15; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 23.7 pts
- Return on Assets 5.3 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 14.0 pts
Call Report ratios for TECHNOLOGY
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.18% | +0.00 pp |
| Delinquency Rate | 0.63% | -0.24 pp |
| Return on Assets | 0.02% | -0.49 pp |
| Member Growth | -13.51% | - |
| Loan-to-Share Ratio | 91.74% | +7.84 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Call Report history - TECHNOLOGY
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $4.66B | - |
| 2025Q4 | $4.65B | 173,969 |
| 2024Q4 | $4.77B | 201,138 |
| 2023Q4 | $4.83B | 169,002 |
Credit Union Details
- Charter Number
- 68383
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- California
- City
- SAN JOSE
- Data Quarter
- 2025Q4
Branch Locations (11)
The NCUA branch filing lists 11 physical offices for TECHNOLOGY, spread across 9 cities in 3 states.
| Office | City |
|---|---|
| Corporate Office (Main Office) | San Jose, CA |
| Austin Branch | Austin, TX |
| Cupertino Branch | Cupertino, CA |
| Dublin Branch | Dublin, CA |
| Fremont Branch | Fremont, CA |
| Meridian Branch | Meridian, ID |
| Milpitas Branch | Milpitas, CA |
| Palo Alto Branch | Palo Alto, CA |
| Campbell Branch | San Jose, CA |
| Santa Teresa Branch | San Jose, CA |
| Sunnyvale Branch | Sunnyvale, CA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in California
A look at other California credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near TECHNOLOGY
Similar total assets
Similar health score
Using this data
- TECHNOLOGY ranks #3,411 of 4,374 nationally on financial health and #195 of 243 in CA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- STANFORD is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with STANFORD
Frequently Asked Questions
Is TECHNOLOGY financially healthy?
TECHNOLOGY has a financial health score of 73/100 (Very Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,411 of 4,374 nationally on health and #195 of 243 in California. Its net worth ratio is 11.18% and its delinquency rate 0.63%.
How does TECHNOLOGY compare to other credit unions?
TECHNOLOGY scores 73/100, higher than 21% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is loan-to-share ratio (91.74% vs 83.90%). Its widest shortfall is return on assets (0.02% vs 0.51%).
How can I join TECHNOLOGY?
Membership eligibility for TECHNOLOGY depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact TECHNOLOGY directly for current membership requirements and application steps.
Is my money safe at TECHNOLOGY?
TECHNOLOGY is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. TECHNOLOGY's net worth ratio of 11.18% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.