State credit union · OLYMPIA, Washington · NCUA charter #60042
Washington State Employees
Health score 83/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 83
- Health / 100
- $5.09B
- Total assets
- 317,039
- Members
- 9.7%
- Net-worth ratio
Washington State Employees scores 83/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $5.09B; members 317,039; net-worth ratio 9.71%; health rank #2,327 of 4,374; healthier than 46th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#2,327 of 4,374 health · 2025Q4Washington State Employees · health 83/100 · $5.09B · 2025Q4
Call Report peers
Washington State Employees in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Washington State Employees vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Washington State Employees sits in 80-84 with 767 others.
83 46th percentile higher than 46% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Washington State Employees
- Loan-to-Share Ratio leads the peer set - 88.84% here, 83.90% peer average (+4.94 pp).
- Net Worth Ratio trails the peer set - 9.71% here, 11.18% peer average (-1.47 pp).
Washington State Employees: in-state Call Report ranks
- Washington health ordinal: #44 of 75.
- Assets rank #4 of 75 inside Washington ($5.09B reported).
- Washington membership ordinal: #2 of 75.
- One place up in Washington, LONGSHORE (#43) scores 84/100, 1 point higher; one place down, O Bee (#45) ties at 83/100.
Washington State Employees Call Report trajectory
Washington State Employees: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.4% from $5.09B (2025Q4) to $5.11B (2026Q1).
- Net-worth ratio shifted -0.06 pp (9.77% → 9.71%).
This credit union's 9.71% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 83/100 score is built
Washington State Employees gives up 17 points in total. Member Growth costs the most, 7.4 of its 15; Loan-to-Share Ratio scores full marks.
- Net Worth Ratio 29.3 pts
- Delinquency Rate 22.8 pts
- Return on Assets 8.5 pts
- Member Growth 7.6 pts
- Loan-to-Share Ratio 14.8 pts
Washington State Employees vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.71% | -1.47 pp |
| Delinquency Rate | 0.72% | -0.15 pp |
| Return on Assets | 0.09% | -0.42 pp |
| Member Growth | -0.76% | - |
| Loan-to-Share Ratio | 88.84% | +4.94 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Washington State Employees filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $5.11B | - |
| 2025Q4 | $5.09B | 317,039 |
| 2024Q4 | $5.17B | 319,463 |
| 2023Q4 | $5.36B | 314,821 |
Credit Union Details
- Charter Number
- 60042
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Washington
- City
- OLYMPIA
- Data Quarter
- 2025Q4
Branch Locations (25)
Per its most recent NCUA branch filing, Washington State Employees runs 25 offices in 19 different cities.
| Office | City |
|---|---|
| OLYMPIA - MAIN OFFICE/HQ2 (Main Office) | OLYMPIA, WA |
| BELLEVUE | Bellevue, WA |
| CHEHALIS | Chehalis, WA |
| ELLENSBURG | ELLENSBURG, WA |
| EVERETT | Everett, WA |
| FEDERAL WAY DASH POINT | Federal Way, WA |
| LACEY CREDIT UNION CENTER | Lacey, WA |
| HAWKS PRAIRIE | Lacey, WA |
| LAKEWOOD | Lakewood, WA |
| MEDICAL LAKE | Medical Lake, WA |
| OLYMPIA MARTIN WAY | Olympia, WA |
| OLYMPIA WESTSIDE | Olympia, WA |
| PULLMAN CUB | Pullman, WA |
| PULLMAN BISHOP | Pullman, WA |
| PUYALLUP SOUTH HILL | Puyallup, WA |
| SEATTLE UNIVERSITY | Seattle, WA |
| SEATTLE FAIRVIEW | Seattle, WA |
| SPOKANE | Spokane, WA |
| SPOKANE DIVISION | Spokane, WA |
| SPOKANE VALLEY | Spokane Valley, WA |
| TACOMA JAMES | Tacoma, WA |
| TUMWATER TROSPER | Tumwater, WA |
| TUMWATER TOWN CENTER | Tumwater, WA |
| STATE HIGHWAY - UNION GAP | Union Gap, WA |
| YAKIMA | Yakima, WA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Washington
Other federally-insured credit unions in Washington, closest first by peer group and asset size.
Washington State Employees nationwide neighbourhoods
Using this data
- Washington State Employees ranks #2,327 of 4,374 nationally on financial health and #44 of 75 in WA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- PEAK is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with PEAK
Frequently Asked Questions
Is Washington State Employees financially healthy?
Washington State Employees has a financial health score of 83/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,327 of 4,374 nationally on health and #44 of 75 in Washington. Its net worth ratio is 9.71% and its delinquency rate 0.72%.
How does Washington State Employees compare to other credit unions?
Washington State Employees scores 83/100, higher than 46% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is loan-to-share ratio (88.84% vs 83.90%). Its widest shortfall is net worth ratio (9.71% vs 11.18%).
How can I join Washington State Employees?
Membership eligibility for Washington State Employees depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Washington State Employees directly for current membership requirements and application steps.
Is my money safe at Washington State Employees?
Washington State Employees is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Washington State Employees's net worth ratio of 9.71% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.