State credit union · Atlanta, Georgia · NCUA charter #66357
Delta Community
Health score 97/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 97
- Health / 100
- $8.93B
- Total assets
- 529,036
- Members
- 12.2%
- Net-worth ratio
Delta Community scores 97/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $8.93B; members 529,036; net-worth ratio 12.22%; health rank #180 of 4,374; healthier than 95th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#180 of 4,374 health · 2025Q4Delta Community · health 97/100 · $8.93B · 2025Q4
Call Report peers
Delta Community in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Delta Community vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Delta Community sits in 95-99 with 391 others.
97 Top 5% higher than 95% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Delta Community
- Strongest edge vs 749 Over $500M peers is Net Worth Ratio: +1.04 pp (12.22% vs 11.18%).
- Largest lag: Loan-to-Share Ratio at 79.65% vs peer 83.90% (-4.25 pp).
Where Delta Community sits in Georgia
- In Georgia, health place is #4 of 74 on the same NCUA-ratio sort used nationally.
- Assets rank #1 of 74 inside Georgia ($8.93B reported).
- Georgia membership ordinal: #1 of 74.
- One place up in Georgia, MYGEORGIA (#3) scores 98/100, 1 point higher; one place down, Lge Community (#5) ties at 97/100.
Delta Community: 2025Q4 → 2026Q1
Delta Community: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.4% from $8.93B (2025Q4) to $9.14B (2026Q1).
- Net-worth ratio shifted -0.04 pp (12.26% → 12.22%).
12.22% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 97/100 score is built
Delta Community gives up 3 points in total. Member Growth costs the most, 2.2 of its 15; Net Worth Ratio and Delinquency Rate and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 13.9 pts
- Member Growth 12.8 pts
- Loan-to-Share Ratio 15.3 pts
Delta Community health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.22% | +1.04 pp |
| Delinquency Rate | 0.29% | -0.58 pp |
| Return on Assets | 0.42% | -0.08 pp |
| Member Growth | 3.17% | - |
| Loan-to-Share Ratio | 79.65% | -4.25 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Delta Community filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $9.14B | - |
| 2025Q4 | $8.93B | 529,036 |
| 2024Q4 | $8.65B | 512,774 |
| 2023Q4 | $8.66B | 499,340 |
Credit Union Details
- Charter Number
- 66357
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Georgia
- City
- Atlanta
- Data Quarter
- 2025Q4
Branch Locations (36)
The NCUA branch filing lists 36 physical offices for Delta Community, spread across 25 cities in 4 states.
| Office | City |
|---|---|
| Vinings (Cumberland Boulevard) (Main Office) | Atlanta, GA |
| Alpharetta | Alpharetta, GA |
| Virginia Avenue | Atlanta, GA |
| Atlanta (Hartsfield-Jackson Int'l Airport) | Atlanta, GA |
| Atlanta (Technical Operations Center) | Atlanta, GA |
| Atlanta (World Headquaters) | Atlanta, GA |
| Buckhead-Midtown | Atlanta, GA |
| Office Location- Riverwood 100 | Atlanta, GA |
| Office Location - Riverwood 200 | Atlanta, GA |
| Buford (Kroger) | Buford, GA |
| Canton (Kroger) | Canton, GA |
| Chamblee/Brookhaven | Chamblee, GA |
| Conyers | Conyers, GA |
| Cumming | Cumming, GA |
| Decatur | Decatur, GA |
| Douglasville | Douglasville, GA |
| Duluth (Sugarloaf) | Duluth, GA |
| Fayetteville (Summit Point) | Fayetteville, GA |
| Florence, Ky (Cincinnati Metro) | Florence, KY |
| Gainesville | Gainesville, GA |
| Johns Creek | Johns Creek, GA |
| Locust Grove | Locust Grove, GA |
| Marietta (Dallas Highway) | Marietta, GA |
| Marietta (Johnson Ferry Road) | Marietta, GA |
| McDonough | McDonough, GA |
| Newnan (Highway 34 East) | Newnan, GA |
| Newnan (Coweta Crossroads) | Newnan, GA |
| Peachtree City (Braelinn Village) | Peachtree City, GA |
| Peachtree City (Wisdom Road) | Peachtree City, GA |
| Salt Lake City (Salt Lake City Int'l Airport) | Salt Lake City, UT |
| Sandy Springs (Hammond Drive) | Sandy Springs, GA |
| Snellville | Snellville, GA |
| Southlake, TX (Dallas Metro) | Southlake, TX |
| Stockbridge (Eagles Landing) | Stockbridge, GA |
| Stockbridge (Mt. Zion Parkway) | Stockbridge, GA |
| Woodstock Branch | Woodstock, GA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Georgia
Other federally-insured credit unions in Georgia, closest first by peer group and asset size.
Other-state peers near Delta Community
Using this data
- Delta Community ranks #180 of 4,374 nationally on financial health and #4 of 74 in GA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Robins Financial is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Robins Financial
Frequently Asked Questions
Is Delta Community financially healthy?
On its 2025Q4 NCUA 5300 filing, Delta Community scores 97/100 (Excellent), with a 12.22% net worth ratio and 0.29% of loans delinquent. It ranks #180 of 4,374 nationally on health and #4 of 74 in Georgia.
How does Delta Community compare to other credit unions?
Delta Community scores 97/100, higher than 95% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is net worth ratio (12.22% vs 11.18%). Its widest shortfall is loan-to-share ratio (79.65% vs 83.90%).
How can I join Delta Community?
Membership eligibility for Delta Community depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Delta Community directly for current membership requirements and application steps.
Is my money safe at Delta Community?
Delta Community is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Delta Community's net worth ratio of 12.22% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.