State credit union · Atlanta, Georgia · NCUA charter #66357
Delta Community
Health score 97/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 97
- Health / 100
- $8.93B
- Total assets
- 529,036
- Members
- 12.2%
- Net-worth ratio
Delta Community scores 97/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $8.93B; members 529,036; net-worth ratio 12.22%; health rank #180 of 4,374; healthier than 95th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#180 of 4,374 health · 2025Q4Delta Community · health 97/100 · $8.93B · 2025Q4
- CHARTER 97/100
- NCUSIF 12.2%
- CAMELS 0.29%
- HEALTH 0.42%
- NW $8.93B
- DELQ 529,036
- ROA #180/4,374
- ASSETS BROADVIEW
- MEM 66357
Call Report peers
Delta Community in the assets neighbourhood
Delta Community's $8.93B assets sit next to BROADVIEW ($8.99B) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Delta Community vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
97 Top 5% higher than 95% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Delta Community - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #66357 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
Peer-gap read for Delta Community
- Strongest edge vs 749 Over $500M peers is Net Worth Ratio: +1.04 pp (12.22% vs 11.18%).
- Largest lag: Loan-to-Share Ratio at 79.65% vs peer 83.90% (-4.25 pp).
Peer averages are NCUA 5300 means for the Over $500M cohort (749 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where Delta Community sits in Georgia
- In Georgia, health place is #4 of 74 on the same NCUA-ratio sort used nationally.
- Assets rank #1 of 74 inside Georgia ($8.93B reported).
- Georgia membership ordinal: #1 of 74.
In-state ordinals use the live credit_unions table for GA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Delta Community: 2025Q4 → 2026Q1
Delta Community: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +2.4% from $8.93B (2025Q4) to $9.14B (2026Q1).
- Net-worth ratio shifted -0.04 pp (12.26% → 12.22%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
12.22% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 97/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 97.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 13.9 pts
- Member Growth 12.8 pts
- Loan-to-Share Ratio 15.3 pts
Delta Community health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.22% | +1.04 pp |
| Delinquency Rate | 0.29% | -0.58 pp |
| Return on Assets | 0.42% | -0.08 pp |
| Member Growth | 3.17% | - |
| Loan-to-Share Ratio | 79.65% | -4.25 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Over $500M (749 CUs).
Delta Community filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $9.14B | - |
| 2025Q4 | $8.93B | 529,036 |
| 2024Q4 | $8.65B | 512,774 |
| 2023Q4 | $8.66B | 499,340 |
Credit Union Details
- Charter Number
- 66357
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Georgia
- City
- Atlanta
- Data Quarter
- 2025Q4
Branch Locations (36)
The NCUA branch filing lists 36 physical offices for Delta Community, spread across 25 cities in 4 states.
| Office | City |
|---|---|
| Vinings (Cumberland Boulevard) (Main Office) | Atlanta, GA |
| Alpharetta | Alpharetta, GA |
| Virginia Avenue | Atlanta, GA |
| Atlanta (Hartsfield-Jackson Int'l Airport) | Atlanta, GA |
| Atlanta (Technical Operations Center) | Atlanta, GA |
| Atlanta (World Headquaters) | Atlanta, GA |
| Buckhead-Midtown | Atlanta, GA |
| Office Location- Riverwood 100 | Atlanta, GA |
| Office Location - Riverwood 200 | Atlanta, GA |
| Buford (Kroger) | Buford, GA |
| Canton (Kroger) | Canton, GA |
| Chamblee/Brookhaven | Chamblee, GA |
| Conyers | Conyers, GA |
| Cumming | Cumming, GA |
| Decatur | Decatur, GA |
| Douglasville | Douglasville, GA |
| Duluth (Sugarloaf) | Duluth, GA |
| Fayetteville (Summit Point) | Fayetteville, GA |
| Florence, Ky (Cincinnati Metro) | Florence, KY |
| Gainesville | Gainesville, GA |
| Johns Creek | Johns Creek, GA |
| Locust Grove | Locust Grove, GA |
| Marietta (Dallas Highway) | Marietta, GA |
| Marietta (Johnson Ferry Road) | Marietta, GA |
| McDonough | McDonough, GA |
| Newnan (Highway 34 East) | Newnan, GA |
| Newnan (Coweta Crossroads) | Newnan, GA |
| Peachtree City (Braelinn Village) | Peachtree City, GA |
| Peachtree City (Wisdom Road) | Peachtree City, GA |
| Salt Lake City (Salt Lake City Int'l Airport) | Salt Lake City, UT |
| Sandy Springs (Hammond Drive) | Sandy Springs, GA |
| Snellville | Snellville, GA |
| Southlake, TX (Dallas Metro) | Southlake, TX |
| Stockbridge (Eagles Landing) | Stockbridge, GA |
| Stockbridge (Mt. Zion Parkway) | Stockbridge, GA |
| Woodstock Branch | Woodstock, GA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Georgia
Other federally-insured credit unions in Georgia, closest first by peer group and asset size.
Other-state peers near Delta Community
Two NCUA Call Report peer sets for Delta Community, both outside Georgia so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($8.93B here).
Similar health score
Nearest other-state credit unions by five-factor health composite (97/100 here).
Using this data
- Delta Community ranks #180 of 4,374 nationally on financial health and #4 of 74 in GA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Robins Financial is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Robins Financial
- Rates and health both vary by institution, not just by state -- see how Georgia credit unions compare overall before assuming this one is typical. Georgia state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Delta Community financially healthy?
Based on NCUA 5300 Call Report data as of Q4 2025, Delta Community carries a financial health score of 97/100 (Excellent). On the national health ranking (same basis as /rankings/healthiest), it sits at #180 of 4,374; by total assets it ranks #40 of 4,374 nationally (same basis as /rankings/largest); and #1 of 74 within Georgia. On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 12.22% net worth ratio and a 0.29% delinquency rate.
How does Delta Community compare to other credit unions?
97/100 is Delta Community's score on PlainCU's health composite, compared to a peer group average for Over $500M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Delta Community?
Membership eligibility for Delta Community depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Delta Community directly for current membership requirements and application steps.
Is my money safe at Delta Community?
Federal credit unions like Delta Community are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Delta Community's net worth ratio of 12.22% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Delta Community offer compared to banks?
Credit unions like Delta Community are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Delta Community directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.