State credit union · Waterloo, Iowa · NCUA charter #64418
VERIDIAN
Health score 89/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 89
- Health / 100
- $8.61B
- Total assets
- 367,737
- Members
- 11.5%
- Net-worth ratio
VERIDIAN scores 89/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $8.61B; members 367,737; net-worth ratio 11.47%; health rank #1,283 of 4,374; healthier than 69th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#1,283 of 4,374 health · 2025Q4VERIDIAN · health 89/100 · $8.61B · 2025Q4
Call Report peers
VERIDIAN in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
VERIDIAN vs every NCUA-scored credit union
VERIDIAN sits in the busiest band, 85-89, alongside 857 other credit unions.
89 Top 31% higher than 69% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
VERIDIAN vs Over $500M peers
- Loan-to-Share Ratio leads the peer set - 106.75% here, 83.90% peer average (+22.85 pp).
Iowa standing for VERIDIAN
- Health composite ranks #23 of 66 among scored Iowa credit unions.
- By total assets, VERIDIAN is #2 of 66 in Iowa.
- Membership ranks #2 of 66 among Iowa CUs with a reported count (367,737 members).
- One place up in Iowa, AIM (#22) ties at 89/100; one place down, 5 Star Community (#24) ties at 89/100.
How VERIDIAN's 5300 filing moved
VERIDIAN: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.4% from $8.61B (2025Q4) to $8.90B (2026Q1).
- Net-worth ratio shifted +0.02 pp (11.45% → 11.47%).
This credit union's 11.47% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 89/100 score is built
VERIDIAN gives up 11 points in total. Loan-to-Share Ratio costs the most, 7 of its 15; Net Worth Ratio and Return on Assets and Member Growth score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 21.4 pts
- Return on Assets 15.0 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 7.6 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.47% | +0.29 pp |
| Delinquency Rate | 0.86% | -0.02 pp |
| Return on Assets | 1.18% | +0.67 pp |
| Member Growth | 5.20% | - |
| Loan-to-Share Ratio | 106.75% | +22.85 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Call Report history - VERIDIAN
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $8.90B | - |
| 2025Q4 | $8.61B | 367,737 |
| 2024Q4 | $7.96B | 349,551 |
| 2023Q4 | $7.45B | 332,784 |
Credit Union Details
- Charter Number
- 64418
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Iowa
- City
- Waterloo
- Data Quarter
- 2025Q4
Branch Locations (31)
VERIDIAN operates 31 offices across 17 cities, spanning 3 states, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Ansborough Office (Main Office) | Waterloo, IA |
| Ankeny Main | Ankeny, IA |
| Georgetown | Ankeny, IA |
| Prairie Trail | Ankeny, IA |
| College Square Hy-Vee | Cedar Falls, IA |
| Cedar Heights | Cedar Falls, IA |
| Thunder Ridge | Cedar Falls, IA |
| East Viking | Cedar Falls, IA |
| Westdale | Cedar Rapids, IA |
| Blairs Ferry | Cedar Rapids, IA |
| Coralville | Coralville, IA |
| West Broadway - Council Bluffs | Council Bluffs, IA |
| Park Avenue Hy-Vee | Des Moines, IA |
| Ingersoll | Des Moines, IA |
| Shady Oak | Eden Prairie, MN |
| Independence | Independence, IA |
| Johnston | Johnston, IA |
| Oelwein | Oelwein, IA |
| West Maple-Omaha | Omaha, NE |
| South 144th St | OMAHA, NE |
| Legacy | Omaha, NE |
| Dodge-Omaha | Omaha, NE |
| Gretna | Omaha, NE |
| Papillion | Papillion, NE |
| Crossroads Hy-Vee | Waterloo, IA |
| Lafayette | Waterloo, IA |
| Kimball | Waterloo, IA |
| Waukee | Waukee, IA |
| Waverly | Waverly, IA |
| West Lakes | West Des Moines, IA |
| EP True | West Des Moines, IA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Iowa
Other federally-insured credit unions in Iowa, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Similar total assets
Using this data
- VERIDIAN ranks #1,283 of 4,374 nationally on financial health and #23 of 66 in IA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- GREENSTATE is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with GREENSTATE
Frequently Asked Questions
Is VERIDIAN financially healthy?
VERIDIAN has a financial health score of 89/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,283 of 4,374 nationally on health and #23 of 66 in Iowa. Its net worth ratio is 11.47% and its delinquency rate 0.86%.
How does VERIDIAN compare to other credit unions?
VERIDIAN scores 89/100, higher than 69% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is loan-to-share ratio (106.75% vs 83.90%).
How can I join VERIDIAN?
Membership eligibility for VERIDIAN depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact VERIDIAN directly for current membership requirements and application steps.
Is my money safe at VERIDIAN?
VERIDIAN is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. VERIDIAN's net worth ratio of 11.47% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.