Federal credit union · Albany, New York · NCUA charter #51
BROADVIEW
Health score 85/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 85
- Health / 100
- $8.99B
- Total assets
- 506,127
- Members
- 8.9%
- Net-worth ratio
BROADVIEW scores 85/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $8.99B; members 506,127; net-worth ratio 8.86%; health rank #2,023 of 4,374; healthier than 54th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#2,023 of 4,374 health · 2025Q4BROADVIEW · health 85/100 · $8.99B · 2025Q4
- MEM 85/100
- RANK 8.9%
- PHOTO 0.85%
- BOOK 0.20%
- CHARTER $8.99B
- NCUSIF 506,127
- CAMELS #2,023/4,374
- HEALTH Delta Community
- NW 51
Call Report peers
BROADVIEW in the assets neighbourhood
BROADVIEW's $8.99B assets sit next to Delta Community ($8.93B) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
BROADVIEW vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
85 Top 46% higher than 54% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
BROADVIEW - Share Insurance Coverage
Read from the 2025Q4 NCUA Call Report for charter #51: composite supervisory bracket and risk-based capital. Full deposit-insurance coverage details in our disclaimer.
BROADVIEW vs Over $500M peers
- Strongest edge vs 749 Over $500M peers is Loan-to-Share Ratio: +1.17 pp (85.07% vs 83.90%).
- Largest lag: Net Worth Ratio at 8.86% vs peer 11.18% (-2.32 pp).
Peer averages are NCUA 5300 means for the Over $500M cohort (749 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where BROADVIEW sits in New York
- Health composite ranks #117 of 272 among scored New York credit unions.
- New York assets place: #5 of 272.
- Membership ranks #3 of 272 among New York CUs with a reported count (506,127 members).
In-state ordinals use the live credit_unions table for NY only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for BROADVIEW
BROADVIEW: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +2.3% from $8.99B (2025Q4) to $9.20B (2026Q1).
- Net-worth ratio shifted +0.04 pp (8.82% → 8.86%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
8.86% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 85/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 85.
- Net Worth Ratio 27.2 pts
- Delinquency Rate 21.5 pts
- Return on Assets 10.5 pts
- Member Growth 10.4 pts
- Loan-to-Share Ratio 15.4 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 8.86% | -2.32 pp |
| Delinquency Rate | 0.85% | -0.03 pp |
| Return on Assets | 0.20% | -0.31 pp |
| Member Growth | 1.16% | - |
| Loan-to-Share Ratio | 85.07% | +1.17 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Over $500M (749 CUs).
Call Report history - BROADVIEW
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $9.20B | - |
| 2025Q4 | $8.99B | 506,127 |
| 2024Q4 | $8.68B | 500,346 |
| 2023Q4 | $9.03B | 484,531 |
Credit Union Details
- Charter Number
- 51
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- Over $500M
- State
- New York
- City
- Albany
- Data Quarter
- 2025Q4
Branch Locations (62)
BROADVIEW operates 62 offices across 28 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Financial Service Center (Main Office) | Albany, NY |
| Patroon Operations Center | Albany, NY |
| Wolf Rd | Albany, NY |
| Arbor Hill | Albany, NY |
| State St | Albany, NY |
| Empire State Plaza | Albany, NY |
| OneCommerce Plaza | Albany, NY |
| Patroon Creek | Albany, NY |
| S Pearl St | Albany, NY |
| SUNY Albany | Albany, NY |
| Nanotech | Albany, NY |
| Park South | Albany, NY |
| Mobile I | Albany, NY |
| Mobile II | Albany, NY |
| Albany Med Center Hosp | Albany, NY |
| St Peters Hosp | Albany, NY |
| Colonie Central Ave | Albany, NY |
| Western Ave CC | Albany, NY |
| Altamont | Altamont, NY |
| Amherst | Amherst, NY |
| SUNY Buffalo | Amherst, NY |
| Amsterdam | Amsterdam, NY |
| Upper Front St | Binghamton, NY |
| Court St | Binghamton, NY |
| BDC Automated Branch | Binghamton, NY |
| Buffalo | Buffalo, NY |
| Schodack | Castleton, NY |
| Cicero | Cicero, NY |
| Clifton Park | Clifton Park, NY |
| Vital Record Site CC | Clifton Park, NY |
| Cobleskill | Cobleskill, NY |
| Cohoes CC | Cohoes, NY |
| Cooperstown | Cooperstown, NY |
| East Greenbush | East Greenbush, NY |
| Glenmont | Glenmont, NY |
| Guilderland | Guilderland, NY |
| Clifton Park CC | Halfmoon, NY |
| Kirkwood | Kirkwood, NY |
| Latham | Latham, NY |
| Malta CC | Malta, NY |
| North Greenbush CC | Rensselaer, NY |
| Rotterdam | Rotterdam, NY |
| Wilton | Saratoga Springs, NY |
| Niskayuna | Schenectady, NY |
| Albany St | Schenectady, NY |
| SEFCU Square | Schenectady, NY |
| Ellis Hosp | Schenectady, NY |
| Glenville | Schenectady, NY |
| Niskayuna CC | Schenectady, NY |
| Schenectady-City Hall CC | Schenectady, NY |
| Union Street | Schenectady, NY |
| Slingerlands | Slingerlands, NY |
| Vista | Slingerlands, NY |
| Syr Deys Bldg | Syracuse, NY |
| Syr Simon Dr | Syracuse, NY |
| Syr S Crouse Ave | Syracuse, NY |
| Hoosick VRC | Troy, NY |
| Troy | Troy, NY |
| RPI | Troy, NY |
| Brunswick CC | Troy, NY |
| Vestal | Vestal, NY |
| Clarence | Williamsville, NY |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New York
More federally-insured credit unions based in New York, ordered by peer group match and asset size.
Other-state peers near BROADVIEW
Cross-state asset and health neighbours for BROADVIEW - kept outside New York; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($8.99B here).
Similar health score
Nearest other-state credit unions by five-factor health composite (85/100 here).
Using this data
- BROADVIEW ranks #2,023 of 4,374 nationally on financial health and #117 of 272 in NY -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- ESL is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with ESL
- Rates and health both vary by institution, not just by state -- see how New York credit unions compare overall before assuming this one is typical. New York state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is BROADVIEW financially healthy?
BROADVIEW scores 85/100 (Excellent) on financial health, per the NCUA 5300 Call Report for Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #2,023 of 4,374; by total assets it ranks #39 of 4,374 nationally (same basis as /rankings/largest); and #5 of 272 within New York. Anything above 80 is considered excellent, anything below 50 may need closer monitoring - this score reflects a 8.86% net worth ratio and a 0.85% delinquency rate.
How does BROADVIEW compare to other credit unions?
PlainCU's health composite puts BROADVIEW at 85/100, compared to a peer group average for Over $500M credit unions. It's a weighted blend of five NCUA-reported figures: net worth ratio (30% of the score), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join BROADVIEW?
BROADVIEW serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact BROADVIEW directly for the current list of qualifying groups.
Is my money safe at BROADVIEW?
Federal credit unions like BROADVIEW are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. BROADVIEW's net worth ratio of 8.86% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does BROADVIEW offer compared to banks?
Credit unions like BROADVIEW are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact BROADVIEW directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.