State credit union · Madison, Wisconsin · NCUA charter #66492
University of Wisconsin
Health score 97/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 97
- Health / 100
- $6.30B
- Total assets
- 386,994
- Members
- 9.1%
- Net-worth ratio
University of Wisconsin scores 97/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $6.30B; members 386,994; net-worth ratio 9.12%; health rank #213 of 4,374; healthier than 95th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#213 of 4,374 health · 2025Q4University of Wisconsin · health 97/100 · $6.30B · 2025Q4
- DELQ 97/100
- ROA 9.1%
- ASSETS 0.62%
- MEM 0.51%
- RANK $6.30B
- PHOTO 386,994
- BOOK #213/4,374
- CHARTER Wescom Central
- NCUSIF 66492
Call Report peers
University of Wisconsin in the assets neighbourhood
University of Wisconsin's $6.30B assets sit next to Wescom Central ($6.31B) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
University of Wisconsin vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
97 Top 5% higher than 95% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
University of Wisconsin - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #66492, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
University of Wisconsin vs Over $500M peers
- Strongest edge vs 749 Over $500M peers is Delinquency Rate: -0.26 pp (0.62% vs 0.87%).
- Widest shortfall vs peers is Net Worth Ratio: -2.06 pp (9.12% vs 11.18%).
Peer averages are NCUA 5300 means for the Over $500M cohort (749 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Wisconsin standing for University of Wisconsin
- Health composite ranks #9 of 100 among scored Wisconsin credit unions.
- Wisconsin assets place: #4 of 100.
- Membership ranks #3 of 100 among Wisconsin CUs with a reported count (386,994 members).
In-state ordinals use the live credit_unions table for WI only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
University of Wisconsin Call Report trajectory
University of Wisconsin: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +4.9% from $6.30B (2025Q4) to $6.60B (2026Q1).
- Net-worth ratio shifted -0.11 pp (9.23% → 9.12%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 9.12% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 97/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 97.
- Net Worth Ratio 27.8 pts
- Delinquency Rate 23.8 pts
- Return on Assets 15.0 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 15.4 pts
University of Wisconsin health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.12% | -2.06 pp |
| Delinquency Rate | 0.62% | -0.26 pp |
| Return on Assets | 0.51% | -0.00 pp |
| Member Growth | 5.66% | - |
| Loan-to-Share Ratio | 82.21% | -1.69 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Over $500M (749 CUs).
University of Wisconsin filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $6.60B | - |
| 2025Q4 | $6.30B | 386,994 |
| 2024Q4 | $5.65B | 366,279 |
| 2023Q4 | $5.30B | 348,036 |
Credit Union Details
- Charter Number
- 66492
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Wisconsin
- City
- Madison
- Data Quarter
- 2025Q4
Branch Locations (42)
The NCUA branch filing lists 42 physical offices for University of Wisconsin, spread across 23 cities.
| Office | City |
|---|---|
| Community Building (Main Office) | Madison, WI |
| Elm Grove | Elm Grove, WI |
| Fitchburg | Fitchburg, WI |
| Fish Hatchery | Fitchburg, WI |
| Franklin | Franklin, WI |
| Bayshore | Glendale, WI |
| Green Bay | Green Bay, WI |
| Southridge | Greendale, WI |
| LaCrosse | La Crosse, WI |
| Monroe St | Madison, WI |
| Junction Road | Madison, WI |
| State St | Madison, WI |
| East Side | Madison, WI |
| Cap Square | Madison, WI |
| Madison College | Madison, WI |
| Northport | Madison, WI |
| Union South | Madison, WI |
| University Ave Branch | Madison, WI |
| 8413-8417 Excelsior Dr | Madison, WI |
| 8401 Excelsior | Madison, WI |
| 8017 Excelsior | Madison, WI |
| Cottage Grove Rd | Madison, WI |
| Middleton Hills | Middleton, WI |
| Middleton High School | Middleton, WI |
| Milwaukee | Milwaukee, WI |
| Bay View | Milwaukee, WI |
| Pier 37 | Monona, WI |
| New Berlin | New Berlin, WI |
| Oak Creek | Oak Creek, WI |
| Oconomowoc | Oconomowoc, WI |
| Oshkosh | Oshkosh, WI |
| Pewaukee | Pewaukee, WI |
| Stevens Point Campus | Stevens Point, WI |
| Stevens Point | Stevens Point, WI |
| Sun Prairie | Sun Prairie, WI |
| Verona | Verona, WI |
| Waukesha | Waukesha, WI |
| Mayfair | Wauwatosa, WI |
| Wauwatosa | Wauwatosa, WI |
| 2323 N Mayfair Admin Space | Wauwatosa, WI |
| West Allis | West Allis, WI |
| Whitewater | Whitewater, WI |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Wisconsin
More federally-insured credit unions based in Wisconsin, ordered by peer group match and asset size.
Other-state peers near University of Wisconsin
Cross-state asset and health neighbours for University of Wisconsin - kept outside Wisconsin; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($6.30B here).
Similar health score
Nearest other-state credit unions by five-factor health composite (97/100 here).
Using this data
- University of Wisconsin ranks #213 of 4,374 nationally on financial health and #9 of 100 in WI -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Community First is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Community First
- Rates and health both vary by institution, not just by state -- see how Wisconsin credit unions compare overall before assuming this one is typical. Wisconsin state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is University of Wisconsin financially healthy?
University of Wisconsin scores 97/100 (Excellent) on financial health, per the NCUA 5300 Call Report for Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #213 of 4,374; by total assets it ranks #64 of 4,374 nationally (same basis as /rankings/largest); and #4 of 100 within Wisconsin. Anything above 80 is considered excellent, anything below 50 may need closer monitoring - this score reflects a 9.12% net worth ratio and a 0.62% delinquency rate.
How does University of Wisconsin compare to other credit unions?
University of Wisconsin scores 97/100 on PlainCU's health composite, compared to a peer group average for Over $500M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join University of Wisconsin?
Membership eligibility for University of Wisconsin depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact University of Wisconsin directly for current membership requirements and application steps.
Is my money safe at University of Wisconsin?
Federal credit unions like University of Wisconsin are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. University of Wisconsin's net worth ratio of 9.12% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does University of Wisconsin offer compared to banks?
Credit unions like University of Wisconsin are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact University of Wisconsin directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.