State credit union · Madison, Wisconsin · NCUA charter #66492
University of Wisconsin
Health score 97/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 97
- Health / 100
- $6.30B
- Total assets
- 386,994
- Members
- 9.1%
- Net-worth ratio
University of Wisconsin scores 97/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $6.30B; members 386,994; net-worth ratio 9.12%; health rank #213 of 4,374; healthier than 95th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#213 of 4,374 health · 2025Q4University of Wisconsin · health 97/100 · $6.30B · 2025Q4
Call Report peers
University of Wisconsin in the assets neighbourhood
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University of Wisconsin vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); University of Wisconsin sits in 95-99 with 391 others.
97 Top 5% higher than 95% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
University of Wisconsin vs Over $500M peers
- Strongest edge vs 749 Over $500M peers is Delinquency Rate: -0.26 pp (0.62% vs 0.87%).
- Widest shortfall vs peers is Net Worth Ratio: -2.06 pp (9.12% vs 11.18%).
Wisconsin standing for University of Wisconsin
- Health composite ranks #9 of 100 among scored Wisconsin credit unions.
- Wisconsin assets place: #4 of 100.
- Membership ranks #3 of 100 among Wisconsin CUs with a reported count (386,994 members).
- One place up in Wisconsin, HEARTLAND (#8) ties at 97/100; one place down, Marathon County Employees (#10) scores 95/100, 2 points lower.
University of Wisconsin Call Report trajectory
University of Wisconsin: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +4.9% from $6.30B (2025Q4) to $6.60B (2026Q1).
- Net-worth ratio shifted -0.11 pp (9.23% → 9.12%).
This credit union's 9.12% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 97/100 score is built
University of Wisconsin gives up 3 points in total. Net Worth Ratio costs the most, 2.2 of its 30; Return on Assets and Member Growth and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 27.8 pts
- Delinquency Rate 23.8 pts
- Return on Assets 15.0 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 15.4 pts
University of Wisconsin health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.12% | -2.06 pp |
| Delinquency Rate | 0.62% | -0.26 pp |
| Return on Assets | 0.51% | -0.00 pp |
| Member Growth | 5.66% | - |
| Loan-to-Share Ratio | 82.21% | -1.69 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
University of Wisconsin filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $6.60B | - |
| 2025Q4 | $6.30B | 386,994 |
| 2024Q4 | $5.65B | 366,279 |
| 2023Q4 | $5.30B | 348,036 |
Credit Union Details
- Charter Number
- 66492
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Wisconsin
- City
- Madison
- Data Quarter
- 2025Q4
Branch Locations (42)
The NCUA branch filing lists 42 physical offices for University of Wisconsin, spread across 23 cities.
| Office | City |
|---|---|
| Community Building (Main Office) | Madison, WI |
| Elm Grove | Elm Grove, WI |
| Fitchburg | Fitchburg, WI |
| Fish Hatchery | Fitchburg, WI |
| Franklin | Franklin, WI |
| Bayshore | Glendale, WI |
| Green Bay | Green Bay, WI |
| Southridge | Greendale, WI |
| LaCrosse | La Crosse, WI |
| Monroe St | Madison, WI |
| Junction Road | Madison, WI |
| State St | Madison, WI |
| East Side | Madison, WI |
| Cap Square | Madison, WI |
| Madison College | Madison, WI |
| Northport | Madison, WI |
| Union South | Madison, WI |
| University Ave Branch | Madison, WI |
| 8413-8417 Excelsior Dr | Madison, WI |
| 8401 Excelsior | Madison, WI |
| 8017 Excelsior | Madison, WI |
| Cottage Grove Rd | Madison, WI |
| Middleton Hills | Middleton, WI |
| Middleton High School | Middleton, WI |
| Milwaukee | Milwaukee, WI |
| Bay View | Milwaukee, WI |
| Pier 37 | Monona, WI |
| New Berlin | New Berlin, WI |
| Oak Creek | Oak Creek, WI |
| Oconomowoc | Oconomowoc, WI |
| Oshkosh | Oshkosh, WI |
| Pewaukee | Pewaukee, WI |
| Stevens Point Campus | Stevens Point, WI |
| Stevens Point | Stevens Point, WI |
| Sun Prairie | Sun Prairie, WI |
| Verona | Verona, WI |
| Waukesha | Waukesha, WI |
| Mayfair | Wauwatosa, WI |
| Wauwatosa | Wauwatosa, WI |
| 2323 N Mayfair Admin Space | Wauwatosa, WI |
| West Allis | West Allis, WI |
| Whitewater | Whitewater, WI |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Wisconsin
More federally-insured credit unions based in Wisconsin, ordered by peer group match and asset size.
Other-state peers near University of Wisconsin
Using this data
- University of Wisconsin ranks #213 of 4,374 nationally on financial health and #9 of 100 in WI -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Community First is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Community First
Frequently Asked Questions
Is University of Wisconsin financially healthy?
University of Wisconsin has a financial health score of 97/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #213 of 4,374 nationally on health and #9 of 100 in Wisconsin. Its net worth ratio is 9.12% and its delinquency rate 0.62%.
How does University of Wisconsin compare to other credit unions?
University of Wisconsin scores 97/100, higher than 95% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is delinquency rate (0.62% vs 0.87%). Its widest shortfall is net worth ratio (9.12% vs 11.18%).
How can I join University of Wisconsin?
Membership eligibility for University of Wisconsin depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact University of Wisconsin directly for current membership requirements and application steps.
Is my money safe at University of Wisconsin?
University of Wisconsin is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. University of Wisconsin's net worth ratio of 9.12% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.