State credit union · Colorado Spring, Colorado · NCUA charter #68671
ENT
Health score 93/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 93
- Health / 100
- $9.97B
- Total assets
- 590,486
- Members
- 11.5%
- Net-worth ratio
ENT scores 93/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $9.97B; members 590,486; net-worth ratio 11.54%; health rank #646 of 4,374; healthier than 84th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#646 of 4,374 health · 2025Q4ENT · health 93/100 · $9.97B · 2025Q4
- CAMELS 93/100
- HEALTH 11.5%
- NW 0.81%
- DELQ 0.69%
- ROA $9.97B
- ASSETS 590,486
- MEM #646/4,374
- RANK Police & Fire
- PHOTO 68671
Call Report peers
ENT in the assets neighbourhood
ENT's $9.97B assets sit next to Police & Fire ($9.99B) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
ENT vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
93 Top 16% higher than 84% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
ENT - Share Insurance Coverage
Read from the 2025Q4 NCUA Call Report for charter #68671: composite supervisory bracket and risk-based capital. Full deposit-insurance coverage details in our disclaimer.
ENT vs Over $500M peers
- Loan-to-Share Ratio leads the peer set - 98.36% here, 83.90% peer average (+14.46 pp).
Peer averages are NCUA 5300 means for the Over $500M cohort (749 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where ENT sits in Colorado
- Health composite ranks #9 of 66 among scored Colorado credit unions.
- By total assets, ENT is #1 of 66 in Colorado.
- Colorado membership ordinal: #1 of 66.
In-state ordinals use the live credit_unions table for CO only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
ENT: 2025Q4 → 2026Q1
ENT: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +95.3% from $9.97B (2025Q4) to $19.48B (2026Q1).
- Net-worth ratio shifted +0.75 pp (10.79% → 11.54%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 11.54% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 93/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 93.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 21.9 pts
- Return on Assets 15.0 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 11.1 pts
ENT health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.54% | +0.36 pp |
| Delinquency Rate | 0.81% | -0.06 pp |
| Return on Assets | 0.69% | +0.19 pp |
| Member Growth | 6.06% | - |
| Loan-to-Share Ratio | 98.36% | +14.46 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Over $500M (749 CUs).
ENT quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $19.48B | - |
| 2025Q4 | $9.97B | 590,486 |
| 2024Q4 | $9.84B | 556,751 |
| 2023Q4 | $9.79B | 533,480 |
Credit Union Details
- Charter Number
- 68671
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Colorado
- City
- Colorado Spring
- Data Quarter
- 2025Q4
Branch Locations (91)
ENT operates 91 offices across 56 cities, spanning 6 states, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Colorado Springs Headquarters (Main Office) | Colorado Springs, CO |
| Alamosa | Alamosa, CO |
| Appleton | Appleton, WI |
| Buckley AFB | Aurora, CO |
| Peoria | Aurora, CO |
| Smoky Hill | Aurora, CO |
| Seven Hills | Aurora, CO |
| Baxter | Baxter, MN |
| Blaine | Blaine, MN |
| Brighton | Brighton, CO |
| Brooklyn Center | Brooklyn Center, MN |
| Broomfield | Broomfield, CO |
| East Baseline | Broomfield, CO |
| Canon City | Canon City, CO |
| Wilcox | Castle Rock, CO |
| Promenade | Castle Rock, CO |
| Chaska | Chaska, MN |
| Chisholm | Chisholm, MN |
| Atlanta | College Park, GA |
| Bon | Colorado Springs, CO |
| Flintridge | Colorado Springs, CO |
| Galley | Colorado Springs, CO |
| Jet Wing | Colorado Springs, CO |
| Mountain Bell | Colorado Springs, CO |
| Murray | Colorado Springs, CO |
| South | Colorado Springs, CO |
| Stetson Hills | Colorado Springs, CO |
| UCCS | Colorado Springs, CO |
| Duryea | Colorado Springs, CO |
| Interquest | Colorado Springs, CO |
| University | Colorado Springs, CO |
| Constitution | Colorado Springs, CO |
| Westside | Colorado Springs, CO |
| Garden of the Gods | Colorado Springs, CO |
| Columbia Heights | Columbia Heights, MN |
| Reunion | Commerce City, CO |
| Coon Rapids | Coon Rapids, MN |
| LoDo | Denver, CO |
| Tower Rd | Denver, CO |
| Eagan | Eagan, MN |
| Eden Prairie | Eden Prairie, MN |
| Edina | Edina, MN |
| Firestone | Firestone, CO |
| North College | Fort Collins, CO |
| South College | Fort Collins, CO |
| Shields | Fort Collins, CO |
| Greeley Center | Greeley, CO |
| West Greeley | Greeley, CO |
| Lucent | Highlands Ranch, CO |
| Quebec | Highlands Ranch, CO |
| Highlands Ranch | Highlands Ranch, CO |
| Lakeville | Lakeville, MN |
| Ken Caryl | Littleton, CO |
| South Wadsworth | Littleton, CO |
| Park Meadows | Lone Tree, CO |
| Eisenhower | Loveland, CO |
| North Loveland | Loveland, CO |
| Madison | Madison, WI |
| Maple Grove | Maple Grove, MN |
| Delta - Building C (MSP Airport) | Minneapolis, MN |
| Minneapolis - Chicago Ave | Minneapolis, MN |
| Minneapolis - Rand Tower | Minneapolis, MN |
| Minnetonka | Minnetonka, MN |
| Jackson Creek | Monument, CO |
| Northfield | Northfield, MN |
| Orlando | Orlando, FL |
| Otsego | Otsego, MN |
| Twenty Mile | Parker, CO |
| Cottonwood | Parker, CO |
| Peterson AFB | Peterson AFB, CO |
| Falcon | Peyton, CO |
| Plymouth | Plymouth, MN |
| Pueblo Main | Pueblo, CO |
| Pueblo South | Pueblo, CO |
| Pueblo West | Pueblo West, CO |
| Rochester | Rochester, MN |
| Rye | Rye, CO |
| MSP International Airport | Saint Paul, MN |
| St. Paul - Highgrove | Saint Paul, MN |
| Savage | Savage, MN |
| Schriever AFB | Schriever AFB, CO |
| Detroit/Taylor | Taylor, MI |
| Thief River Falls | Thief River Falls, MN |
| Grant Street | Thornton, CO |
| Riverdale | Thornton, CO |
| Timnath | Timnath, CO |
| Orchard Town Center | Westminster, CO |
| Westminster | Westminster, CO |
| Windsor | Windsor, WI |
| Woodbury | Woodbury, MN |
| Woodland Park | Woodland Park, CO |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Colorado
Other federally-insured credit unions in Colorado, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Two NCUA Call Report peer sets for ENT, both outside Colorado so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($9.97B here).
Similar health score
Nearest other-state credit unions by five-factor health composite (93/100 here).
Using this data
- ENT ranks #646 of 4,374 nationally on financial health and #9 of 66 in CO -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- BELLCO is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with BELLCO
- Rates and health both vary by institution, not just by state -- see how Colorado credit unions compare overall before assuming this one is typical. Colorado state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is ENT financially healthy?
ENT scores 93/100 (Excellent) on financial health, per the NCUA 5300 Call Report for Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #646 of 4,374; by total assets it ranks #23 of 4,374 nationally (same basis as /rankings/largest); and #1 of 66 within Colorado. Anything above 80 is considered excellent, anything below 50 may need closer monitoring - this score reflects a 11.54% net worth ratio and a 0.81% delinquency rate.
How does ENT compare to other credit unions?
On PlainCU's health composite, ENT lands at 93/100, compared to a peer group average for Over $500M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join ENT?
Membership eligibility for ENT depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact ENT directly for current membership requirements and application steps.
Is my money safe at ENT?
Federal credit unions like ENT are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. ENT's net worth ratio of 11.54% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does ENT offer compared to banks?
Credit unions like ENT are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact ENT directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.