State credit union · Colorado Spring, Colorado · NCUA charter #68671

ENT

Health score 93/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.

93
Health / 100
$9.97B
Total assets
590,486
Members
11.5%
Net-worth ratio

ENT scores 93/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $9.97B; members 590,486; net-worth ratio 11.54%; health rank #646 of 4,374; healthier than 84th of scored peers.

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#646 of 4,374 health · 2025Q4

ENT · health 93/100 · $9.97B · 2025Q4

Call Report peers

ENT in the assets neighbourhood

Police & Fire$9.99BENT (this)$9.97BTEACHERS$9.92BEASTMAN$9.91BESL$9.89BREDWOOD$9.76B
Nearest other-state credit unions by total assets (NCUA 5300)

Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.

ENT vs every NCUA-scored credit union

The busiest band is 85-89 (858 credit unions); ENT sits in 90-94 with 747 others.

93 Top 16% higher than 84% of 4,374 credit unions

every scored credit union, bucketed by value

Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source NCUA 5300 Call Report aggregates · 2025Q4

ENT vs Over $500M peers

  • Loan-to-Share Ratio leads the peer set - 98.36% here, 83.90% peer average (+14.46 pp).

Where ENT sits in Colorado

  • Health composite ranks #9 of 66 among scored Colorado credit unions.
  • By total assets, ENT is #1 of 66 in Colorado.
  • Colorado membership ordinal: #1 of 66.
  • One place up in Colorado, Minnequa Works (#8) ties at 93/100; one place down, AFFIDIAN (#10) scores 92/100, 1 point lower.

ENT: 2025Q4 → 2026Q1

ENT: total assets by quarter

2023Q4 to 2026Q1, NCUA 5300

5,000,000,00010,000,000,00015,000,000,00020,000,000,00025,000,000,000 2023Q42024Q42025Q42026Q1 9,792,983,683 19,478,955,762 ▲ +98.9%
  • Assets moved +95.3% from $9.97B (2025Q4) to $19.48B (2026Q1).
  • Net-worth ratio shifted +0.75 pp (10.79% → 11.54%).
Net worth ratio vs. NCUA well-capitalized threshold 76.9%

This credit union's 11.54% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.

How the 93/100 score is built

ENT gives up 7 points in total. Loan-to-Share Ratio costs the most, 3.8 of its 15; Net Worth Ratio and Return on Assets and Member Growth score full marks.

  • Net Worth Ratio 30.0 pts
  • Delinquency Rate 21.9 pts
  • Return on Assets 15.0 pts
  • Member Growth 15.0 pts
  • Loan-to-Share Ratio 11.1 pts

ENT health metrics

Metric Value vs peer
Net Worth Ratio 11.54% +0.36 pp
Delinquency Rate 0.81% -0.06 pp
Return on Assets 0.69% +0.19 pp
Member Growth 6.06% -
Loan-to-Share Ratio 98.36% +14.46 pp

Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.

ENT quarterly book

Quarter Assets Members
2026Q1 $19.48B -
2025Q4 $9.97B 590,486
2024Q4 $9.84B 556,751
2023Q4 $9.79B 533,480

Credit Union Details

Charter Number
68671
Type
State
Field of Membership
Other
Peer Group
Over $500M
State
Colorado
City
Colorado Spring
Data Quarter
2025Q4

Branch Locations (91)

ENT operates 91 offices across 56 cities, spanning 6 states, per its most recent NCUA branch filing.

Office City
Colorado Springs Headquarters (Main Office) Colorado Springs, CO
Alamosa Alamosa, CO
Appleton Appleton, WI
Buckley AFB Aurora, CO
Peoria Aurora, CO
Smoky Hill Aurora, CO
Seven Hills Aurora, CO
Baxter Baxter, MN
Blaine Blaine, MN
Brighton Brighton, CO
Brooklyn Center Brooklyn Center, MN
Broomfield Broomfield, CO
East Baseline Broomfield, CO
Canon City Canon City, CO
Wilcox Castle Rock, CO
Promenade Castle Rock, CO
Chaska Chaska, MN
Chisholm Chisholm, MN
Atlanta College Park, GA
Bon Colorado Springs, CO
Flintridge Colorado Springs, CO
Galley Colorado Springs, CO
Jet Wing Colorado Springs, CO
Mountain Bell Colorado Springs, CO
Murray Colorado Springs, CO
South Colorado Springs, CO
Stetson Hills Colorado Springs, CO
UCCS Colorado Springs, CO
Duryea Colorado Springs, CO
Interquest Colorado Springs, CO
University Colorado Springs, CO
Constitution Colorado Springs, CO
Westside Colorado Springs, CO
Garden of the Gods Colorado Springs, CO
Columbia Heights Columbia Heights, MN
Reunion Commerce City, CO
Coon Rapids Coon Rapids, MN
LoDo Denver, CO
Tower Rd Denver, CO
Eagan Eagan, MN
Eden Prairie Eden Prairie, MN
Edina Edina, MN
Firestone Firestone, CO
North College Fort Collins, CO
South College Fort Collins, CO
Shields Fort Collins, CO
Greeley Center Greeley, CO
West Greeley Greeley, CO
Lucent Highlands Ranch, CO
Quebec Highlands Ranch, CO
Highlands Ranch Highlands Ranch, CO
Lakeville Lakeville, MN
Ken Caryl Littleton, CO
South Wadsworth Littleton, CO
Park Meadows Lone Tree, CO
Eisenhower Loveland, CO
North Loveland Loveland, CO
Madison Madison, WI
Maple Grove Maple Grove, MN
Delta - Building C (MSP Airport) Minneapolis, MN
Minneapolis - Chicago Ave Minneapolis, MN
Minneapolis - Rand Tower Minneapolis, MN
Minnetonka Minnetonka, MN
Jackson Creek Monument, CO
Northfield Northfield, MN
Orlando Orlando, FL
Otsego Otsego, MN
Twenty Mile Parker, CO
Cottonwood Parker, CO
Peterson AFB Peterson AFB, CO
Falcon Peyton, CO
Plymouth Plymouth, MN
Pueblo Main Pueblo, CO
Pueblo South Pueblo, CO
Pueblo West Pueblo West, CO
Rochester Rochester, MN
Rye Rye, CO
MSP International Airport Saint Paul, MN
St. Paul - Highgrove Saint Paul, MN
Savage Savage, MN
Schriever AFB Schriever AFB, CO
Detroit/Taylor Taylor, MI
Thief River Falls Thief River Falls, MN
Grant Street Thornton, CO
Riverdale Thornton, CO
Timnath Timnath, CO
Orchard Town Center Westminster, CO
Westminster Westminster, CO
Windsor Windsor, WI
Woodbury Woodbury, MN
Woodland Park Woodland Park, CO

Source: NCUA Credit Union Branch Information, 2025Q4 filing.

Nearby Credit Unions in Colorado

Other federally-insured credit unions in Colorado, closest first by peer group and asset size.

Compare ENT vs BELLCO

Nationwide credit unions with similar profiles

Using this data

  • ENT ranks #646 of 4,374 nationally on financial health and #9 of 66 in CO -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
  • BELLCO is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with BELLCO

Frequently Asked Questions

Is ENT financially healthy?

ENT has a financial health score of 93/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #646 of 4,374 nationally on health and #9 of 66 in Colorado. Its net worth ratio is 11.54% and its delinquency rate 0.81%.

How does ENT compare to other credit unions?

ENT scores 93/100, higher than 84% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is loan-to-share ratio (98.36% vs 83.90%).

How can I join ENT?

Membership eligibility for ENT depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact ENT directly for current membership requirements and application steps.

Is my money safe at ENT?

ENT is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. ENT's net worth ratio of 11.54% exceeds the 7% threshold NCUA considers "well capitalized."

Data sources

Related

How health scores work →

Data sourced from the NCUA 5300 Call Report (2025Q4) for ENT. Retrieved and formatted by PlainCU. See our methodology for details.

Disclaimer: Not affiliated with NCUA. For informational purposes only.

Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.